MFA

Mfa Financial, Inc. Real Estate Real Estate Investment Trusts Russell 3000
$6.66Close $677.1MMarket cap $6.41 – $10.0152-week range Nov 4, 2026Next report · before the open

Highlights

Strengths

  • Earnings growing EPS +41% year on year, faster than the quarter before (+143 pts)

Cautions

  • Not in an uptrend 0 of 8 trend conditions
  • Lagging the market RS 11 · weaker than 89% of stocks over 12 months
  • Far from its high 33% below its 52-week high
  • Distribution down-day volume 1.5× up-day volume over 50 sessions
  • Results soon Nov 4, 2026, in 3 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 5, 2026
Off 12-month high 33%
1wk 0.0% price change
1mo down 11.0% price change
12-month return down 16% market up 11% · its own down 28%
F-score — — Not assessed
Altman Z — Unknown
P/E 3.8× price / earnings
PEG 0.08 P/E / EPS growth
P/B 0.4× price / book
Earnings yield up 87.8% EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth — year on year
EPS growth up 41% latest quarter · +143 pts
Sales growth — latest quarter
ROE up 10% return on equity
Free cash margin — $76.2M FCF
D/E — long-term debt / equity
Net debt / EBITDA -0.5× net cash
Interest cover 1.8×EBIT / interest

Trade setup

ATR% 2.9% $0.19 a day · 2×ATR $6.27
RS 11 / 99 vs the universe
Trend 0 / 8 trend template
Relative volume 1.4× vs 50-day average
Up/down volume 0.65 50 sessions
Implied move — no option chain · report Nov 4, 2026
Trend template · 0 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

2 flagged
  • Interest is covered, but thinly Earnings before interest cover the interest bill 1.8 times, leaving little room if profits fall.
  • Profit not backed by cash Reported profit of $176.8M came with $76.2M of operating cash flow. Profit that cash does not follow is the classic signature of aggressive accounting.
Last reported Aug 5, 2026
Results reaction Aug 5, 20260% vs market2 sessions after results

Financials

6 fiscal years · from filings
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $176.8M +48% on FY2024
-$1B $0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · -$679.4M FY2021 · $328.9M FY2022 · -$231.6M FY2023 · $80.2M FY2024 · $119.3M FY2025 · $176.8M
Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology $76.2M -62% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $33.5M FY2021 · $125.8M FY2022 · $355.0M FY2023 · $108.7M FY2024 · $200.1M FY2025 · $76.2M
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $814.4M FY2021 · Cash $304.7M FY2022 · Cash $334.2M FY2023 · Cash $318.0M FY2024 · Cash $338.9M FY2025 · Cash $213.2M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 101.66m -10.0% since FY2020
112.93m 101.66m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 112.93m FY2021 · 108.14m FY2022 · 101.80m FY2023 · 101.92m FY2024 · 102.08m FY2025 · 101.66m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Net income -$679.4M $328.9M -$231.6M $80.2M $119.3M $176.8M
Earnings per share -$6.01 $2.77 -$2.25 $0.77 $1.13 $1.70
Free cash flow $33.5M $125.8M $355.0M $108.7M $200.1M $76.2M
Cash $814.4M $304.7M $334.2M $318.0M $338.9M $213.2M
Shareholders' equity $2.5B $2.5B $2.0B $1.9B $1.8B $1.8B
Shares outstanding 112.93m 108.14m 101.80m 101.92m 102.08m 101.66m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 5, 2026 Quarterly ↗ Jun 30, 2026 36d
May 5, 2026 Quarterly ↗ Mar 31, 2026 35d
Feb 20, 2026 Annual ↗ Dec 31, 2025 51d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 6, 2025 Quarterly ↗ Jun 30, 2025 37d
May 6, 2025 Quarterly ↗ Mar 31, 2025 36d
Feb 20, 2025 Annual ↗ Dec 31, 2024 51d
Nov 6, 2024 Quarterly ↗ Sep 30, 2024 37d
Aug 8, 2024 Quarterly ↗ Jun 30, 2024 39d
May 6, 2024 Quarterly ↗ Mar 31, 2024 36d
Feb 22, 2024 Annual ↗ Dec 31, 2023 53d
Nov 7, 2023 Quarterly ↗ Sep 30, 2023 38d

Current reports