PAYS

Paysign, Inc. Industrials Services-Business Services, NEC Russell 3000

$13.93Close $767.4MMarket cap $3.18 – $15.6252-week range Nov 9, 2026Next report · after the close

Stage 2 Leader 17th of 68

Highlights

Strengths

In a stage-2 uptrend all 8 trend conditions pass
Leading the market RS 99 · stronger than 99% of stocks over 12 months
Earnings growing EPS +355% year on year, faster than the quarter before (+265 pts)

Cautions

Results soon Nov 9, 2026, in 8 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026

Off 12-month high 11%

1wk 6.6% price change

1mo 3.3% price change

12-month return 168% market up 11% · its own up 145%

F-score 7 / 9 Strong

Altman Z″ 1.14 Moderate risk

P/E 101.6× price / earnings

PEG 1.20 P/E / EPS growth

P/B 15.8× price / book

Earnings yield 1.2% EBIT / enterprise value

Cheaper than 39% of the market · expensive

Revenue growth 40% year on year

EPS growth 355% latest quarter · +265 pts

Sales growth 48% latest quarter · -3 pts

ROE 19% return on equity

Free cash margin 62% $51.2M FCF

D/E 0.13 long-term debt / equity

Net debt / EBITDA -10.1× net cash

Interest cover —EBIT / interest

Piotroski tests

took on more long-term debt
issued more shares
profitable on its assets
generating cash from operations
profitability improving
profits backed by cash
short-term liquidity improved
gross margin widened
assets working harder

Repair signals

Gross margin 55.1% → 59.4%

Trade setup

ATR% 5.8% $0.81 a day · 2×ATR $12.32

RS 99 / 99 vs the universe

Trend 8 / 8 trend template

Relative volume 0.6× vs 50-day average

Up/down volume 0.97 50 sessions

Implied move — no option chain · report Nov 9, 2026

Trend template · 8 of 8

Screen verdict

1 of 3 screens

Stage 2 Leader in mixed conditions
- RS 99
- Trend 8/8
- Off 12-month high 11%
- EPS growth +355% (accel +265 pts)
- Sales growth +48% (accel -3 pts)
- Altman Z″ 1.14 (moderate risk)

Warning signs

1 flagged

Shareholders diluted The share count rose 2.9% over the year, from 54m to 55m shares. Each existing share owns a smaller fraction of the company than it did a year ago.

Last reported Aug 5, 2026

Results reaction Aug 5, 2026+34% vs market2 sessions after results

Financials

6 fiscal years · from filings

Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $82.0M +40% on FY2024

Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $7.6M +98% on FY2024

Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology $51.2M +128% on FY2024

Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology

Gross 59%
Net 9%
Free cash 62%

Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology $158.8M net cash

Cash
Long-term debt

Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 55.09m +9.6% since FY2020

	FY2020Dec 31, 2020	FY2021Dec 31, 2021	FY2022Dec 31, 2022	FY2023Dec 31, 2023	FY2024Dec 31, 2024	FY2025Dec 31, 2025
Revenue	$24.1M	$29.5M	$38.0M	$47.3M	$58.4M	$82.0M
Gross margin	39%	50%	55%	51%	55%	59%
Operating income	-$8.3M	-$2.7M	$344,335	-$167,255	$1.0M	$7.4M
Net income	-$9.1M	-$2.7M	$1.0M	$6.5M	$3.8M	$7.6M
Net margin	-38%	-9%	3%	14%	7%	9%
Earnings per share	-$0.19	-$0.05	$0.02	$0.12	$0.07	$0.13
Free cash flow	$12.4M	$14.9M	$25.2M	$27.4M	$22.5M	$51.2M
Free cash margin	51%	51%	66%	58%	39%	62%
Cash	$7.8M	$7.4M	$89.9M	$109.4M	$122.3M	$165.0M
Long-term debt	—	—	—	—	$0	$6.1M
Shareholders' equity	$13.2M	$13.0M	$16.3M	$24.5M	$30.4M	$48.5M
Shares outstanding	50.25m	51.79m	52.35m	52.75m	53.52m	55.09m

Filings

SEC EDGAR

Filed	Report	Period to	Lag
Aug 6, 2026	Quarterly ↗	Jun 30, 2026	37d
May 13, 2026	Quarterly ↗	Mar 31, 2026	43d
Mar 25, 2026	Annual ↗	Dec 31, 2025	84d
Nov 13, 2025	Quarterly ↗	Sep 30, 2025	44d
Aug 6, 2025	Quarterly ↗	Jun 30, 2025	37d
May 9, 2025	Quarterly ↗	Mar 31, 2025	39d
Mar 26, 2025	Annual ↗	Dec 31, 2024	85d
Nov 6, 2024	Quarterly ↗	Sep 30, 2024	37d
Aug 1, 2024	Quarterly ↗	Jun 30, 2024	32d
May 8, 2024	Quarterly ↗	Mar 31, 2024	38d
Mar 27, 2024	Annual ↗	Dec 31, 2023	87d
Nov 8, 2023	Quarterly ↗	Sep 30, 2023	39d

Current reports

Filed	Disclosed
Aug 5, 2026	Results ↗
May 13, 2026	Shareholder vote ↗
May 12, 2026	Results ↗
Mar 24, 2026	Results ↗
Nov 12, 2025	Results ↗
Sep 16, 2025	Regulation FD ↗
Aug 5, 2025	Results ↗
Jun 6, 2025	Auditor change ↗
May 13, 2025	Shareholder vote ↗
May 8, 2025	Results ↗
Mar 25, 2025	Results · Unregistered share sale · Regulation FD ↗
Nov 5, 2024	Results ↗