Touchstone
Last syncNov 1, 2026, 6:55 PM ET

PRI

Primerica, Inc. Financials Life Insurance Russell 3000
$281.09Close $8.9BMarket cap $243.52 – $325.0952-week range Nov 4, 2026Next report · after the close

Highlights

Cautions

  • Not in an uptrend 3 of 8 trend conditions
  • Lagging the market RS 42 · weaker than 58% of stocks over 12 months
  • Results soon Nov 4, 2026, in 3 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 14%
1wk up 2.4% price change
1mo up 3.2% price change
12-month return up 9% market up 11% · its own down 1%
F-score — — Not assessed
Altman Z — Unknown
P/E 11.9× price / earnings
PEG 0.18 P/E / EPS growth
P/B 3.7× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 7% year on year
EPS growth up 19% latest quarter · +1 pts
Sales growth up 9% latest quarter · +1 pts
ROE up 32% return on equity
Free cash margin —
D/E 0.24 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.0% $5.64 a day · 2×ATR $269.82
RS 42 / 99 vs the universe
Trend 3 / 8 trend template
Relative volume 1.1× vs 50-day average
Up/down volume 1.13 50 sessions
Implied move — no option chain · report Nov 4, 2026
Trend template · 3 of 8
  • Price above the 150 and 200-day averages: fails
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: fails
  • Price above the 50-day average: fails
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Aug 5, 2026
Results reaction Aug 5, 2026+3% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $3.3B +7% on FY2024
$0 $5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $2.2B FY2021 · $2.7B FY2022 · $2.7B FY2023 · $2.7B FY2024 · $3.1B FY2025 · $3.3B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $751.2M +60% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $386.2M FY2021 · $477.4M FY2022 · $472.1M FY2023 · $576.6M FY2024 · $470.5M FY2025 · $751.2M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross
  • Net 23%
0% 100% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 17% FY2021 · Gross 98% · Net 18% FY2022 · Gross 97% · Net 18% FY2023 · Gross 98% · Net 21% FY2024 · Net 15% FY2025 · Net 23%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $547.6M · Long-term debt $374.4M FY2021 · Cash $392.5M · Long-term debt $15.0M FY2022 · Cash $489.2M · Long-term debt $592.9M FY2023 · Cash $594.1M · Long-term debt $593.7M FY2024 · Cash $687.8M · Long-term debt $594.5M FY2025 · Cash $756.2M · Long-term debt $595.3M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 31.81m -19.1% since FY2020
39.37m 31.81m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 39.31m FY2021 · 39.37m FY2022 · 36.82m FY2023 · 35m FY2024 · 33.37m FY2025 · 31.81m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $2.2B $2.7B $2.7B $2.7B $3.1B $3.3B
Gross margin — 98% 97% 98% — —
Net income $386.2M $477.4M $472.1M $576.6M $470.5M $751.2M
Net margin 17% 18% 18% 21% 15% 23%
Earnings per share $9.61 $12.04 $12.39 $16.00 $13.76 $22.99
Cash $547.6M $392.5M $489.2M $594.1M $687.8M $756.2M
Long-term debt $374.4M $15.0M $592.9M $593.7M $594.5M $595.3M
Shareholders' equity $1.8B $925.4M $2.0B $2.1B $2.3B $2.4B
Shares outstanding 39.31m 39.37m 36.82m 35m 33.37m 31.81m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 7, 2026 Quarterly ↗ Mar 31, 2026 37d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 7, 2025 Quarterly ↗ Jun 30, 2025 38d
May 8, 2025 Quarterly ↗ Mar 31, 2025 38d
Feb 28, 2025 Annual ↗ Dec 31, 2024 59d
Nov 7, 2024 Quarterly ↗ Sep 30, 2024 38d
Aug 8, 2024 Quarterly ↗ Jun 30, 2024 39d
May 7, 2024 Quarterly ↗ Mar 31, 2024 37d
Feb 28, 2024 Annual ↗ Dec 31, 2023 59d
Nov 8, 2023 Quarterly ↗ Sep 30, 2023 39d

Current reports

FiledDisclosed
Aug 5, 2026 Results · Regulation FD ↗
Jun 2, 2026 Material agreement · New obligation ↗
May 27, 2026 Shareholder vote ↗
May 6, 2026 Results · Regulation FD ↗
Feb 23, 2026 Charter or bylaws ↗
Feb 11, 2026 Results · Regulation FD ↗
Jan 23, 2026 Director or officer change ↗
Nov 5, 2025 Results · Regulation FD ↗
Aug 6, 2025 Results · Regulation FD ↗
May 15, 2025 Shareholder vote ↗
May 7, 2025 Results · Regulation FD ↗
Feb 11, 2025 Results · Regulation FD ↗