Touchstone
Last syncNov 1, 2026, 6:55 PM ET

NSP

Insperity, Inc. Industrials Services-Help Supply Services Russell 3000
$48.68Close $1.8BMarket cap $19.32 – $54.4452-week range Late-januaryNext report · estimated

Highlights

Cautions

  • Trend not confirmed 7 of 8 conditions · under the 50-day

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 29, 2026
Off 12-month high 11%
1wk down 10.6% price change
1mo up 4.5% price change
12-month return up 22% market up 11% · its own up 13%
F-score 1 / 9 Weak
Altman Z″ 1.24 Moderate risk
P/E — price / earnings
PEG — P/E / EPS growth
P/B 39.9× price / book
Earnings yield down 0.6% EBIT / enterprise value
Cheaper than 10% of the market · expensive
Revenue growth up 4% year on year
EPS growth — latest quarter
Sales growth up 2% latest quarter · +0 pts
ROE down 10% return on equity
Free cash margin down 5% -$309.0M FCF
D/E 8.02 long-term debt / equity
Net debt / EBITDA -7.8× net cash
Interest cover Lossoperating loss
Piotroski tests
  • not yet profitable on its assets
  • operating cash flow is negative
  • profitability slipped from last year
  • profits not fully backed by cash
  • short-term liquidity weakened
  • issued more shares
  • gross margin narrowed
  • assets working less efficiently
  • reduced long-term debt

Trade setup

ATR% 5.6% $2.73 a day · 2×ATR $43.23
RS 78 / 99 vs the universe
Trend 7 / 8 under the 50-day
Relative volume 2.7× vs 50-day average
Up/down volume 1.00 50 sessions
Implied move — no scheduled report
Trend template · 7 of 8
  • Price above the 50-day average: fails

Screen verdict

Did not qualify for any screen.

Warning signs

2 flagged
  • Losing money before interest is even paid The company made an operating loss, so interest is not covered at all - the debt is being serviced from cash reserves, asset sales or new borrowing rather than from the business.
  • Gross margin narrowing Gross margin fell from 16.0% to 13.2%. The company is keeping less of each dollar of sales than it did a year ago.
Last reported Oct 29, 2026
Results reaction Oct 29, 2026-4% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $6.8B +4% on FY2024
$0 $10B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $4.3B FY2021 · $5.0B FY2022 · $5.9B FY2023 · $6.5B FY2024 · $6.6B FY2025 · $6.8B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology -$7.0M down to a loss
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $138.2M FY2021 · $124.0M FY2022 · $179.0M FY2023 · $171.0M FY2024 · $91.0M FY2025 · -$7.0M
Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology -$309.0M down to a loss
-$500M $0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $248.2M FY2021 · $227.3M FY2022 · $317.0M FY2023 · $158.0M FY2024 · $482.0M FY2025 · -$309.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross 13%
  • Net -0%
  • Free cash -5%
-5% 0% 20% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Gross 19% · Net 3% · Free cash 6% FY2021 · Gross 16% · Net 2% · Free cash 5% FY2022 · Gross 17% · Net 3% · Free cash 5% FY2023 · Gross 16% · Net 3% · Free cash 2% FY2024 · Gross 16% · Net 1% · Free cash 7% FY2025 · Gross 13% · Net -0% · Free cash -5%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology $273.0M net cash
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $554.8M · Long-term debt $369.4M FY2021 · Cash $576.0M · Long-term debt $369.4M FY2022 · Cash $733.0M · Long-term debt $369.4M FY2023 · Cash $693.0M · Long-term debt $369.0M FY2024 · Cash $1.0B · Long-term debt $369.0M FY2025 · Cash $642.0M · Long-term debt $369.0M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 37.70m -32.1% since FY2020
55.49m 37.20m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 55.49m FY2021 · 38.33m FY2022 · 37.88m FY2023 · 37.30m FY2024 · 37.20m FY2025 · 37.70m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $4.3B $5.0B $5.9B $6.5B $6.6B $6.8B
Gross margin 19% 16% 17% 16% 16% 13%
Operating income $194.7M $173.3M $250.0M $219.0M $117.0M -$10.0M
Net income $138.2M $124.0M $179.0M $171.0M $91.0M -$7.0M
Net margin 3% 2% 3% 3% 1% -0%
Earnings per share $3.59 $3.19 $4.59 $4.50 $2.39 -$0.18
Free cash flow $248.2M $227.3M $317.0M $158.0M $482.0M -$309.0M
Free cash margin 6% 5% 5% 2% 7% -5%
Cash $554.8M $576.0M $733.0M $693.0M $1.0B $642.0M
Long-term debt $369.4M $369.4M $369.4M $369.0M $369.0M $369.0M
Shareholders' equity $44.1M -$2.0M $81.0M $94.0M $97.0M $46.0M
Shares outstanding 55.49m 38.33m 37.88m 37.30m 37.20m 37.70m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 29, 2026 Quarterly ↗ Sep 30, 2026 29d
Jul 30, 2026 Quarterly ↗ Jun 30, 2026 30d
May 1, 2026 Quarterly ↗ Mar 31, 2026 31d
Feb 11, 2026 Annual ↗ Dec 31, 2025 42d
Nov 4, 2025 Quarterly ↗ Sep 30, 2025 35d
Aug 1, 2025 Quarterly ↗ Jun 30, 2025 32d
Apr 29, 2025 Quarterly ↗ Mar 31, 2025 29d
Feb 11, 2025 Annual ↗ Dec 31, 2024 42d
Oct 31, 2024 Quarterly ↗ Sep 30, 2024 31d
Aug 6, 2024 Quarterly ↗ Jun 30, 2024 37d
May 1, 2024 Quarterly ↗ Mar 31, 2024 31d
Feb 9, 2024 Annual ↗ Dec 31, 2023 40d

Current reports

FiledDisclosed
Oct 29, 2026 Results ↗
Jul 29, 2026 Results ↗
May 20, 2026 Director or officer change · Shareholder vote ↗
Apr 30, 2026 Results ↗
Feb 10, 2026 Results · Restructuring ↗
Dec 16, 2025 Material agreement · New obligation ↗
Nov 3, 2025 Material agreement · Results ↗
Aug 1, 2025 Results · Regulation FD ↗
Jul 1, 2025 Director or officer change ↗
May 27, 2025 Director or officer change · Shareholder vote ↗
Apr 29, 2025 Results ↗
Feb 10, 2025 Results ↗