MCHB
Mechanics Bancorp Financials State Commercial Banks Russell 3000
$14.64Close
$11.81 – $16.9052-week range
Jan 27, 2027Next report · estimated
Highlights
Strengths
- Earnings growing EPS +23% year on year, faster than the quarter before (+32 pts)
Cautions
- Not in an uptrend 4 of 8 trend conditions
- Lagging the market RS 46 · weaker than 54% of stocks over 12 months
- Distribution down-day volume 1.8× up-day volume over 50 sessions
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
13%
1wk
down 3.5%
price change
1mo
down 0.9%
price change
12-month return
up 19%
market up 11% ·
its own up 10%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
—
price / earnings
PEG
—
P/E / EPS growth
P/B
—
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
up 3%
year on year
EPS growth
up 23%
latest quarter · +32 pts
Sales growth
up 16%
latest quarter · +3 pts
ROE
up 10%
return on equity
Free cash margin
—
D/E
0.07
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Piotroski tests
Repair signals
- Revenue reaccelerating (-77% then +3%)
Trade setup
ATR%
2.2%
$0.33 a day · 2×ATR $13.99
RS
46 / 99
vs the universe
Trend
4 / 8
trend template
Relative volume
1.6×
vs 50-day average
Up/down volume
0.57
50 sessions
Implied move
—
no scheduled report
Trend template · 4 of 8
- Price above the 150 and 200-day averages: fails
- 150-day average above the 200-day: passes
- 200-day average rising for a month: passes
- 50-day average above the 150 and 200-day: passes
- Price above the 50-day average: fails
- At least 30% above the 52-week low: fails
- Within 25% of the 52-week high: passes
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- No restatement or impairment
- Equity positive
- No material dilution
- Margins and revenue not shrinking
Last reported
Oct 28, 2026
Results reaction
Oct 28, 2026-3% vs market2 sessions after results
Financials
- Net 534%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $358.0M | $347.0M | $284.9M | $208.7M | $48.1M | $49.7M |
| Net income | $80.0M | $115.4M | $66.5M | -$27.5M | -$144.3M | $265.7M |
| Net margin | 22% | 33% | 23% | -13% | -300% | 534% |
| Earnings per share | $3.47 | $5.46 | $3.49 | -$1.46 | -$0.71 | $1.27 |
| Cash | $58.0M | $65.2M | $72.8M | $215.7M | $999.7M | $1.0B |
| Long-term debt | $125.8M | $126.0M | $224.4M | $224.8M | $0 | $192.0M |
| Shareholders' equity | $717.8M | $715.3M | $562.1M | $2.2B | $2.3B | $2.9B |
| Shares outstanding | 21.80m | 20.09m | 18.73m | 18.81m | 18.86m | — |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 7, 2026 | Quarterly ↗ | Jun 30, 2026 | 38d |
| May 8, 2026 | Quarterly ↗ | Mar 31, 2026 | 38d |
| Mar 17, 2026 | Annual ↗ | Dec 31, 2025 | 76d |
| Nov 17, 2025 | Quarterly ↗ | Sep 30, 2025 | 48d |
| Aug 6, 2025 | Quarterly ↗ | Jun 30, 2025 | 37d |
| May 8, 2025 | Quarterly ↗ | Mar 31, 2025 | 38d |
| Mar 7, 2025 | Annual ↗ | Dec 31, 2024 | 66d |
| Nov 8, 2024 | Quarterly ↗ | Sep 30, 2024 | 39d |
| Aug 6, 2024 | Quarterly ↗ | Jun 30, 2024 | 37d |
| May 9, 2024 | Quarterly ↗ | Mar 31, 2024 | 39d |
| Mar 6, 2024 | Annual ↗ | Dec 31, 2023 | 66d |
| Nov 7, 2023 | Quarterly ↗ | Sep 30, 2023 | 38d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 28, 2026 | Results · Regulation FD ↗ |
| Sep 17, 2026 | Other events ↗ |
| Aug 20, 2026 | Other events ↗ |
| Jul 29, 2026 | Results · Regulation FD ↗ |
| Jun 1, 2026 | Shareholder vote ↗ |
| May 13, 2026 | Other events ↗ |
| May 5, 2026 | Other events ↗ |
| Apr 30, 2026 | Results · Regulation FD ↗ |
| Feb 27, 2026 | Charter or bylaws · Other events ↗ |
| Jan 30, 2026 | Results · Regulation FD ↗ |
| Dec 9, 2025 | Material agreement · Other events ↗ |
| Nov 26, 2025 | Other events ↗ |