Touchstone
Last syncNov 1, 2026, 6:55 PM ET

PFIS

Peoples Financial Services Corp. Financials National Commercial Banks Russell 3000
$70.32Close $702.8MMarket cap $42.66 – $72.0552-week range Jan 29, 2027Next report · estimated

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Leading the market RS 81 · stronger than 81% of stocks over 12 months
  • Near its high 2% below its 52-week high
  • Tight base near its pivot pullbacks 11% → 5%; 0.7% above its $69.82 pivot

Cautions

  • Earnings shrinking EPS −12% year on year

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 7, 2026
Off 12-month high 2%
1wk down 0.5% price change
1mo up 4.4% price change
12-month return up 56% market up 11% · its own up 45%
F-score — — Not assessed
Altman Z — Unknown
P/E 11.9× price / earnings
PEG 0.02 P/E / EPS growth
P/B 1.4× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 40% year on year
EPS growth down 12% latest quarter · -11 pts
Sales growth up 8% latest quarter · -1 pts
ROE up 12% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.4% $1.66 a day · 2×ATR $66.99
RS 81 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 1.0× vs 50-day average
Up/down volume 0.85 50 sessions
Implied move — no scheduled report
Contractions 2 11% → 5%
Pivot $69.82 0.7% above
Volume dry-up 1.0× 10 vs 50 sessions
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 30, 2026
Results reaction Oct 30, 20260% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $187.7M +40% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $96.4M FY2021 · $110.3M FY2022 · $107.6M FY2023 · $100.9M FY2024 · $134.3M FY2025 · $187.7M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $59.2M +596% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $29.4M FY2021 · $43.5M FY2022 · $38.1M FY2023 · $27.4M FY2024 · $8.5M FY2025 · $59.2M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 32%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 30% FY2021 · Net 39% FY2022 · Net 35% FY2023 · Net 27% FY2024 · Net 6% FY2025 · Net 32%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $228.2M FY2021 · Cash $279.9M FY2022 · Cash $37.9M FY2023 · Cash $187.4M FY2024 · Cash $135.9M FY2025 · Cash $269.0M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 9.99m +38.5% since FY2020
9.99m 7.04m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 7.22m FY2021 · 7.17m FY2022 · 7.16m FY2023 · 7.04m FY2024 · 9.99m FY2025 · 9.99m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $96.4M $110.3M $107.6M $100.9M $134.3M $187.7M
Net income $29.4M $43.5M $38.1M $27.4M $8.5M $59.2M
Net margin 30% 39% 35% 27% 6% 32%
Earnings per share $4.00 $6.01 $5.28 $3.83 $0.99 $5.88
Cash $228.2M $279.9M $37.9M $187.4M $135.9M $269.0M
Shareholders' equity $316.9M $340.1M $315.4M $340.4M $468.9M $519.8M
Shares outstanding 7.22m 7.17m 7.16m 7.04m 9.99m 9.99m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 7, 2026 Quarterly ↗ Jun 30, 2026 38d
May 8, 2026 Quarterly ↗ Mar 31, 2026 38d
Mar 16, 2026 Annual ↗ Dec 31, 2025 75d
Nov 10, 2025 Quarterly ↗ Sep 30, 2025 41d
Aug 11, 2025 Quarterly ↗ Jun 30, 2025 42d
May 12, 2025 Quarterly ↗ Mar 31, 2025 42d
Mar 28, 2025 Annual ↗ Dec 31, 2024 87d
Nov 14, 2024 Quarterly ↗ Sep 30, 2024 45d
Aug 7, 2024 Quarterly ↗ Jun 30, 2024 38d
May 8, 2024 Quarterly ↗ Mar 31, 2024 38d
Mar 15, 2024 Annual ↗ Dec 31, 2023 75d
Nov 9, 2023 Quarterly ↗ Sep 30, 2023 40d

Current reports

FiledDisclosed
Oct 30, 2026 Results ↗
Sep 1, 2026 Director or officer change ↗
Aug 19, 2026 Regulation FD ↗
Jul 30, 2026 Results ↗
May 27, 2026 Director or officer change · Shareholder vote ↗
May 15, 2026 Regulation FD ↗
Apr 30, 2026 Results ↗
Apr 2, 2026 Director or officer change ↗
Mar 16, 2026 Regulation FD ↗
Jan 30, 2026 Director or officer change · Regulation FD ↗
Jan 30, 2026 Results ↗
Dec 29, 2025 Other events ↗