Touchstone
Last syncNov 1, 2026, 6:55 PM ET

NPB

Northpointe Bancshares Inc Financials State Commercial Banks Russell 3000
$15.79Close $544.7MMarket cap $14.54 – $19.2852-week range Jan 19, 2027Next report · estimated

Highlights

Cautions

  • Not in an uptrend 1 of 8 trend conditions
  • Lagging the market RS 31 · weaker than 69% of stocks over 12 months
  • Distribution down-day volume 1.8× up-day volume over 50 sessions

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 13, 2026
Off 12-month high 18%
1wk up 2.3% price change
1mo up 8.6% price change
12-month return down 1% market up 11% · its own down 11%
F-score — — Not assessed
Altman Z — Unknown
P/E 6.5× price / earnings
PEG 0.43 P/E / EPS growth
P/B 1.0× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 29% year on year
EPS growth up 6% latest quarter · -5 pts
Sales growth up 9% latest quarter · -10 pts
ROE up 16% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Revenue reaccelerating (-5% then +29%)

Trade setup

ATR% 3.8% $0.59 a day · 2×ATR $14.60
RS 31 / 99 vs the universe
Trend 1 / 8 trend template
Relative volume 0.7× vs 50-day average
Up/down volume 0.54 50 sessions
Implied move — no scheduled report
Trend template · 1 of 8
  • Within 25% of the 52-week high: passes

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged
  • Shareholders diluted The share count rose 34.3% over the year, from 26m to 34m shares. Each existing share owns a smaller fraction of the company than it did a year ago.
Last reported Oct 20, 2026
Results reaction Oct 20, 2026-2% vs market2 sessions after results

Financials

3 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $241.7M +29% on FY2024
$0 $250M FY23 FY24 FY25 FY2023 · $196.3M FY2024 · $187.1M FY2025 · $241.7M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $83.4M +51% on FY2024
$0 $100M FY23 FY24 FY25 FY2023 · $33.8M FY2024 · $55.2M FY2025 · $83.4M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 35%
0% 50% FY23 FY24 FY25 FY2023 · Net 17% FY2024 · Net 29% FY2025 · Net 35%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY23 FY24 FY25 FY2023 · Cash $351.9M FY2024 · Cash $376.3M FY2025 · Cash $496.5M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 34.49m +34.3% since FY2023
34.49m 25.68m FY23 FY24 FY25 FY2023 · 25.69m FY2024 · 25.68m FY2025 · 34.49m
  FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $196.3M $187.1M $241.7M
Net income $33.8M $55.2M $83.4M
Net margin 17% 29% 35%
Earnings per share $1.31 $2.14 $2.46
Cash $351.9M $376.3M $496.5M
Shareholders' equity $430.6M $462.5M $569.0M
Shares outstanding 25.69m 25.68m 34.49m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 13, 2026 Quarterly ↗ Jun 30, 2026 44d
May 14, 2026 Quarterly ↗ Mar 31, 2026 44d
Mar 27, 2026 Annual ↗ Dec 31, 2025 86d
Nov 12, 2025 Quarterly ↗ Sep 30, 2025 43d
Aug 13, 2025 Quarterly ↗ Jun 30, 2025 44d
May 15, 2025 Quarterly ↗ Mar 31, 2025 45d
Mar 28, 2025 Annual ↗ Dec 31, 2024 87d

Current reports

FiledDisclosed
Oct 28, 2026 Other events ↗
Oct 26, 2026 Other events ↗
Oct 20, 2026 Results · Restructuring · Regulation FD ↗
Oct 6, 2026 Other events ↗
Aug 28, 2026 Director or officer change ↗
Jul 21, 2026 Acquisition or disposal · Regulation FD ↗
May 13, 2026 Shareholder vote ↗
Apr 21, 2026 Results · Regulation FD ↗
Mar 13, 2026 Material agreement · New obligation ↗
Mar 3, 2026 Director or officer change ↗
Feb 27, 2026 Director or officer change ↗
Jan 20, 2026 Results · Regulation FD ↗