NRDS

Nerdwallet, Inc. Information Technology Services-Computer Processing & Data Preparation Russell 3000
$11.18Close $797.0MMarket cap $7.58 – $15.9352-week range Nov 5, 2026Next report · after the close

Highlights

Cautions

  • Not in an uptrend 3 of 8 trend conditions
  • Far from its high 30% below its 52-week high
  • Extended 4.6 ATR above its 50-day average
  • Earnings shrinking EPS −39% year on year
  • Results soon Nov 5, 2026, in 4 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 30%
1wk up 2.3% price change
1mo up 27.3% price change
12-month return down 3% market up 11% · its own down 15%
F-score 9 / 9 Exceptional
Altman Z″ 6.63 Low risk
P/E 16.4× price / earnings
PEG 0.25 P/E / EPS growth
P/B 2.1× price / book
Earnings yield up 9.3% EBIT / enterprise value
Cheaper than 85% of the market · markedly cheap
Revenue growth up 22% year on year
EPS growth down 39% latest quarter · -11108 pts
Sales growth up 6% latest quarter · -1 pts
ROE up 13% return on equity
Free cash margin up 16% $130.3M FCF
D/E — long-term debt / equity
Net debt / EBITDA -0.9× net cash
Interest cover —EBIT / interest
Piotroski tests
  • profitable on its assets
  • generating cash from operations
  • profitability improving
  • profits backed by cash
  • reduced long-term debt
  • short-term liquidity improved
  • no new shares issued
  • gross margin widened
  • assets working harder

Repair signals

  • Gross margin 90.8% → 92.4%

Trade setup

ATR% 3.5% $0.39 a day · 2×ATR $10.40
RS 57 / 99 vs the universe
Trend 3 / 8 trend template
Relative volume 1.5× vs 50-day average
Up/down volume 0.92 50 sessions
Implied move — no option chain · report Nov 5, 2026
Trend template · 3 of 8
  • Price above the 150 and 200-day averages: passes
  • 150-day average above the 200-day: fails
  • 200-day average rising for a month: fails
  • 50-day average above the 150 and 200-day: fails
  • Price above the 50-day average: passes
  • At least 30% above the 52-week low: passes
  • Within 25% of the 52-week high: fails
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • Interest covered
  • No material dilution
  • Profits tracking cash
  • Margins and revenue not shrinking
Last reported Aug 6, 2026
Results reaction Aug 6, 2026+9% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $836.6M +22% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $245.3M FY2021 · $379.6M FY2022 · $538.9M FY2023 · $599.4M FY2024 · $687.6M FY2025 · $836.6M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $48.7M +60% on FY2024
-$50M $0 $50M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $5.3M FY2021 · -$42.5M FY2022 · -$10.2M FY2023 · -$11.8M FY2024 · $30.4M FY2025 · $48.7M
Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology $130.3M +83% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $14.1M FY2021 · $4.9M FY2022 · $20.4M FY2023 · $71.4M FY2024 · $71.2M FY2025 · $130.3M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross 92%
  • Net 6%
  • Free cash 16%
-20% 0% 100% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Gross 91% · Net 2% · Free cash 6% FY2021 · Gross 92% · Net -11% · Free cash 1% FY2022 · Gross 93% · Net -2% · Free cash 4% FY2023 · Gross 91% · Net -2% · Free cash 12% FY2024 · Gross 91% · Net 4% · Free cash 10% FY2025 · Gross 92% · Net 6% · Free cash 16%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $83.4M · Long-term debt $30.2M FY2021 · Cash $167.8M · Long-term debt $0 FY2022 · Cash $83.9M FY2023 · Cash $100.4M FY2024 · Cash $66.3M FY2025 · Cash $98.3M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 71.29m +45.9% since FY2020
76.94m 48.85m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 48.85m FY2021 · 66.72m FY2022 · 75.12m FY2023 · 76.94m FY2024 · 74.11m FY2025 · 71.29m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $245.3M $379.6M $538.9M $599.4M $687.6M $836.6M
Gross margin 91% 92% 93% 91% 91% 92%
Operating income $1.9M -$39.0M -$19.0M $3.6M $9.4M $65.2M
Net income $5.3M -$42.5M -$10.2M -$11.8M $30.4M $48.7M
Net margin 2% -11% -2% -2% 4% 6%
Earnings per share $0.09 -$0.82 -$0.14 -$0.15 $0.39 $0.64
Free cash flow $14.1M $4.9M $20.4M $71.4M $71.2M $130.3M
Free cash margin 6% 1% 4% 12% 10% 16%
Cash $83.4M $167.8M $83.9M $100.4M $66.3M $98.3M
Long-term debt $30.2M $0 — — — —
Shareholders' equity $82.7M $257.6M $341.7M $366.9M $364.2M $374.5M
Shares outstanding 48.85m 66.72m 75.12m 76.94m 74.11m 71.29m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 6, 2026 Quarterly ↗ Mar 31, 2026 36d
Feb 25, 2026 Annual ↗ Dec 31, 2025 56d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 7, 2025 Quarterly ↗ Jun 30, 2025 38d
May 6, 2025 Quarterly ↗ Mar 31, 2025 36d
Feb 19, 2025 Annual ↗ Dec 31, 2024 50d
Oct 29, 2024 Quarterly ↗ Sep 30, 2024 29d
Jul 31, 2024 Quarterly ↗ Jun 30, 2024 31d
Apr 25, 2024 Quarterly ↗ Mar 31, 2024 25d
Feb 20, 2024 Annual ↗ Dec 31, 2023 51d
Oct 26, 2023 Quarterly ↗ Sep 30, 2023 26d

Current reports