PFG
Principal Financial Group Inc Financials Accident & Health Insurance S&P 500Russell 3000
$111.63Close
$24.3BMarket cap
$78.31 – $118.5152-week range
Late-januaryNext report · estimated
Highlights
Strengths
- Earnings growing EPS +207% year on year, faster than the quarter before (+204 pts)
Cautions
- Trend not confirmed 6 of 8 conditions · under the 50-day, RS under 70
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
6%
1wk
up 2.8%
price change
1mo
down 0.3%
price change
12-month return
up 40%
market up 11% ·
its own up 29%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
19.3×
price / earnings
PEG
—
P/E / EPS growth
P/B
2.0×
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
down 3%
year on year
EPS growth
up 207%
latest quarter · +204 pts
Sales growth
up 25%
latest quarter · +19 pts
ROE
up 11%
return on equity
Free cash margin
—
D/E
0.33
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Trade setup
ATR%
2.3%
$2.51 a day · 2×ATR $106.61
RS
69 / 99
vs the universe
Trend
6 / 8
under the 50-day, RS under 70
Relative volume
1.2×
vs 50-day average
Up/down volume
0.92
50 sessions
Implied move
—
no scheduled report
Trend template · 6 of 8
- Price above the 50-day average: fails
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- Revenue shrinking Revenue fell 3.1% over the year, from $16.1B to $15.6B.
Last reported
Oct 26, 2026
Results reaction
Oct 26, 2026+2% vs market2 sessions after results
Options
$5,46524.9% IV · activity
Financials
- Net 8%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $14.7B | $14.4B | $17.5B | $13.7B | $16.1B | $15.6B |
| Net income | $1.4B | $1.8B | $4.9B | $670.1M | $1.6B | $1.3B |
| Net margin | 9% | 12% | 28% | 5% | 10% | 8% |
| Earnings per share | $5.05 | $6.44 | $19.01 | $2.74 | $6.79 | $5.56 |
| Cash | $2.8B | $2.3B | $4.8B | $4.7B | $4.2B | $4.4B |
| Long-term debt | $4.3B | $4.3B | $4.0B | $3.9B | $4.0B | $3.9B |
| Shareholders' equity | $16.6B | $16.1B | $10.0B | $10.9B | $11.1B | $11.9B |
| Shares outstanding | 273.30m | 261.70m | 243.55m | 236.44m | 226.23m | 217.38m |
What options price now
- Expected 1-month range The at-the-money straddle for the expiry nearest a month out, as a share of the price: the move, either way, the option market is pricing by then. The range is the price plus and minus that move; the stock ends inside it a little more often than not. Methodology
- $106 – $117 ±5.1% by Nov 20, 2026
- Swings expected vs recent The daily swings the options are priced for (implied volatility) against the swings the stock actually had over the last 20 sessions (realised volatility). Bigger means options charge for more movement than the stock has been delivering; smaller, less. On a contract row, that contract's own implied volatility over the stock's realised. Methodology
- Bigger 24.9% priced · 20.5% recent
- Next month vs later At-the-money implied volatility for 8-45 day expiries over 46-90 day ones: whether options price the coming month as choppier or calmer than the two after it. Ahead of a report it usually reads choppier, and the extra comes out once the report is out. Methodology
- Choppier
- Crash protection What options that pay off in a fall cost against options that pay off in a rise (the 25-delta skew), compared with this company's own normal - the median of its stored nightly readings, once there are 20 - and with five sessions ago. Protection costs a little more than upside on most shares. More than usual means readers of the chain are paying up to insure against a drop; it does not say which way the stock will go. Methodology
- past week: costs less
Positioning
- Premium traded
- $5,465 calls $5,415 · puts $50 · latest session
- 0.01× +0.01 over the week
- Open interest added The change over five sessions in option positions left open overnight, calls and puts. A rise means positions were added. It cannot say whether they were bought or sold, so more calls is not a vote for a rise: a call is as often sold against shares already held. Methodology
- calls +997 · puts +567 past week
For options traders: ATM IV 24.9% (-7.2% 1w) · 1m ÷ 3m IV 1.04 · 25Δ skew 4.0 pts · Net GEX $468,309
Most traded contracts
No contract passed the liquidity filters this week.
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Oct 29, 2026 | Quarterly ↗ | Sep 30, 2026 | 29d |
| Jul 29, 2026 | Quarterly ↗ | Jun 30, 2026 | 29d |
| Apr 29, 2026 | Quarterly ↗ | Mar 31, 2026 | 29d |
| Feb 18, 2026 | Annual ↗ | Dec 31, 2025 | 49d |
| Oct 29, 2025 | Quarterly ↗ | Sep 30, 2025 | 29d |
| Jul 30, 2025 | Quarterly ↗ | Jun 30, 2025 | 30d |
| Apr 30, 2025 | Quarterly ↗ | Mar 31, 2025 | 30d |
| Feb 19, 2025 | Annual ↗ | Dec 31, 2024 | 50d |
| Oct 30, 2024 | Quarterly ↗ | Sep 30, 2024 | 30d |
| Jul 31, 2024 | Quarterly ↗ | Jun 30, 2024 | 31d |
| May 1, 2024 | Quarterly ↗ | Mar 31, 2024 | 31d |
| Feb 20, 2024 | Annual ↗ | Dec 31, 2023 | 51d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 26, 2026 | Results ↗ |
| Oct 19, 2026 | Regulation FD ↗ |
| Sep 10, 2026 | Material agreement · New obligation ↗ |
| Jul 27, 2026 | Results ↗ |
| Jul 20, 2026 | Regulation FD ↗ |
| Jun 1, 2026 | Material agreement · New obligation · Other events ↗ |
| May 20, 2026 | Shareholder vote ↗ |
| Apr 23, 2026 | Results ↗ |
| Apr 20, 2026 | Regulation FD ↗ |
| Feb 9, 2026 | Results ↗ |
| Jan 22, 2026 | Regulation FD ↗ |
| Oct 27, 2025 | Results ↗ |