Touchstone
Last syncNov 1, 2026, 6:55 PM ET

MCY

Mercury General Corp Financials Fire, Marine & Casualty Insurance Russell 3000
$102.42Close $5.7BMarket cap $75.45 – $111.1252-week range Nov 3, 2026Next report · after the close

Highlights

Strengths

  • Earnings growing EPS +58% year on year

Cautions

  • Trend not confirmed 7 of 8 conditions · RS under 70
  • Results soon Nov 3, 2026, in 2 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 4, 2026
Off 12-month high 8%
1wk down 0.4% price change
1mo up 3.6% price change
12-month return up 33% market up 11% · its own up 24%
F-score — — Not assessed
Altman Z — Unknown
P/E 10.5× price / earnings
PEG 0.67 P/E / EPS growth
P/B 2.3× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 9% year on year
EPS growth up 58% latest quarter
Sales growth up 14% latest quarter · +3 pts
ROE up 25% return on equity
Free cash margin —
D/E 0.24 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.3% $2.40 a day · 2×ATR $97.62
RS 63 / 99 vs the universe
Trend 7 / 8 RS under 70
Relative volume 0.5× vs 50-day average
Up/down volume 0.92 50 sessions
Implied move — no option chain · report Nov 3, 2026
Trend template · 7 of 8
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Aug 4, 2026
Results reaction Aug 4, 2026+1% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $6.0B +9% on FY2024
$0 $10B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $3.8B FY2021 · $4.0B FY2022 · $3.6B FY2023 · $4.6B FY2024 · $5.5B FY2025 · $6.0B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $541.1M +16% on FY2024
-$1B $0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $374.6M FY2021 · $247.9M FY2022 · -$512.7M FY2023 · $96.3M FY2024 · $468.0M FY2025 · $541.1M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross 100%
  • Net 9%
-20% 0% 100% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Gross 100% · Net 10% FY2021 · Gross 100% · Net 6% FY2022 · Gross 100% · Net -14% FY2023 · Gross 100% · Net 2% FY2024 · Gross 100% · Net 9% FY2025 · Gross 100% · Net 9%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $348.5M · Long-term debt $375.0M FY2021 · Cash $335.6M · Long-term debt $375.0M FY2022 · Cash $289.8M · Long-term debt $400.0M FY2023 · Cash $550.9M · Long-term debt $575.0M FY2024 · Cash $720.3M · Long-term debt $575.0M FY2025 · Cash $1.3B · Long-term debt $574.5M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 55.39m +0.1% since FY2020
55.39m 55.36m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 55.36m FY2021 · 55.37m FY2022 · 55.37m FY2023 · 55.37m FY2024 · 55.39m FY2025 · 55.39m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $3.8B $4.0B $3.6B $4.6B $5.5B $6.0B
Gross margin 100% 100% 100% 100% 100% 100%
Net income $374.6M $247.9M -$512.7M $96.3M $468.0M $541.1M
Net margin 10% 6% -14% 2% 9% 9%
Earnings per share $6.77 $4.48 -$9.26 $1.74 $8.45 $9.77
Cash $348.5M $335.6M $289.8M $550.9M $720.3M $1.3B
Long-term debt $375.0M $375.0M $400.0M $575.0M $575.0M $574.5M
Shareholders' equity $2.0B $2.1B $1.5B $1.5B $1.9B $2.4B
Shares outstanding 55.36m 55.37m 55.37m 55.37m 55.39m 55.39m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 4, 2026 Quarterly ↗ Jun 30, 2026 35d
May 5, 2026 Quarterly ↗ Mar 31, 2026 35d
Feb 17, 2026 Annual ↗ Dec 31, 2025 48d
Nov 4, 2025 Quarterly ↗ Sep 30, 2025 35d
Jul 29, 2025 Quarterly ↗ Jun 30, 2025 29d
May 6, 2025 Quarterly ↗ Mar 31, 2025 36d
Feb 11, 2025 Annual ↗ Dec 31, 2024 42d
Oct 29, 2024 Quarterly ↗ Sep 30, 2024 29d
Jul 30, 2024 Quarterly ↗ Jun 30, 2024 30d
Apr 30, 2024 Quarterly ↗ Mar 31, 2024 30d
Feb 13, 2024 Annual ↗ Dec 31, 2023 44d
Oct 31, 2023 Quarterly ↗ Sep 30, 2023 31d

Current reports

FiledDisclosed
Aug 26, 2026 Regulation FD ↗
Aug 4, 2026 Results ↗
Jun 24, 2026 Material agreement · Agreement ended · New obligation ↗
Jun 12, 2026 Material agreement · New obligation · Other events ↗
Jun 9, 2026 Other events ↗
May 14, 2026 Shareholder vote ↗
May 5, 2026 Results ↗
Feb 17, 2026 Results ↗
Nov 4, 2025 Results ↗
Jul 29, 2025 Results ↗
May 15, 2025 Shareholder vote ↗
May 6, 2025 Results ↗