Touchstone
Last syncNov 1, 2026, 6:55 PM ET

ORI

Old Republic International Corp Financials Surety Insurance Russell 3000
$38.52Close $9.5BMarket cap $36.06 – $44.2652-week range Jan 21, 2027Next report · estimated

Highlights

Cautions

  • Not in an uptrend 1 of 8 trend conditions
  • Lagging the market RS 39 · weaker than 61% of stocks over 12 months
  • Earnings shrinking EPS −11% year on year

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 30, 2026
Off 12-month high 13%
1wk down 1.0% price change
1mo up 3.2% price change
12-month return up 7% market up 11% · its own down 1%
F-score — — Not assessed
Altman Z — Unknown
P/E 10.1× price / earnings
PEG 0.69 P/E / EPS growth
P/B 1.6× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 11% year on year
EPS growth down 11% latest quarter · -72 pts
Sales growth up 5% latest quarter · -8 pts
ROE up 16% return on equity
Free cash margin —
D/E 0.27 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.1% $0.82 a day · 2×ATR $36.88
RS 39 / 99 vs the universe
Trend 1 / 8 trend template
Relative volume 1.2× vs 50-day average
Up/down volume 0.82 50 sessions
Implied move — no scheduled report
Trend template · 1 of 8
  • Within 25% of the 52-week high: passes

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 22, 2026
Results reaction Oct 22, 2026-1% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $9.1B +11% on FY2024
$0 $10B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $7.2B FY2021 · $9.3B FY2022 · $8.1B FY2023 · $7.3B FY2024 · $8.2B FY2025 · $9.1B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $935.4M +10% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $558.6M FY2021 · $1.5B FY2022 · $686.4M FY2023 · $598.6M FY2024 · $852.7M FY2025 · $935.4M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 10%
0% 20% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 8% FY2021 · Net 16% FY2022 · Net 8% FY2023 · Net 8% FY2024 · Net 10% FY2025 · Net 10%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $118.7M · Long-term debt $966.4M FY2021 · Cash $158.1M · Long-term debt $1.6B FY2022 · Cash $81.0M · Long-term debt $1.6B FY2023 · Cash $202.8M · Long-term debt $1.6B FY2024 · Cash $201.9M · Long-term debt $1.6B FY2025 · Cash $263.2M · Long-term debt $1.6B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 246.36m -19.0% since FY2020
307.57m 246.36m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 304.12m FY2021 · 307.57m FY2022 · 296.93m FY2023 · 278.39m FY2024 · 248.82m FY2025 · 246.36m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $7.2B $9.3B $8.1B $7.3B $8.2B $9.1B
Net income $558.6M $1.5B $686.4M $598.6M $852.7M $935.4M
Net margin 8% 16% 8% 8% 10% 10%
Earnings per share $1.87 $5.05 $2.26 $2.10 $3.24 $3.72
Cash $118.7M $158.1M $81.0M $202.8M $201.9M $263.2M
Long-term debt $966.4M $1.6B $1.6B $1.6B $1.6B $1.6B
Shareholders' equity $6.2B $6.9B $6.2B $6.4B $5.6B $5.9B
Shares outstanding 304.12m 307.57m 296.93m 278.39m 248.82m 246.36m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 30, 2026 Quarterly ↗ Sep 30, 2026 30d
Jul 31, 2026 Quarterly ↗ Jun 30, 2026 31d
May 1, 2026 Quarterly ↗ Mar 31, 2026 31d
Feb 26, 2026 Annual ↗ Dec 31, 2025 57d
Oct 31, 2025 Quarterly ↗ Sep 30, 2025 31d
Aug 1, 2025 Quarterly ↗ Jun 30, 2025 32d
May 2, 2025 Quarterly ↗ Mar 31, 2025 32d
Feb 27, 2025 Annual ↗ Dec 31, 2024 58d
Nov 1, 2024 Quarterly ↗ Sep 30, 2024 32d
Aug 2, 2024 Quarterly ↗ Jun 30, 2024 33d
May 3, 2024 Quarterly ↗ Mar 31, 2024 33d
Feb 28, 2024 Annual ↗ Dec 31, 2023 59d

Current reports

FiledDisclosed
Oct 22, 2026 Results ↗
Jul 23, 2026 Results ↗
Jul 1, 2026 Regulation FD ↗
May 27, 2026 Shareholder vote ↗
May 18, 2026 Material agreement · New obligation ↗
Apr 23, 2026 Results ↗
Jan 22, 2026 Results ↗
Dec 12, 2025 Other events ↗
Oct 24, 2025 Results ↗
Aug 19, 2025 Regulation FD ↗
Jul 24, 2025 Results ↗
May 28, 2025 Shareholder vote ↗