OBT

Orange County Bancorp, Inc. /de/ Financials State Commercial Banks Russell 3000
$38.69Close $517.2MMarket cap $23.25 – $39.0152-week range Jan 27, 2027Next report · estimated

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Near its high 1% below its 52-week high

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 10, 2026
Off 12-month high 1%
1wk up 1.0% price change
1mo up 4.7% price change
12-month return up 66% market up 11% · its own up 58%
F-score — — Not assessed
Altman Z — Unknown
P/E 12.4× price / earnings
PEG 0.36 P/E / EPS growth
P/B 1.8× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 18% year on year
EPS growth up 17% latest quarter · +7 pts
Sales growth down 14% latest quarter · -29 pts
ROE up 18% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.7% $1.04 a day · 2×ATR $36.60
RS 79 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 1.1× vs 50-day average
Up/down volume 1.20 50 sessions
Implied move — no scheduled report
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged
  • Shareholders diluted The share count rose 17.8% over the year, from 11m to 13m shares. Each existing share owns a smaller fraction of the company than it did a year ago.
Last reported Oct 28, 2026
Results reaction Oct 28, 20260% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $127.2M +18% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $60.2M FY2021 · $72.6M FY2022 · $90.1M FY2023 · $101.8M FY2024 · $107.7M FY2025 · $127.2M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $41.6M +49% on FY2024
$0 $50M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $11.7M FY2021 · $21.3M FY2022 · $24.4M FY2023 · $29.5M FY2024 · $27.9M FY2025 · $41.6M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 33%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 19% FY2021 · Net 29% FY2022 · Net 27% FY2023 · Net 29% FY2024 · Net 26% FY2025 · Net 33%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $121.2M · Long-term debt $3.0M FY2021 · Cash $306.2M · Long-term debt $3.0M FY2022 · Cash $86.1M FY2023 · Cash $147.4M FY2024 · Cash $150.3M FY2025 · Cash $204.2M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 13.37m +198.2% since FY2020
13.37m 4.48m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 4.48m FY2021 · 5.64m FY2022 · 5.64m FY2023 · 11.30m FY2024 · 11.35m FY2025 · 13.37m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $60.2M $72.6M $90.1M $101.8M $107.7M $127.2M
Net income $11.7M $21.3M $24.4M $29.5M $27.9M $41.6M
Net margin 19% 29% 27% 29% 26% 33%
Earnings per share $2.59 $4.28 $4.33 $2.62 $2.47 $3.33
Cash $121.2M $306.2M $86.1M $147.4M $150.3M $204.2M
Long-term debt $3.0M $3.0M — — — —
Shareholders' equity $135.4M $182.8M $138.1M $165.4M $185.5M $284.4M
Shares outstanding 4.48m 5.64m 5.64m 11.30m 11.35m 13.37m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 10, 2026 Quarterly ↗ Jun 30, 2026 41d
May 11, 2026 Quarterly ↗ Mar 31, 2026 41d
Mar 16, 2026 Annual ↗ Dec 31, 2025 75d
Nov 10, 2025 Quarterly ↗ Sep 30, 2025 41d
Aug 11, 2025 Quarterly ↗ Jun 30, 2025 42d
May 12, 2025 Quarterly ↗ Mar 31, 2025 42d
Mar 17, 2025 Annual ↗ Dec 31, 2024 76d
Nov 13, 2024 Quarterly ↗ Sep 30, 2024 44d
Aug 12, 2024 Quarterly ↗ Jun 30, 2024 43d
May 15, 2024 Quarterly ↗ Mar 31, 2024 45d
Mar 29, 2024 Annual ↗ Dec 31, 2023 89d
Nov 14, 2023 Quarterly ↗ Sep 30, 2023 45d

Current reports

FiledDisclosed
Oct 28, 2026 Results ↗
Sep 23, 2026 Regulation FD ↗
Aug 21, 2026 Other events ↗
Jul 28, 2026 Results ↗
May 27, 2026 Shareholder vote ↗
May 22, 2026 Other events ↗
Apr 28, 2026 Results ↗
Mar 25, 2026 Director or officer change ↗
Feb 20, 2026 Other events ↗
Feb 4, 2026 Results ↗
Nov 24, 2025 Other events ↗
Nov 10, 2025 Regulation FD ↗