Touchstone
Last syncNov 1, 2026, 6:55 PM ET

OCFC

Oceanfirst Financial Corp Financials National Commercial Banks Russell 3000
$17.94Close $1.0BMarket cap $15.62 – $20.0452-week range Jan 26, 2027Next report · estimated

Highlights

Cautions

  • Not in an uptrend 3 of 8 trend conditions
  • Lagging the market RS 35 · weaker than 65% of stocks over 12 months
  • Earnings shrinking EPS −113% year on year

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 7, 2026
Off 12-month high 10%
1wk up 7.4% price change
1mo up 8.5% price change
12-month return up 1% market up 11% · its own down 12%
F-score — — Not assessed
Altman Z — Unknown
P/E 15.3× price / earnings
PEG — P/E / EPS growth
P/B 0.6× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 5% year on year
EPS growth down 113% latest quarter · -110 pts
Sales growth up 32% latest quarter · +27 pts
ROE up 4% return on equity
Free cash margin —
D/E 0.15 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Revenue reaccelerating (-5% then +5%)

Trade setup

ATR% 2.3% $0.42 a day · 2×ATR $17.10
RS 35 / 99 vs the universe
Trend 3 / 8 trend template
Relative volume 1.4× vs 50-day average
Up/down volume 0.68 50 sessions
Implied move — no scheduled report
Trend template · 3 of 8
  • Price above the 150 and 200-day averages: fails
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: fails
  • 50-day average above the 150 and 200-day: fails
  • Price above the 50-day average: passes
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 27, 2026
Results reaction Oct 27, 2026+6% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $404.9M +5% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $386.9M FY2021 · $357.3M FY2022 · $436.6M FY2023 · $403.4M FY2024 · $384.2M FY2025 · $404.9M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $67.1M -30% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $63.3M FY2021 · $106.1M FY2022 · $142.6M FY2023 · $100.0M FY2024 · $96.0M FY2025 · $67.1M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 17%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 16% FY2021 · Net 30% FY2022 · Net 33% FY2023 · Net 25% FY2024 · Net 25% FY2025 · Net 17%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $1.3B · Long-term debt $235.5M FY2021 · Cash $224.8M · Long-term debt $229.1M FY2022 · Cash $168.0M · Long-term debt $195.4M FY2023 · Cash $153.7M · Long-term debt $196.5M FY2024 · Cash $123.6M · Long-term debt $197.5M FY2025 · Cash $135.1M · Long-term debt $255.2M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 57.39m -5.0% since FY2020
60.39m 57.39m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 60.39m FY2021 · 59.18m FY2022 · 59.14m FY2023 · 59.45m FY2024 · 58.55m FY2025 · 57.39m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $386.9M $357.3M $436.6M $403.4M $384.2M $404.9M
Net income $63.3M $106.1M $142.6M $100.0M $96.0M $67.1M
Net margin 16% 30% 33% 25% 25% 17%
Earnings per share $1.05 $1.78 $2.42 $1.70 $1.65 $1.17
Cash $1.3B $224.8M $168.0M $153.7M $123.6M $135.1M
Long-term debt $235.5M $229.1M $195.4M $196.5M $197.5M $255.2M
Shareholders' equity $1.5B $1.5B $1.6B $1.7B $1.7B $1.7B
Shares outstanding 60.39m 59.18m 59.14m 59.45m 58.55m 57.39m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 7, 2026 Quarterly ↗ Jun 30, 2026 38d
May 1, 2026 Quarterly ↗ Mar 31, 2026 31d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Nov 4, 2025 Quarterly ↗ Sep 30, 2025 35d
Aug 4, 2025 Quarterly ↗ Jun 30, 2025 35d
May 2, 2025 Quarterly ↗ Mar 31, 2025 32d
Feb 28, 2025 Annual ↗ Dec 31, 2024 59d
Oct 31, 2024 Quarterly ↗ Sep 30, 2024 31d
Aug 1, 2024 Quarterly ↗ Jun 30, 2024 32d
May 2, 2024 Quarterly ↗ Mar 31, 2024 32d
Feb 23, 2024 Annual ↗ Dec 31, 2023 54d
Nov 7, 2023 Quarterly ↗ Sep 30, 2023 38d

Current reports

FiledDisclosed
Oct 27, 2026 Results · Regulation FD · Other events ↗
Jul 31, 2026 Results · Regulation FD · Other events ↗
Jun 30, 2026 Other events ↗
Jun 8, 2026 Other events ↗
Jun 1, 2026 Material agreement · Acquisition or disposal · New obligation · Unregistered share sale · Holder rights changed · Director or officer change · Charter or bylaws · Regulation FD ↗
May 28, 2026 Director or officer change · Shareholder vote ↗
May 1, 2026 Regulation FD ↗
Apr 27, 2026 Other events ↗
Apr 23, 2026 Results · Regulation FD ↗
Apr 15, 2026 Other events ↗
Apr 7, 2026 Shareholder vote · Other events ↗
Jan 29, 2026 Regulation FD ↗