NIC

Nicolet Bankshares Inc Financials National Commercial Banks Russell 3000
$171.56Close $2.5BMarket cap $114.98 – $178.6452-week range Jan 19, 2027Next report · estimated

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Near its high 4% below its 52-week high
  • Tight base near its pivot pullbacks 8% → 6% → 6%; 1.1% above its $169.75 pivot

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 30, 2026
Off 12-month high 4%
1wk up 0.1% price change
1mo up 5.2% price change
12-month return up 49% market up 11% · its own up 40%
F-score — — Not assessed
Altman Z — Unknown
P/E 16.9× price / earnings
PEG 0.78 P/E / EPS growth
P/B 2.0× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 12% year on year
EPS growth up 8% latest quarter · -4 pts
Sales growth up 70% latest quarter · -16 pts
ROE up 12% return on equity
Free cash margin —
D/E 0.11 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Long-term debt down 16% ($0.2B → $0.1B)

Trade setup

ATR% 2.1% $3.64 a day · 2×ATR $164.29
RS 73 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 0.8× vs 50-day average
Up/down volume 1.10 50 sessions
Implied move — no scheduled report
Contractions 3 8% → 6% → 6%
Pivot $169.75 1.1% above
Volume dry-up 1.1× 10 vs 50 sessions
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 20, 2026
Results reaction Oct 20, 2026+1% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $392.0M +12% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $192.0M FY2021 · $225.3M FY2022 · $297.9M FY2023 · $277.5M FY2024 · $350.3M FY2025 · $392.0M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $150.7M +21% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $60.1M FY2021 · $60.7M FY2022 · $94.3M FY2023 · $61.5M FY2024 · $124.1M FY2025 · $150.7M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 38%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 31% FY2021 · Net 27% FY2022 · Net 32% FY2023 · Net 22% FY2024 · Net 35% FY2025 · Net 38%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $802.9M · Long-term debt $53.9M FY2021 · Cash $595.3M · Long-term debt $216.9M FY2022 · Cash $154.7M · Long-term debt $225.3M FY2023 · Cash $491.4M · Long-term debt $166.9M FY2024 · Cash $536.0M · Long-term debt $161.4M FY2025 · Cash $660.2M · Long-term debt $134.9M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 14.81m +47.9% since FY2020
15.36m 10.01m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 10.01m FY2021 · 13.99m FY2022 · 14.69m FY2023 · 14.89m FY2024 · 15.36m FY2025 · 14.81m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $192.0M $225.3M $297.9M $277.5M $350.3M $392.0M
Net income $60.1M $60.7M $94.3M $61.5M $124.1M $150.7M
Net margin 31% 27% 32% 22% 35% 38%
Earnings per share $5.70 $5.44 $6.56 $4.08 $8.05 $9.78
Cash $802.9M $595.3M $154.7M $491.4M $536.0M $660.2M
Long-term debt $53.9M $216.9M $225.3M $166.9M $161.4M $134.9M
Shareholders' equity $539.2M $891.9M $972.5M $1.0B $1.2B $1.3B
Shares outstanding 10.01m 13.99m 14.69m 14.89m 15.36m 14.81m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 30, 2026 Quarterly ↗ Sep 30, 2026 30d
Jul 31, 2026 Quarterly ↗ Jun 30, 2026 31d
May 6, 2026 Quarterly ↗ Mar 31, 2026 36d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Oct 31, 2025 Quarterly ↗ Sep 30, 2025 31d
Aug 1, 2025 Quarterly ↗ Jun 30, 2025 32d
Apr 29, 2025 Quarterly ↗ Mar 31, 2025 29d
Feb 25, 2025 Annual ↗ Dec 31, 2024 56d
Nov 1, 2024 Quarterly ↗ Sep 30, 2024 32d
Aug 5, 2024 Quarterly ↗ Jun 30, 2024 36d
May 8, 2024 Quarterly ↗ Mar 31, 2024 38d
Feb 28, 2024 Annual ↗ Dec 31, 2023 59d

Current reports