Touchstone
Last syncNov 1, 2026, 6:55 PM ET

NTB

Bank Of N.t. Butterfield & Son Ltd Financials Commercial Banks, NEC Russell 3000
$56.15Close $2.2BMarket cap $43.59 – $63.9152-week range

Highlights

Cautions

  • Not in an uptrend 4 of 8 trend conditions

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Feb 18, 2026
Off 12-month high 12%
1wk down 6.3% price change
1mo down 3.0% price change
12-month return up 27% market up 11% · its own up 19%
F-score — — Not assessed
Altman Z — Unknown
P/E 9.7× price / earnings
PEG — P/E / EPS growth
P/B 2.0× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 5% year on year
EPS growth — latest quarter
Sales growth — latest quarter
ROE up 21% return on equity
Free cash margin —
D/E 0.00 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Long-term debt down 100% ($0.1B → $0.0B)

Trade setup

ATR% 2.0% $1.15 a day · 2×ATR $53.85
RS 54 / 99 vs the universe
Trend 4 / 8 trend template
Relative volume 1.1× vs 50-day average
Up/down volume 1.02 50 sessions
Implied move — no scheduled report
Trend template · 4 of 8
  • Price above the 150 and 200-day averages: fails
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: passes
  • Price above the 50-day average: fails
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 27, 2026

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $606.8M +5% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $494.2M FY2021 · $499.7M FY2022 · $549.3M FY2023 · $578.6M FY2024 · $579.9M FY2025 · $606.8M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $231.9M +7% on FY2024
$0 $250M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $147.2M FY2021 · $162.7M FY2022 · $214.0M FY2023 · $225.5M FY2024 · $216.3M FY2025 · $231.9M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 38%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 30% FY2021 · Net 33% FY2022 · Net 39% FY2023 · Net 39% FY2024 · Net 37% FY2025 · Net 38%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $3.3B · Long-term debt $171.5M FY2021 · Cash $2.2B · Long-term debt $171.9M FY2022 · Cash $2.1B · Long-term debt $172.3M FY2023 · Cash $1.6B · Long-term debt $98.5M FY2024 · Cash $2.0B · Long-term debt $98.7M FY2025 · Cash $1.7B · Long-term debt $0
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 39.95m -20.1% since FY2020
50.28m 39.95m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 50.01m FY2021 · 49.91m FY2022 · 50.28m FY2023 · 47.53m FY2024 · 43.54m FY2025 · 39.95m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $494.2M $499.7M $549.3M $578.6M $579.9M $606.8M
Net income $147.2M $162.7M $214.0M $225.5M $216.3M $231.9M
Net margin 30% 33% 39% 39% 37% 38%
Cash $3.3B $2.2B $2.1B $1.6B $2.0B $1.7B
Long-term debt $171.5M $171.9M $172.3M $98.5M $98.7M $0
Shareholders' equity $981.9M $977.5M $864.8M $1.0B $1.0B $1.1B
Shares outstanding 50.01m 49.91m 50.28m 47.53m 43.54m 39.95m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Feb 18, 2026 Annual ↗ Dec 31, 2025 49d
Feb 19, 2025 Annual ↗ Dec 31, 2024 50d
Feb 21, 2024 Annual ↗ Dec 31, 2023 52d
Feb 22, 2023 Annual ↗ Dec 31, 2022 53d
Feb 23, 2022 Annual ↗ Dec 31, 2021 54d
Feb 23, 2021 Annual ↗ Dec 31, 2020 54d
Feb 26, 2020 Annual ↗ Dec 31, 2019 57d
Feb 26, 2019 Annual ↗ Dec 31, 2018 57d
Feb 26, 2018 Annual ↗ Dec 31, 2017 57d
Feb 28, 2017 Annual ↗ Dec 31, 2016 59d

Current reports

FiledDisclosed
Oct 27, 2026 Foreign issuer report ↗
Sep 18, 2026 Foreign issuer report ↗
Aug 31, 2026 Foreign issuer report ↗
Aug 14, 2026 Foreign issuer report ↗
Aug 14, 2026 Foreign issuer report ↗
Aug 5, 2026 Foreign issuer report ↗
Jul 27, 2026 Foreign issuer report ↗
May 28, 2026 Foreign issuer report ↗
Apr 28, 2026 Foreign issuer report ↗
Mar 2, 2026 Foreign issuer report ↗
Feb 19, 2026 Foreign issuer report ↗
Feb 9, 2026 Foreign issuer report ↗