PFSI
Pennymac Financial Services, Inc. Financials Mortgage Bankers & Loan Correspondents Russell 3000
$62.92Close
$3.3BMarket cap
$57.75 – $157.7752-week range
Late-januaryNext report · estimated
Highlights
Cautions
- Not in an uptrend 0 of 8 trend conditions
- Lagging the market RS 8 · weaker than 92% of stocks over 12 months
- Far from its high 60% below its 52-week high
- Earnings shrinking EPS −84% year on year
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
60%
1wk
down 1.2%
price change
1mo
up 1.9%
price change
12-month return
down 49%
market up 11% ·
its own down 60%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
6.5×
price / earnings
PEG
0.11
P/E / EPS growth
P/B
0.8×
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
down 25%
year on year
EPS growth
down 84%
latest quarter · -91 pts
Sales growth
up 332%
latest quarter · +307 pts
ROE
up 12%
return on equity
Free cash margin
—
D/E
1.45
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Trade setup
ATR%
3.6%
$2.28 a day · 2×ATR $58.35
RS
8 / 99
vs the universe
Trend
0 / 8
trend template
Relative volume
2.2×
vs 50-day average
Up/down volume
0.68
50 sessions
Implied move
—
no scheduled report
Trend template · 0 of 8
Screen verdict
Did not qualify for any screen.
Warning signs
- Revenue shrinking Revenue fell 25.2% over the year, from $26.9M to $20.1M.
Last reported
Oct 29, 2026
Last shock
Jul 30, 2026-12% in one session4.3× volumeon results-17% since
Financials
- Net 2492%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $6.7M | $7.3M | $12.4M | $13.4M | $26.9M | $20.1M |
| Net income | $1.6B | $1.0B | $476.0M | $145.0M | $311.0M | $501.0M |
| Net margin | 24445% | 13652% | 3841% | 1082% | 1158% | 2492% |
| Earnings per share | $20.92 | $14.82 | $8.51 | $2.75 | $5.83 | $9.30 |
| Cash | $532.8M | $340.1M | $1.3B | $938.4M | $238.5M | $301.7M |
| Long-term debt | $1.3B | $3.1B | $3.8B | $4.4B | $5.3B | $6.2B |
| Shareholders' equity | $3.4B | $3.4B | $3.5B | $3.5B | $3.8B | $4.3B |
| Shares outstanding | — | — | — | 50.18m | 51.38m | 52.06m |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 4, 2026 | Quarterly ↗ | Jun 30, 2026 | 35d |
| May 5, 2026 | Quarterly ↗ | Mar 31, 2026 | 35d |
| Feb 20, 2026 | Annual ↗ | Dec 31, 2025 | 51d |
| Oct 28, 2025 | Quarterly ↗ | Sep 30, 2025 | 28d |
| Jul 29, 2025 | Quarterly ↗ | Jun 30, 2025 | 29d |
| Apr 29, 2025 | Quarterly ↗ | Mar 31, 2025 | 29d |
| Feb 19, 2025 | Annual ↗ | Dec 31, 2024 | 50d |
| Oct 29, 2024 | Quarterly ↗ | Sep 30, 2024 | 29d |
| Jul 31, 2024 | Quarterly ↗ | Jun 30, 2024 | 31d |
| May 1, 2024 | Quarterly ↗ | Mar 31, 2024 | 31d |
| Feb 21, 2024 | Annual ↗ | Dec 31, 2023 | 52d |
| Oct 31, 2023 | Quarterly ↗ | Sep 30, 2023 | 31d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 29, 2026 | Material agreement · Results · Director or officer change ↗ |
| Sep 14, 2026 | Regulation FD ↗ |
| Jul 29, 2026 | Results ↗ |
| Jun 11, 2026 | Director or officer change ↗ |
| Jun 4, 2026 | Shareholder vote ↗ |
| May 5, 2026 | Results ↗ |
| Mar 18, 2026 | Charter or bylaws ↗ |
| Feb 11, 2026 | Regulation FD ↗ |
| Jan 29, 2026 | Results ↗ |
| Oct 21, 2025 | Results ↗ |
| Sep 8, 2025 | Regulation FD ↗ |
| Aug 12, 2025 | Material agreement · New obligation ↗ |