ORRF

Orrstown Financial Services Inc Financials State Commercial Banks Russell 3000
$43.92Close $856.8MMarket cap $32.10 – $44.6552-week range Mid-januaryNext report · estimated

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Near its high 2% below its 52-week high

Cautions

  • Distribution down-day volume 1.5× up-day volume over 50 sessions

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 2%
1wk down 0.8% price change
1mo up 8.2% price change
12-month return up 37% market up 11% · its own up 26%
F-score — — Not assessed
Altman Z — Unknown
P/E 10.6× price / earnings
PEG 0.06 P/E / EPS growth
P/B 1.4× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 36% year on year
EPS growth up 8% latest quarter · -12 pts
Sales growth 0% latest quarter · -7 pts
ROE up 15% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.5% $1.10 a day · 2×ATR $41.72
RS 73 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 1.0× vs 50-day average
Up/down volume 0.65 50 sessions
Implied move — no scheduled report
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 21, 2026
Results reaction Oct 21, 2026+6% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $37.1M +36% on FY2024
$0 $50M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $16.5M FY2021 · $18.9M FY2022 · $19.5M FY2023 · $19.5M FY2024 · $27.3M FY2025 · $37.1M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $80.9M +267% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $26.5M FY2021 · $32.9M FY2022 · $22.0M FY2023 · $35.7M FY2024 · $22.1M FY2025 · $80.9M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 218%
0% 250% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 161% FY2021 · Net 174% FY2022 · Net 113% FY2023 · Net 183% FY2024 · Net 81% FY2025 · Net 218%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $250M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $125.3M · Long-term debt $2.3M FY2021 · Cash $208.7M · Long-term debt $1.9M FY2022 · Cash $60.8M · Long-term debt $1.5M FY2023 · Cash $65.2M · Long-term debt $40.0M FY2024 · Cash $248.9M FY2025 · Cash $149.8M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 19.51m +74.2% since FY2020
19.51m 10.61m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 11.20m FY2021 · 11.18m FY2022 · 10.67m FY2023 · 10.61m FY2024 · 19.39m FY2025 · 19.51m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $16.5M $18.9M $19.5M $19.5M $27.3M $37.1M
Net income $26.5M $32.9M $22.0M $35.7M $22.1M $80.9M
Net margin 161% 174% 113% 183% 81% 218%
Earnings per share $2.40 $2.96 $2.06 $3.42 $1.48 $4.18
Cash $125.3M $208.7M $60.8M $65.2M $248.9M $149.8M
Long-term debt $2.3M $1.9M $1.5M $40.0M — —
Shareholders' equity $246.2M $271.7M $228.9M $265.1M $516.7M $591.5M
Shares outstanding 11.20m 11.18m 10.67m 10.61m 19.39m 19.51m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 8, 2026 Quarterly ↗ Mar 31, 2026 38d
Mar 12, 2026 Annual ↗ Dec 31, 2025 71d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 8, 2025 Quarterly ↗ Jun 30, 2025 39d
May 9, 2025 Quarterly ↗ Mar 31, 2025 39d
Mar 31, 2025 Annual ↗ Dec 31, 2024 90d
Nov 12, 2024 Quarterly ↗ Sep 30, 2024 43d
Aug 8, 2024 Quarterly ↗ Jun 30, 2024 39d
May 9, 2024 Quarterly ↗ Mar 31, 2024 39d
Mar 14, 2024 Annual ↗ Dec 31, 2023 74d
Nov 8, 2023 Quarterly ↗ Sep 30, 2023 39d

Current reports