Touchstone
Last syncNov 1, 2026, 6:55 PM ET

OFG

Ofg Bancorp Financials State Commercial Banks Russell 3000
$50.01Close $2.2BMarket cap $36.56 – $53.5852-week range Jan 20, 2027Next report · estimated

Highlights

Strengths

  • Earnings growing EPS +21% year on year

Cautions

  • Trend not confirmed 6 of 8 conditions · under the 50-day, RS under 70

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 7%
1wk down 2.5% price change
1mo down 0.1% price change
12-month return up 33% market up 11% · its own up 21%
F-score — — Not assessed
Altman Z — Unknown
P/E 10.5× price / earnings
PEG 1.25 P/E / EPS growth
P/B 1.6× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 3% year on year
EPS growth up 21% latest quarter · -5 pts
Sales growth up 4% latest quarter · +0 pts
ROE up 16% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.2% $1.10 a day · 2×ATR $47.80
RS 65 / 99 vs the universe
Trend 6 / 8 under the 50-day, RS under 70
Relative volume 1.0× vs 50-day average
Up/down volume 1.25 50 sessions
Implied move — no scheduled report
Trend template · 6 of 8
  • Price above the 50-day average: fails
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 21, 2026
Results reaction Oct 21, 2026-2% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $731.4M +3% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $0 FY2021 · $0 FY2022 · $0 FY2023 · $0 FY2024 · $711.7M FY2025 · $731.4M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $205.1M +3% on FY2024
$0 $250M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $74.3M FY2021 · $146.2M FY2022 · $166.2M FY2023 · $181.9M FY2024 · $198.2M FY2025 · $205.1M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 28%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 FY2021 FY2022 FY2023 FY2024 · Net 28% FY2025 · Net 28%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $2.5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $2.2B FY2021 · Cash $2.0B FY2022 · Cash $550.3M FY2023 · Cash $748.2M FY2024 · Cash $591.1M FY2025 · Cash $1.0B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 43.26m -15.8% since FY2020
51.39m 43.26m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 51.39m FY2021 · 49.64m FY2022 · 47.58m FY2023 · 47.07m FY2024 · 45.44m FY2025 · 43.26m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $0 $0 $0 $0 $711.7M $731.4M
Net income $74.3M $146.2M $166.2M $181.9M $198.2M $205.1M
Net margin — — — — 28% 28%
Earnings per share $1.44 $2.85 $3.43 $3.82 $4.23 $4.58
Cash $2.2B $2.0B $550.3M $748.2M $591.1M $1.0B
Shareholders' equity $1.1B $1.1B $1.0B $1.2B $1.3B $1.4B
Shares outstanding 51.39m 49.64m 47.58m 47.07m 45.44m 43.26m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 8, 2026 Quarterly ↗ Mar 31, 2026 38d
Feb 25, 2026 Annual ↗ Dec 31, 2025 56d
Nov 7, 2025 Quarterly ↗ Sep 30, 2025 38d
Aug 7, 2025 Quarterly ↗ Jun 30, 2025 38d
May 8, 2025 Quarterly ↗ Mar 31, 2025 38d
Feb 27, 2025 Annual ↗ Dec 31, 2024 58d
Nov 6, 2024 Quarterly ↗ Sep 30, 2024 37d
Aug 7, 2024 Quarterly ↗ Jun 30, 2024 38d
May 8, 2024 Quarterly ↗ Mar 31, 2024 38d
Feb 26, 2024 Annual ↗ Dec 31, 2023 57d
Nov 6, 2023 Quarterly ↗ Sep 30, 2023 37d

Current reports

FiledDisclosed
Oct 21, 2026 Results ↗
Jul 21, 2026 Results ↗
Apr 23, 2026 Shareholder vote ↗
Apr 21, 2026 Results ↗
Jan 22, 2026 Results ↗
Oct 22, 2025 Results ↗
Jul 17, 2025 Results ↗
May 7, 2025 Shareholder vote ↗
Apr 23, 2025 Results ↗
Jan 22, 2025 Results ↗
Oct 22, 2024 Director or officer change ↗
Oct 16, 2024 Results ↗