OPFI
Oppfi Inc. Financials Finance Services Russell 3000
$5.62Close
$5.42 – $11.3852-week range
Late-januaryNext report · estimated
Highlights
Cautions
- Not in an uptrend 0 of 8 trend conditions
- Lagging the market RS 4 · weaker than 96% of stocks over 12 months
- Far from its high 51% below its 52-week high
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
51%
1wk
up 3.7%
price change
1mo
down 6.8%
price change
12-month return
down 42%
market up 11% ·
its own down 57%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
—
price / earnings
PEG
—
P/E / EPS growth
P/B
—
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
up 19%
year on year
EPS growth
—
latest quarter
Sales growth
down 14%
latest quarter · -10 pts
ROE
up 58%
return on equity
Free cash margin
—
D/E
—
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Trade setup
ATR%
4.4%
$0.25 a day · 2×ATR $5.13
RS
4 / 99
vs the universe
Trend
0 / 8
trend template
Relative volume
1.2×
vs 50-day average
Up/down volume
0.92
50 sessions
Implied move
—
no scheduled report
Trend template · 0 of 8
Screen verdict
Did not qualify for any screen.
Warning signs
- No restatement or impairment
- Equity positive
- No material dilution
- Margins and revenue not shrinking
Last reported
Oct 28, 2026
Last shock
Aug 11, 2026-25% in one session10.7× volumeon results-15% since
Financials
- Net 7%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $200.2M | $263.7M | $217.0M | $273.2M | $321.5M | $381.2M |
| Operating income | $77.5M | $57.3M | -$6.3M | $46.4M | $94.5M | $166.7M |
| Net income | $77.5M | $25.6M | $7.1M | -$1.0M | $7.3M | $26.3M |
| Net margin | 39% | 10% | 3% | -0% | 2% | 7% |
| Earnings per share | — | $0.30 | $0.08 | -$0.06 | $0.36 | $0.99 |
| Cash | $25.6M | $25.1M | $16.2M | $31.8M | $61.3M | $49.5M |
| Long-term debt | — | $50.0M | — | — | — | — |
| Shareholders' equity | $5.0M | -$9.0M | -$494,000 | $10.4M | $32.8M | $58.5M |
| Shares outstanding | — | 13.63m | — | — | — | — |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 10, 2026 | Quarterly ↗ | Jun 30, 2026 | 41d |
| May 7, 2026 | Quarterly ↗ | Mar 31, 2026 | 37d |
| Mar 12, 2026 | Annual ↗ | Dec 31, 2025 | 71d |
| Nov 6, 2025 | Quarterly ↗ | Sep 30, 2025 | 37d |
| Aug 7, 2025 | Quarterly ↗ | Jun 30, 2025 | 38d |
| May 8, 2025 | Quarterly ↗ | Mar 31, 2025 | 38d |
| Mar 11, 2025 | Annual ↗ | Dec 31, 2024 | 70d |
| Nov 8, 2024 | Quarterly ↗ | Sep 30, 2024 | 39d |
| Aug 8, 2024 | Quarterly ↗ | Jun 30, 2024 | 39d |
| May 9, 2024 | Quarterly ↗ | Mar 31, 2024 | 39d |
| Mar 27, 2024 | Annual ↗ | Dec 31, 2023 | 87d |
| Nov 9, 2023 | Quarterly ↗ | Sep 30, 2023 | 40d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 28, 2026 | Results · Regulation FD ↗ |
| Sep 21, 2026 | New obligation · Other events ↗ |
| Aug 10, 2026 | Material agreement · Results · New obligation · Regulation FD ↗ |
| Jun 16, 2026 | Regulation FD ↗ |
| Jun 10, 2026 | Shareholder vote ↗ |
| May 7, 2026 | Results · Regulation FD · Other events ↗ |
| Apr 29, 2026 | Material agreement · Agreement ended · Unregistered share sale · Regulation FD ↗ |
| Apr 16, 2026 | Material agreement · Agreement ended · New obligation · Obligation accelerated ↗ |
| Mar 11, 2026 | Results · Regulation FD ↗ |
| Oct 29, 2025 | Results · Regulation FD ↗ |
| Oct 2, 2025 | Material agreement · Agreement ended · New obligation · Obligation accelerated · Regulation FD ↗ |
| Aug 26, 2025 | Regulation FD · Other events ↗ |