NRIM

Northrim Bancorp Inc Financials Savings Institution, Federally Chartered Russell 3000
$23.85Close $527.4MMarket cap $21.57 – $29.3852-week range Jan 14, 2027Next report · estimated

Highlights

Cautions

  • Not in an uptrend 2 of 8 trend conditions
  • Lagging the market RS 37 · weaker than 63% of stocks over 12 months
  • Earnings shrinking EPS −47% year on year

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 30, 2026
Off 12-month high 19%
1wk 0.0% price change
1mo down 1.6% price change
12-month return up 10% market up 11% · its own down 1%
F-score — — Not assessed
Altman Z — Unknown
P/E 8.2× price / earnings
PEG 0.11 P/E / EPS growth
P/B 1.6× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 30% year on year
EPS growth down 47% latest quarter · -77 pts
Sales growth down 9% latest quarter · -13 pts
ROE up 22% return on equity
Free cash margin —
D/E 0.25 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • FCF turned positive ($-9M → $134M)
  • Gross margin 77.5% → 81.7%

Trade setup

ATR% 2.6% $0.63 a day · 2×ATR $22.60
RS 37 / 99 vs the universe
Trend 2 / 8 trend template
Relative volume 0.7× vs 50-day average
Up/down volume 0.74 50 sessions
Implied move — no scheduled report
Trend template · 2 of 8
  • 150-day average above the 200-day: passes
  • Within 25% of the 52-week high: passes

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged
  • Material impairment The company disclosed a material impairment - an asset written down below the value the balance sheet had been carrying.
Last reported Oct 15, 2026
Results reaction Oct 15, 2026-1% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $255.6M +30% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $134.0M FY2021 · $133.1M FY2022 · $134.4M FY2023 · $158.3M FY2024 · $196.0M FY2025 · $255.6M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $64.6M +75% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $32.9M FY2021 · $37.5M FY2022 · $30.7M FY2023 · $25.4M FY2024 · $37.0M FY2025 · $64.6M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross 82%
  • Net 25%
0% 100% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 25% FY2021 · Net 28% FY2022 · Gross 95% · Net 23% FY2023 · Gross 79% · Net 16% FY2024 · Gross 78% · Net 19% FY2025 · Gross 82% · Net 25%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $116.0M · Long-term debt $14.8M FY2021 · Cash $645.8M · Long-term debt $14.5M FY2022 · Cash $259.4M · Long-term debt $14.1M FY2023 · Cash $118.5M · Long-term debt $13.7M FY2024 · Cash $62.7M · Long-term debt $23.0M FY2025 · Cash $145.9M · Long-term debt $81.7M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 22.11m -11.6% since FY2020
25m 22.05m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 25m FY2021 · 24.06m FY2022 · 22.80m FY2023 · 22.05m FY2024 · 22.07m FY2025 · 22.11m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $134.0M $133.1M $134.4M $158.3M $196.0M $255.6M
Gross margin — — 95% 79% 78% 82%
Net income $32.9M $37.5M $30.7M $25.4M $37.0M $64.6M
Net margin 25% 28% 23% 16% 19% 25%
Earnings per share $1.28 $1.50 $1.32 $1.12 $1.66 $2.87
Cash $116.0M $645.8M $259.4M $118.5M $62.7M $145.9M
Long-term debt $14.8M $14.5M $14.1M $13.7M $23.0M $81.7M
Shareholders' equity $221.6M $237.8M $218.6M $234.7M $267.1M $326.5M
Shares outstanding 25m 24.06m 22.80m 22.05m 22.07m 22.11m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 30, 2026 Quarterly ↗ Sep 30, 2026 30d
Jul 31, 2026 Quarterly ↗ Jun 30, 2026 31d
May 1, 2026 Quarterly ↗ Mar 31, 2026 31d
Mar 6, 2026 Annual ↗ Dec 31, 2025 65d
Oct 27, 2025 Quarterly ↗ Sep 30, 2025 27d
Jul 28, 2025 Quarterly ↗ Jun 30, 2025 28d
Apr 28, 2025 Quarterly ↗ Mar 31, 2025 28d
Mar 10, 2025 Annual ↗ Dec 31, 2024 69d
Oct 30, 2024 Quarterly ↗ Sep 30, 2024 30d
Aug 1, 2024 Quarterly ↗ Jun 30, 2024 32d
May 3, 2024 Quarterly ↗ Mar 31, 2024 33d
Mar 8, 2024 Annual ↗ Dec 31, 2023 68d

Current reports