MET

Metlife Inc Financials Life Insurance S&P 500Russell 3000
$100.02Close $65.5BMarket cap $66.77 – $103.5752-week range Nov 4, 2026Next report · after the close

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Near its high 3% below its 52-week high

Cautions

  • Results soon Nov 4, 2026, in 3 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 3%
1wk up 1.2% price change
1mo up 6.2% price change
12-month return up 30% market up 11% · its own up 21%
F-score — — Not assessed
Altman Z — Unknown
P/E 20.7× price / earnings
PEG — P/E / EPS growth
P/B 2.3× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 9% year on year
EPS growth up 5% latest quarter · -26 pts
Sales growth up 20% latest quarter · -0 pts
ROE up 11% return on equity
Free cash margin —
D/E 0.51 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.1% $2.10 a day · 2×ATR $95.82
RS 76 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 1.3× vs 50-day average
Up/down volume 1.39 50 sessions
Implied move 6.3% by Nov 20, 2026 · report Nov 4, 2026
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Aug 5, 2026
Results reaction Aug 5, 2026+4% vs market2 sessions after results
Options $2.8M30.2% IV · activity

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $2.4B +9% on FY2024
$0 $2.5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $1.4B FY2021 · $2.1B FY2022 · $2.1B FY2023 · $2.2B FY2024 · $2.2B FY2025 · $2.4B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $3.2B -25% on FY2024
$0 $10B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $5.4B FY2021 · $6.4B FY2022 · $2.4B FY2023 · $1.4B FY2024 · $4.2B FY2025 · $3.2B
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 130%
0% 500% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 399% FY2021 · Net 306% FY2022 · Net 112% FY2023 · Net 62% FY2024 · Net 188% FY2025 · Net 130%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $25B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $19.8B · Long-term debt $14.6B FY2021 · Cash $20.0B · Long-term debt $13.9B FY2022 · Cash $20.2B · Long-term debt $14.6B FY2023 · Cash $20.6B · Long-term debt $15.5B FY2024 · Cash $20.1B · Long-term debt $15.1B FY2025 · Cash $22.0B · Long-term debt $14.5B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 655.33m -26.6% since FY2020
892.91m 655.33m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 892.91m FY2021 · 825.54m FY2022 · 779.10m FY2023 · 730.82m FY2024 · 689.21m FY2025 · 655.33m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $1.4B $2.1B $2.1B $2.2B $2.2B $2.4B
Operating income — — $6.0B $5.7B $6.0B $6.1B
Net income $5.4B $6.4B $2.4B $1.4B $4.2B $3.2B
Net margin 399% 306% 112% 62% 188% 130%
Earnings per share $5.92 $7.31 $2.91 $1.81 $5.94 $4.71
Cash $19.8B $20.0B $20.2B $20.6B $20.1B $22.0B
Long-term debt $14.6B $13.9B $14.6B $15.5B $15.1B $14.5B
Shareholders' equity $74.6B $67.5B $29.9B $30.0B $27.4B $28.4B
Shares outstanding 892.91m 825.54m 779.10m 730.82m 689.21m 655.33m

Next report

Nov 4, 2026 · after the close

Expected move The move, either way, the option market prices in through the next scheduled report: the at-the-money straddle for the first expiry that contains it, over the price. It includes the days around the report, so it slightly overstates the report alone. Methodology ±6.3% $94 – $106 by Nov 20, 2026
Usual move The median, over the company's last four reports, of how far the stock moved either way from the close before the filing to the close of the session after it. Methodology ±3.0% last 4: +4.0% · -1.4% · -2.1% · -4.4%
Expected against usual The move the options price through this report over the move the last four reports delivered. Above 1 the event is priced bigger than the company's own record; below 1, smaller. A price, not a forecast: it says what protection through the report costs, not which way the stock will go. Methodology Bigger than usual 2.1× the usual move

What options price now

Swings expected vs recent The daily swings the options are priced for (implied volatility) against the swings the stock actually had over the last 20 sessions (realised volatility). Bigger means options charge for more movement than the stock has been delivering; smaller, less. On a contract row, that contract's own implied volatility over the stock's realised. Methodology
Bigger 30.2% priced · 26.3% recent
Next month vs later At-the-money implied volatility for 8-45 day expiries over 46-90 day ones: whether options price the coming month as choppier or calmer than the two after it. Ahead of a report it usually reads choppier, and the extra comes out once the report is out. Methodology
Choppier
Crash protection What options that pay off in a fall cost against options that pay off in a rise (the 25-delta skew), compared with this company's own normal - the median of its stored nightly readings, once there are 20 - and with five sessions ago. Protection costs a little more than upside on most shares. More than usual means readers of the chain are paying up to insure against a drop; it does not say which way the stock will go. Methodology
past week: costs more
Positioning
Premium traded
$2.8M calls $2.6M · puts $142,252 · latest session
Puts against calls, by premium Money spent on puts divided by money spent on calls. Measured in dollars rather than contracts on purpose: counting contracts treats a hundred cheap lottery tickets as more meaningful than one large position, which is backwards. Methodology
0.05× -2.61 over the week
Open interest added The change over five sessions in option positions left open overnight, calls and puts. A rise means positions were added. It cannot say whether they were bought or sold, so more calls is not a vote for a rise: a call is as often sold against shares already held. Methodology
calls +2.50k · puts +1.38k past week

For options traders: ATM IV 30.2% (+2.4% 1w) · 1m ÷ 3m IV 1.22 · 25Δ skew 3.3 pts · Net GEX $3.5M

Most traded contracts

No contract passed the liquidity filters this week.

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 7, 2026 Quarterly ↗ Mar 31, 2026 37d
Feb 19, 2026 Annual ↗ Dec 31, 2025 50d
Nov 7, 2025 Quarterly ↗ Sep 30, 2025 38d
Aug 7, 2025 Quarterly ↗ Jun 30, 2025 38d
May 1, 2025 Quarterly ↗ Mar 31, 2025 31d
Feb 21, 2025 Annual ↗ Dec 31, 2024 52d
Nov 1, 2024 Quarterly ↗ Sep 30, 2024 32d
Aug 1, 2024 Quarterly ↗ Jun 30, 2024 32d
May 2, 2024 Quarterly ↗ Mar 31, 2024 32d
Feb 16, 2024 Annual ↗ Dec 31, 2023 47d
Nov 2, 2023 Quarterly ↗ Sep 30, 2023 33d

Current reports