Touchstone
Last syncNov 1, 2026, 6:55 PM ET

PFS

Provident Financial Services Inc Financials Savings Institution, Federally Chartered Russell 3000
$22.94Close $3.0BMarket cap $17.23 – $25.0452-week range Jan 28, 2027Next report · estimated

Highlights

Strengths

  • Tight base near its pivot pullbacks 9% → 9%; 3.7% below its $23.83 pivot

Cautions

  • Trend not confirmed 7 of 8 conditions · RS under 70

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 7, 2026
Off 12-month high 8%
1wk down 1.3% price change
1mo up 3.6% price change
12-month return up 30% market up 11% · its own up 18%
F-score — — Not assessed
Altman Z — Unknown
P/E 10.3× price / earnings
PEG 0.09 P/E / EPS growth
P/B 1.1× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 7% year on year
EPS growth up 9% latest quarter · -15 pts
Sales growth up 7% latest quarter · -2 pts
ROE up 11% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 1.8% $0.41 a day · 2×ATR $22.11
RS 53 / 99 vs the universe
Trend 7 / 8 RS under 70
Relative volume 1.2× vs 50-day average
Up/down volume 0.68 50 sessions
Implied move — no scheduled report
Contractions 2 9% → 9%
Pivot $23.83 3.7% below
Volume dry-up 0.9× 10 vs 50 sessions
Trend template · 7 of 8
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 29, 2026
Results reaction Oct 29, 2026+1% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $73.1M +7% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $45.5M FY2021 · $57.6M FY2022 · $55.0M FY2023 · $57.5M FY2024 · $68.3M FY2025 · $73.1M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $291.0M +151% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $97.0M FY2021 · $168.0M FY2022 · $176.0M FY2023 · $128.0M FY2024 · $116.0M FY2025 · $291.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 398%
0% 500% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 213% FY2021 · Net 292% FY2022 · Net 320% FY2023 · Net 223% FY2024 · Net 170% FY2025 · Net 398%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $418.1M FY2021 · Cash $685.2M FY2022 · Cash $186.4M FY2023 · Cash $180.2M FY2024 · Cash $205.9M FY2025 · Cash $209.1M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 130.62m +71.6% since FY2020
130.62m 75.17m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 76.11m FY2021 · 76.97m FY2022 · 75.17m FY2023 · 75.54m FY2024 · 130.49m FY2025 · 130.62m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $45.5M $57.6M $55.0M $57.5M $68.3M $73.1M
Net income $97.0M $168.0M $176.0M $128.0M $116.0M $291.0M
Net margin 213% 292% 320% 223% 170% 398%
Earnings per share $1.39 $2.19 $2.35 $1.71 $1.06 $2.23
Cash $418.1M $685.2M $186.4M $180.2M $205.9M $209.1M
Shareholders' equity $1.6B $1.7B $1.6B $1.7B $2.6B $2.8B
Shares outstanding 76.11m 76.97m 75.17m 75.54m 130.49m 130.62m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 7, 2026 Quarterly ↗ Jun 30, 2026 38d
May 8, 2026 Quarterly ↗ Mar 31, 2026 38d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 7, 2025 Quarterly ↗ Jun 30, 2025 38d
May 8, 2025 Quarterly ↗ Mar 31, 2025 38d
Feb 28, 2025 Annual ↗ Dec 31, 2024 59d
Nov 7, 2024 Quarterly ↗ Sep 30, 2024 38d
Aug 8, 2024 Quarterly ↗ Jun 30, 2024 39d
Apr 26, 2024 Quarterly ↗ Mar 31, 2024 26d
Feb 28, 2024 Annual ↗ Dec 31, 2023 59d
Nov 8, 2023 Quarterly ↗ Sep 30, 2023 39d

Current reports

FiledDisclosed
Oct 30, 2026 Regulation FD ↗
Oct 29, 2026 Results · Regulation FD ↗
Oct 29, 2026 Regulation FD ↗
Aug 24, 2026 Other events ↗
Aug 14, 2026 Regulation FD ↗
Aug 4, 2026 Director or officer change · Regulation FD ↗
Jul 30, 2026 Regulation FD ↗
Jul 30, 2026 Regulation FD ↗
Jul 30, 2026 Results · Regulation FD ↗
Jun 23, 2026 Director or officer change · Regulation FD ↗
Jun 4, 2026 Other events ↗
May 26, 2026 Director or officer change ↗