Touchstone
Last syncNov 1, 2026, 6:55 PM ET

MQ

Marqeta, Inc. Information Technology Services-Prepackaged Software Russell 3000
$18.10Close $15.04 – $20.3252-week range Nov 3, 2026Next report · after the close

Highlights

Cautions

  • Not in an uptrend 5 of 8 trend conditions
  • Results soon Nov 3, 2026, in 2 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 4, 2026
Off 12-month high 11%
1wk down 4.0% price change
1mo up 6.5% price change
12-month return up 2% market up 11% · its own down 11%
F-score — — Not assessed
Altman Z″ 1.20 Moderate risk
P/E — price / earnings
PEG — P/E / EPS growth
P/B — price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 23% year on year
EPS growth — latest quarter
Sales growth up 17% latest quarter · -2 pts
ROE down 2% return on equity
Free cash margin up 26% $160.8M FCF
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Revenue reaccelerating (-25% then +23%)

Trade setup

ATR% 3.0% $0.55 a day · 2×ATR $17.00
RS 50 / 99 vs the universe
Trend 5 / 8 200-day not rising, under 30% off the low, RS under 70
Relative volume 1.0× vs 50-day average
Up/down volume 1.40 50 sessions
Implied move — no option chain · report Nov 3, 2026
Trend template · 5 of 8
  • Price above the 150 and 200-day averages: passes
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: fails
  • 50-day average above the 150 and 200-day: passes
  • Price above the 50-day average: passes
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • Interest covered
  • No material dilution
  • Profits tracking cash
  • Margins and revenue not shrinking
Last reported Aug 4, 2026
Results reaction Aug 4, 2026-8% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $624.9M +23% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $290.3M FY2021 · $517.2M FY2022 · $748.2M FY2023 · $676.2M FY2024 · $507.0M FY2025 · $624.9M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology -$13.9M down to a loss
-$250M $0 $50M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · -$47.7M FY2021 · -$163.9M FY2022 · -$184.8M FY2023 · -$223.0M FY2024 · $27.3M FY2025 · -$13.9M
Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology $160.8M +188% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $47.9M FY2021 · $54.2M FY2022 · -$15.3M FY2023 · $20.3M FY2024 · $55.8M FY2025 · $160.8M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross 70%
  • Net -2%
  • Free cash 26%
-50% 0% 100% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Gross 41% · Net -16% · Free cash 16% FY2021 · Gross 45% · Net -32% · Free cash 10% FY2022 · Gross 43% · Net -25% · Free cash -2% FY2023 · Gross 49% · Net -33% · Free cash 3% FY2024 · Gross 69% · Net 5% · Free cash 11% FY2025 · Gross 70% · Net -2% · Free cash 26%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $220.4M FY2021 · Cash $1.2B FY2022 · Cash $1.2B FY2023 · Cash $981.0M FY2024 · Cash $923.0M FY2025 · Cash $709.4M
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $290.3M $517.2M $748.2M $676.2M $507.0M $624.9M
Gross margin 41% 45% 43% 49% 69% 70%
Operating income -$47.1M -$162.0M -$209.8M -$283.0M -$24.5M -$46.4M
Net income -$47.7M -$163.9M -$184.8M -$223.0M $27.3M -$13.9M
Net margin -16% -32% -25% -33% 5% -2%
Earnings per share -$0.39 -$0.45 -$0.34 -$0.42 $0.05 -$0.03
Free cash flow $47.9M $54.2M -$15.3M $20.3M $55.8M $160.8M
Free cash margin 16% 10% -2% 3% 11% 26%
Cash $220.4M $1.2B $1.2B $981.0M $923.0M $709.4M
Shareholders' equity -$213.7M $1.6B $1.5B $1.2B $1.1B $762.0M

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 4, 2026 Quarterly ↗ Jun 30, 2026 35d
May 5, 2026 Quarterly ↗ Mar 31, 2026 35d
Feb 24, 2026 Annual ↗ Dec 31, 2025 55d
Nov 5, 2025 Quarterly ↗ Sep 30, 2025 36d
Aug 6, 2025 Quarterly ↗ Jun 30, 2025 37d
May 7, 2025 Quarterly ↗ Mar 31, 2025 37d
Feb 26, 2025 Annual ↗ Dec 31, 2024 57d
Nov 4, 2024 Quarterly ↗ Sep 30, 2024 35d
Aug 7, 2024 Quarterly ↗ Jun 30, 2024 38d
May 7, 2024 Quarterly ↗ Mar 31, 2024 37d
Feb 28, 2024 Annual ↗ Dec 31, 2023 59d
Nov 8, 2023 Quarterly ↗ Sep 30, 2023 39d

Current reports

FiledDisclosed
Aug 25, 2026 Director or officer change ↗
Aug 13, 2026 Director or officer change ↗
Aug 13, 2026 Director or officer change ↗
Aug 4, 2026 Results · Director or officer change · Other events ↗
Jul 1, 2026 Charter or bylaws ↗
Jun 11, 2026 Shareholder vote · Other events ↗
May 8, 2026 Director or officer change ↗
May 5, 2026 Results ↗
Feb 24, 2026 Results ↗
Jan 7, 2026 Director or officer change ↗
Dec 8, 2025 Other events ↗
Nov 5, 2025 Results ↗