OPRT
Oportun Financial Corp Financials Finance Services Russell 3000
$9.89Close
$439.5MMarket cap
$7.13 – $9.9852-week range
Nov 3, 2026Next report · after the close
Highlights
Strengths
- Earnings growing EPS +20% year on year, faster than the quarter before (+97 pts)
Cautions
- Extended 5.3 ATR above its 50-day average
- Results soon Nov 3, 2026, in 2 days
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
1%
1wk
up 7.6%
price change
1mo
up 21.5%
price change
12-month return
up 29%
total, dividends included
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
17.4×
price / earnings
PEG
—
P/E / EPS growth
P/B
1.1×
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
down 14%
year on year
EPS growth
up 20%
latest quarter · +97 pts
Sales growth
up 7%
latest quarter · +16 pts
ROE
up 7%
return on equity
Free cash margin
—
D/E
—
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Trade setup
ATR%
3.4%
$0.34 a day · 2×ATR $9.21
RS
—
vs the universe
Trend
—
trend template
Relative volume
1.1×
vs 50-day average
Up/down volume
1.50
50 sessions
Implied move
—
no option chain · report Nov 3, 2026
Screen verdict
Did not qualify for any screen.
Warning signs
- Shareholders diluted The share count rose 23.1% over the year, from 36m to 44m shares. Each existing share owns a smaller fraction of the company than it did a year ago.
- Revenue shrinking Revenue fell 14.1% over the year, from $22.7M to $19.5M.
Last reported
Aug 5, 2026
Financials
- Net 129%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $583.7M | $813,000 | $31.2M | $25.6M | $22.7M | $19.5M |
| Net income | -$45.1M | $47.4M | -$77.7M | -$180.0M | -$78.7M | $25.2M |
| Net margin | -8% | 5832% | -249% | -704% | -347% | 129% |
| Earnings per share | -$1.65 | $1.56 | -$2.37 | -$4.88 | -$1.95 | $0.53 |
| Cash | $136.2M | $131.0M | $98.8M | $91.2M | $60.0M | $105.5M |
| Long-term debt | — | $114.1M | — | — | — | — |
| Shareholders' equity | $466.6M | $603.9M | $547.6M | $404.4M | $353.8M | $390.1M |
| Shares outstanding | 27.68m | 32m | 33.35m | 34.47m | 36.11m | 44.44m |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 6, 2026 | Quarterly ↗ | Jun 30, 2026 | 37d |
| May 8, 2026 | Quarterly ↗ | Mar 31, 2026 | 38d |
| Feb 27, 2026 | Annual ↗ | Dec 31, 2025 | 58d |
| Nov 5, 2025 | Quarterly ↗ | Sep 30, 2025 | 36d |
| Aug 7, 2025 | Quarterly ↗ | Jun 30, 2025 | 38d |
| May 9, 2025 | Quarterly ↗ | Mar 31, 2025 | 39d |
| Feb 20, 2025 | Annual ↗ | Dec 31, 2024 | 51d |
| Nov 12, 2024 | Quarterly ↗ | Sep 30, 2024 | 43d |
| Aug 9, 2024 | Quarterly ↗ | Jun 30, 2024 | 40d |
| May 10, 2024 | Quarterly ↗ | Mar 31, 2024 | 40d |
| Mar 15, 2024 | Annual ↗ | Dec 31, 2023 | 75d |
| Nov 9, 2023 | Quarterly ↗ | Sep 30, 2023 | 40d |
Current reports
| Filed | Disclosed |
|---|---|
| Sep 11, 2026 | Director or officer change · Other events ↗ |
| Aug 25, 2026 | Director or officer change ↗ |
| Aug 14, 2026 | Director or officer change · Shareholder vote ↗ |
| Aug 5, 2026 | Results ↗ |
| Jul 7, 2026 | Material agreement ↗ |
| Jun 24, 2026 | Material agreement ↗ |
| Jun 18, 2026 | Director or officer change · Other events ↗ |
| May 7, 2026 | Results ↗ |
| Apr 17, 2026 | Director or officer change · Other events ↗ |
| Apr 2, 2026 | Director or officer change ↗ |
| Feb 26, 2026 | Results ↗ |
| Feb 10, 2026 | New obligation · Other events ↗ |