NNI

Nelnet Inc Financials Personal Credit Institutions Russell 3000
$122.47Close $121.57 – $143.4952-week range Nov 5, 2026Next report · after the close

Highlights

Cautions

  • Not in an uptrend 1 of 8 trend conditions
  • Lagging the market RS 28 · weaker than 72% of stocks over 12 months
  • Earnings shrinking EPS −63% year on year
  • Results soon Nov 5, 2026, in 4 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 15%
1wk down 0.1% price change
1mo down 0.5% price change
12-month return down 4% market up 11% · its own down 14%
F-score — — Not assessed
Altman Z — Unknown
P/E — price / earnings
PEG — P/E / EPS growth
P/B — price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth — year on year
EPS growth down 63% latest quarter · -50 pts
Sales growth — latest quarter
ROE up 12% return on equity
Free cash margin —
D/E 2.11 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Long-term debt down 6% ($8.3B → $7.8B)

Trade setup

ATR% 2.0% $2.48 a day · 2×ATR $117.51
RS 28 / 99 vs the universe
Trend 1 / 8 trend template
Relative volume 0.9× vs 50-day average
Up/down volume 1.00 50 sessions
Implied move — no option chain · report Nov 5, 2026
Trend template · 1 of 8
  • Within 25% of the 52-week high: passes

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Aug 6, 2026
Results reaction Aug 6, 2026-4% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $1.4B FY2021 · $1.3B FY2022 · $1.6B FY2023 FY2024 FY2025
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $428.5M +133% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $352.4M FY2021 · $393.3M FY2022 · $406.9M FY2023 · $89.8M FY2024 · $184.0M FY2025 · $428.5M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross
  • Net
0% 100% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Gross 92% · Net 25% FY2021 · Gross 92% · Net 30% FY2022 · Gross 89% · Net 26% FY2023 FY2024 FY2025
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $20B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $121.2M · Long-term debt $19.3B FY2021 · Cash $125.6M · Long-term debt $17.6B FY2022 · Cash $118.1M · Long-term debt $14.6B FY2023 · Cash $168.1M · Long-term debt $11.8B FY2024 · Cash $194.5M · Long-term debt $8.3B FY2025 · Cash $296.0M · Long-term debt $7.8B
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $1.4B $1.3B $1.6B — — —
Gross margin 92% 92% 89% — — —
Net income $352.4M $393.3M $406.9M $89.8M $184.0M $428.5M
Net margin 25% 30% 26% — — —
Earnings per share $9.02 $10.20 $10.82 $2.40 $5.02 $11.79
Cash $121.2M $125.6M $118.1M $168.1M $194.5M $296.0M
Long-term debt $19.3B $17.6B $14.6B $11.8B $8.3B $7.8B
Shareholders' equity $2.6B $3.0B $3.2B $3.3B $3.3B $3.7B

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 7, 2026 Quarterly ↗ Mar 31, 2026 37d
Feb 26, 2026 Annual ↗ Dec 31, 2025 57d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 6, 2025 Quarterly ↗ Jun 30, 2025 37d
May 8, 2025 Quarterly ↗ Mar 31, 2025 38d
Feb 27, 2025 Annual ↗ Dec 31, 2024 58d
Nov 7, 2024 Quarterly ↗ Sep 30, 2024 38d
Aug 8, 2024 Quarterly ↗ Jun 30, 2024 39d
May 9, 2024 Quarterly ↗ Mar 31, 2024 39d
Feb 27, 2024 Annual ↗ Dec 31, 2023 58d
Nov 7, 2023 Quarterly ↗ Sep 30, 2023 38d

Current reports