PLMR

Palomar Holdings, Inc. Financials Fire, Marine & Casualty Insurance Russell 3000
$140.32Close $3.7BMarket cap $101.07 – $144.7952-week range Nov 4, 2026Next report · after the close

Highlights

Strengths

  • Near its high 3% below its 52-week high

Cautions

  • Trend not confirmed 7 of 8 conditions · RS under 70
  • Results soon Nov 4, 2026, in 3 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 5, 2026
Off 12-month high 3%
1wk down 1.0% price change
1mo up 13.8% price change
12-month return up 25% market up 11% · its own up 14%
F-score — — Not assessed
Altman Z — Unknown
P/E 18.9× price / earnings
PEG 0.32 P/E / EPS growth
P/B 3.9× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 58% year on year
EPS growth up 15% latest quarter · +15 pts
Sales growth up 55% latest quarter · -5 pts
ROE up 24% return on equity
Free cash margin —
D/E 0.00 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 3.0% $4.17 a day · 2×ATR $131.98
RS 67 / 99 vs the universe
Trend 7 / 8 RS under 70
Relative volume 0.6× vs 50-day average
Up/down volume 1.14 50 sessions
Implied move — no option chain · report Nov 4, 2026
Trend template · 7 of 8
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Aug 4, 2026
Results reaction Aug 4, 2026-3% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $876.0M +58% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $168.5M FY2021 · $247.8M FY2022 · $327.1M FY2023 · $375.9M FY2024 · $553.9M FY2025 · $876.0M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $197.1M +68% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $6.3M FY2021 · $45.8M FY2022 · $52.2M FY2023 · $79.2M FY2024 · $117.6M FY2025 · $197.1M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 22%
0% 25% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 4% FY2021 · Net 19% FY2022 · Net 16% FY2023 · Net 21% FY2024 · Net 21% FY2025 · Net 22%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $33.5M FY2021 · Cash $50.3M FY2022 · Cash $68.1M · Long-term debt $36.4M FY2023 · Cash $51.5M · Long-term debt $52.6M FY2024 · Cash $80.4M · Long-term debt $0 FY2025 · Cash $106.9M · Long-term debt $0
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 26.52m +3.9% since FY2020
26.53m 24.77m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 25.53m FY2021 · 25.43m FY2022 · 25.03m FY2023 · 24.77m FY2024 · 26.53m FY2025 · 26.52m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $168.5M $247.8M $327.1M $375.9M $553.9M $876.0M
Net income $6.3M $45.8M $52.2M $79.2M $117.6M $197.1M
Net margin 4% 19% 16% 21% 21% 22%
Earnings per share $0.24 $1.76 $2.02 $3.13 $4.48 $7.17
Cash $33.5M $50.3M $68.1M $51.5M $80.4M $106.9M
Long-term debt — — $36.4M $52.6M $0 $0
Shareholders' equity $363.7M $394.2M $384.8M $471.3M $729.0M $942.7M
Shares outstanding 25.53m 25.43m 25.03m 24.77m 26.53m 26.52m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 5, 2026 Quarterly ↗ Jun 30, 2026 36d
May 8, 2026 Quarterly ↗ Mar 31, 2026 38d
Feb 24, 2026 Annual ↗ Dec 31, 2025 55d
Nov 7, 2025 Quarterly ↗ Sep 30, 2025 38d
Aug 5, 2025 Quarterly ↗ Jun 30, 2025 36d
May 6, 2025 Quarterly ↗ Mar 31, 2025 36d
Feb 25, 2025 Annual ↗ Dec 31, 2024 56d
Nov 6, 2024 Quarterly ↗ Sep 30, 2024 37d
Aug 6, 2024 Quarterly ↗ Jun 30, 2024 37d
May 3, 2024 Quarterly ↗ Mar 31, 2024 33d
Feb 23, 2024 Annual ↗ Dec 31, 2023 54d
Nov 2, 2023 Quarterly ↗ Sep 30, 2023 33d

Current reports