PGY
Pagaya Technologies Ltd. Financials Finance Services Russell 3000
$19.23Close
$10.64 – $27.7752-week range
Jan 28, 2027Next report · estimated
Highlights
Strengths
- Earnings growing EPS +123% year on year
Cautions
- Not in an uptrend 4 of 8 trend conditions
- Lagging the market RS 34 · weaker than 66% of stocks over 12 months
- Far from its high 31% below its 52-week high
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
31%
1wk
up 0.8%
price change
1mo
up 11.0%
price change
12-month return
down 26%
market up 11% ·
its own down 42%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
—
price / earnings
PEG
—
P/E / EPS growth
P/B
—
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
up 26%
year on year
EPS growth
up 123%
latest quarter · -26 pts
Sales growth
up 15%
latest quarter · +9 pts
ROE
up 20%
return on equity
Free cash margin
—
D/E
—
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Trade setup
ATR%
6.8%
$1.32 a day · 2×ATR $16.60
RS
34 / 99
vs the universe
Trend
4 / 8
trend template
Relative volume
1.1×
vs 50-day average
Up/down volume
1.01
50 sessions
Implied move
—
no scheduled report
Trend template · 4 of 8
- Price above the 150 and 200-day averages: passes
- 150-day average above the 200-day: passes
- 200-day average rising for a month: fails
- 50-day average above the 150 and 200-day: passes
- Price above the 50-day average: fails
- At least 30% above the 52-week low: passes
- Within 25% of the 52-week high: fails
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- No restatement or impairment
- Equity positive
- No material dilution
- Margins and revenue not shrinking
Last reported
Oct 29, 2026
Results reaction
Oct 29, 2026-4% vs market2 sessions after results
Financials
- Gross 41%
- Net 6%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $91.7M | $445.9M | $685.4M | $772.8M | $1.0B | $1.3B |
| Gross margin | 46% | 48% | 34% | 34% | 41% | 41% |
| Operating income | $21.3M | -$5.8M | -$251.5M | -$24.4M | $66.8M | $263.8M |
| Net income | $14.5M | -$91.2M | -$302.3M | -$128.4M | -$401.4M | $81.4M |
| Net margin | 16% | -20% | -44% | -17% | -40% | 6% |
| Earnings per share | $0.07 | -$5.60 | -$7.90 | -$2.14 | -$5.66 | $0.98 |
| Cash | $5.1M | $190.8M | $309.8M | $186.5M | $187.9M | $235.3M |
| Long-term debt | — | — | — | — | $321.3M | — |
| Shareholders' equity | $88.1M | $1.3M | $553.5M | $559.7M | $326.5M | $480.0M |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Jul 30, 2026 | Quarterly ↗ | Jun 30, 2026 | 30d |
| May 7, 2026 | Quarterly ↗ | Mar 31, 2026 | 37d |
| Mar 2, 2026 | Annual ↗ | Dec 31, 2025 | 61d |
| Nov 10, 2025 | Quarterly ↗ | Sep 30, 2025 | 41d |
| Aug 7, 2025 | Quarterly ↗ | Jun 30, 2025 | 38d |
| May 7, 2025 | Quarterly ↗ | Mar 31, 2025 | 37d |
| Mar 12, 2025 | Annual ↗ | Dec 31, 2024 | 71d |
| Nov 12, 2024 | Quarterly ↗ | Sep 30, 2024 | 43d |
| Aug 9, 2024 | Quarterly ↗ | Jun 30, 2024 | 40d |
| May 9, 2024 | Quarterly ↗ | Mar 31, 2024 | 39d |
| Apr 25, 2024 | Annual ↗ | Dec 31, 2023 | 116d |
| Mar 8, 2024 | Annual ↗ | Dec 31, 2023 | 68d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 29, 2026 | Results · Regulation FD ↗ |
| Oct 5, 2026 | Regulation FD ↗ |
| Aug 18, 2026 | Shareholder vote ↗ |
| Jul 30, 2026 | Results · Regulation FD ↗ |
| May 7, 2026 | Results · Director or officer change · Regulation FD ↗ |
| Feb 9, 2026 | Results · Regulation FD ↗ |
| Jan 13, 2026 | Regulation FD ↗ |
| Dec 5, 2025 | Other events ↗ |
| Nov 10, 2025 | Results · Regulation FD ↗ |
| Oct 2, 2025 | Material agreement · Agreement ended · New obligation · Other events ↗ |
| Aug 7, 2025 | Results · Regulation FD ↗ |
| Jul 28, 2025 | Material agreement · Other events ↗ |