Touchstone
Last syncNov 1, 2026, 6:55 PM ET

OMF

Onemain Holdings, Inc. Financials Personal Credit Institutions Russell 3000
$56.55Close $6.6BMarket cap $47.56 – $67.6352-week range Jan 29, 2027Next report · estimated

Highlights

Cautions

  • Not in an uptrend 3 of 8 trend conditions
  • Lagging the market RS 36 · weaker than 64% of stocks over 12 months

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed May 1, 2026
Off 12-month high 16%
1wk up 1.5% price change
1mo up 2.1% price change
12-month return up 9% market up 11% · its own down 2%
F-score — — Not assessed
Altman Z — Unknown
P/E 8.5× price / earnings
PEG 0.15 P/E / EPS growth
P/B 1.9× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 9% year on year
EPS growth — latest quarter
Sales growth — latest quarter
ROE up 24% return on equity
Free cash margin —
D/E 6.67 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.5% $1.43 a day · 2×ATR $53.68
RS 36 / 99 vs the universe
Trend 3 / 8 trend template
Relative volume 1.4× vs 50-day average
Up/down volume 0.86 50 sessions
Implied move — no scheduled report
Trend template · 3 of 8
  • Price above the 150 and 200-day averages: fails
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: fails
  • 50-day average above the 150 and 200-day: passes
  • Price above the 50-day average: fails
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 30, 2026
Results reaction Oct 30, 2026-3% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $4.9B +9% on FY2024
$0 $5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $3.9B FY2021 · $4.0B FY2022 · $4.2B FY2023 · $4.3B FY2024 · $4.5B FY2025 · $4.9B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $783.0M +54% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $730.0M FY2021 · $1.3B FY2022 · $872.0M FY2023 · $641.0M FY2024 · $509.0M FY2025 · $783.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 16%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 19% FY2021 · Net 33% FY2022 · Net 21% FY2023 · Net 15% FY2024 · Net 11% FY2025 · Net 16%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $25B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $2.3B · Long-term debt $17.8B FY2021 · Cash $541.0M · Long-term debt $17.8B FY2022 · Cash $498.0M · Long-term debt $18.3B FY2023 · Cash $1.0B · Long-term debt $19.8B FY2024 · Cash $458.0M · Long-term debt $21.4B FY2025 · Cash $914.0M · Long-term debt $22.7B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 117.20m -12.8% since FY2020
134.34m 117.20m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 134.34m FY2021 · 127.81m FY2022 · 121.04m FY2023 · 119.76m FY2024 · 119.36m FY2025 · 117.20m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $3.9B $4.0B $4.2B $4.3B $4.5B $4.9B
Net income $730.0M $1.3B $872.0M $641.0M $509.0M $783.0M
Net margin 19% 33% 21% 15% 11% 16%
Earnings per share $5.41 $9.88 $7.01 $5.31 $4.24 $6.57
Cash $2.3B $541.0M $498.0M $1.0B $458.0M $914.0M
Long-term debt $17.8B $17.8B $18.3B $19.8B $21.4B $22.7B
Shareholders' equity $3.4B $3.0B $3.0B $3.2B $3.2B $3.4B
Shares outstanding 134.34m 127.81m 121.04m 119.76m 119.36m 117.20m

Filings

SEC EDGAR
FiledReportPeriod to Lag
May 1, 2026 Quarterly ↗ Mar 31, 2026 31d
Feb 6, 2026 Annual ↗ Dec 31, 2025 37d
Oct 31, 2025 Quarterly ↗ Sep 30, 2025 31d
Jul 29, 2025 Quarterly ↗ Jun 30, 2025 29d
May 2, 2025 Quarterly ↗ Mar 31, 2025 32d
Feb 7, 2025 Annual ↗ Dec 31, 2024 38d
Oct 30, 2024 Quarterly ↗ Sep 30, 2024 30d
Aug 1, 2024 Quarterly ↗ Jun 30, 2024 32d
May 1, 2024 Quarterly ↗ Mar 31, 2024 31d
Feb 13, 2024 Annual ↗ Dec 31, 2023 44d
Oct 26, 2023 Quarterly ↗ Sep 30, 2023 26d
Jul 28, 2023 Quarterly ↗ Jun 30, 2023 28d

Current reports

FiledDisclosed
Oct 30, 2026 Results · Regulation FD ↗
Aug 20, 2026 Material agreement · New obligation ↗
Aug 7, 2026 Material agreement ↗
Jul 29, 2026 Results · Regulation FD ↗
Jun 22, 2026 Director or officer change · Shareholder vote ↗
May 1, 2026 Results · Regulation FD ↗
Feb 5, 2026 Results · Regulation FD ↗
Dec 18, 2025 Material agreement · New obligation ↗
Dec 5, 2025 Material agreement ↗
Oct 31, 2025 Results · Regulation FD · Other events ↗
Sep 17, 2025 Material agreement · New obligation ↗
Sep 4, 2025 Material agreement ↗