PYPL
Paypal Holdings, Inc. Industrials Services-Business Services, NEC S&P 500Nasdaq-100Russell 3000
$57.01Close
$52.4BMarket cap
$38.74 – $68.5152-week range
Jan 26, 2027Next report · estimated
Highlights
Cautions
- Trend not confirmed 6 of 8 conditions · 200-day not rising, RS under 70
- Lagging the market RS 44 · weaker than 56% of stocks over 12 months
- Earnings shrinking EPS −4% year on year
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
17%
1wk
0.0%
price change
1mo
up 8.5%
price change
12-month return
down 15%
market up 11% ·
its own down 28%
F-score
—
— Not assessed
Altman Z″
3.27
Low risk
P/E
10.0×
price / earnings
PEG
0.28
P/E / EPS growth
P/B
2.6×
price / book
Earnings yield
up 11.2%
EBIT / enterprise value
Cheaper than
81%
of the market · markedly cheap
Revenue growth
up 4%
year on year
EPS growth
down 4%
latest quarter · -1 pts
Sales growth
up 2%
latest quarter · -3 pts
ROE
up 26%
return on equity
Free cash margin
up 17%
$5.6B FCF
D/E
0.49
long-term debt / equity
Net debt / EBITDA
0.3×
Interest cover
—EBIT / interest
Trade setup
ATR%
2.4%
$1.40 a day · 2×ATR $54.22
RS
44 / 99
vs the universe
Trend
6 / 8
200-day not rising, RS under 70
Relative volume
1.3×
vs 50-day average
Up/down volume
1.12
50 sessions
Implied move
—
no scheduled report
Trend template · 6 of 8
- 200-day average rising for a month: fails
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- No restatement or impairment
- Equity positive
- Interest covered
- No material dilution
- Profits tracking cash
- Margins and revenue not shrinking
Last reported
Oct 27, 2026
Last shock
Aug 28, 2026-13% in one session2.3× volumeno filing matched+7% since
Options
$7.5M31.6% IV · activity
Financials
- Net 16%
- Free cash 17%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $21.5B | $25.4B | $27.5B | $29.8B | $31.8B | $33.2B |
| Operating income | $3.3B | $4.3B | $3.8B | $5.0B | $5.3B | $6.1B |
| Net income | $4.2B | $4.2B | $2.4B | $4.2B | $4.1B | $5.2B |
| Net margin | 20% | 16% | 9% | 14% | 13% | 16% |
| Earnings per share | $3.54 | $3.52 | $2.09 | $3.84 | $3.99 | $5.41 |
| Free cash flow | $5.4B | $4.9B | $5.1B | $4.2B | $6.8B | $5.6B |
| Free cash margin | 25% | 19% | 19% | 14% | 21% | 17% |
| Cash | $4.8B | $5.2B | $7.8B | $9.1B | $6.7B | $8.0B |
| Long-term debt | $8.9B | $8.0B | $10.4B | $9.7B | $9.9B | $10.0B |
| Shareholders' equity | $20.0B | $21.7B | $20.3B | $21.1B | $20.4B | $20.3B |
| Shares outstanding | 1.17bn | 1.17bn | 1.14bn | 1.07bn | 993m | 920m |
What options price now
- Expected 1-month range The at-the-money straddle for the expiry nearest a month out, as a share of the price: the move, either way, the option market is pricing by then. The range is the price plus and minus that move; the stock ends inside it a little more often than not. Methodology
- $53 – $60 ±6.3% by Nov 27, 2026
- Swings expected vs recent The daily swings the options are priced for (implied volatility) against the swings the stock actually had over the last 20 sessions (realised volatility). Bigger means options charge for more movement than the stock has been delivering; smaller, less. On a contract row, that contract's own implied volatility over the stock's realised. Methodology
- Bigger 31.6% priced · 21.0% recent
- Next month vs later At-the-money implied volatility for 8-45 day expiries over 46-90 day ones: whether options price the coming month as choppier or calmer than the two after it. Ahead of a report it usually reads choppier, and the extra comes out once the report is out. Methodology
- Calmer
- Crash protection What options that pay off in a fall cost against options that pay off in a rise (the 25-delta skew), compared with this company's own normal - the median of its stored nightly readings, once there are 20 - and with five sessions ago. Protection costs a little more than upside on most shares. More than usual means readers of the chain are paying up to insure against a drop; it does not say which way the stock will go. Methodology
- past week: costs more
Positioning
- Premium traded
- $7.5M calls $6.2M · puts $1.3M · latest session
- 0.21× -0.14 over the week
- Open interest added The change over five sessions in option positions left open overnight, calls and puts. A rise means positions were added. It cannot say whether they were bought or sold, so more calls is not a vote for a rise: a call is as often sold against shares already held. Methodology
- calls -54.56k · puts +8.61k past week
For options traders: ATM IV 31.6% (-14.0% 1w) · 1m ÷ 3m IV 0.96 · 25Δ skew 5.5 pts · Net GEX $37.2M
Most traded contracts
No contract passed the liquidity filters this week.
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Oct 27, 2026 | Quarterly ↗ | Sep 30, 2026 | 27d |
| Jul 28, 2026 | Quarterly ↗ | Jun 30, 2026 | 28d |
| May 5, 2026 | Quarterly ↗ | Mar 31, 2026 | 35d |
| Feb 3, 2026 | Annual ↗ | Dec 31, 2025 | 34d |
| Oct 28, 2025 | Quarterly ↗ | Sep 30, 2025 | 28d |
| Jul 29, 2025 | Quarterly ↗ | Jun 30, 2025 | 29d |
| Apr 29, 2025 | Quarterly ↗ | Mar 31, 2025 | 29d |
| Feb 4, 2025 | Annual ↗ | Dec 31, 2024 | 35d |
| Oct 29, 2024 | Quarterly ↗ | Sep 30, 2024 | 29d |
| Jul 30, 2024 | Quarterly ↗ | Jun 30, 2024 | 30d |
| Apr 30, 2024 | Quarterly ↗ | Mar 31, 2024 | 30d |
| Feb 8, 2024 | Annual ↗ | Dec 31, 2023 | 39d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 27, 2026 | Results ↗ |
| Jul 28, 2026 | Results ↗ |
| May 21, 2026 | Director or officer change · Shareholder vote ↗ |
| May 15, 2026 | Other events ↗ |
| May 5, 2026 | Results ↗ |
| Apr 30, 2026 | Director or officer change · Regulation FD ↗ |
| Mar 25, 2026 | Director or officer change ↗ |
| Feb 3, 2026 | Results ↗ |
| Feb 3, 2026 | Director or officer change · Regulation FD ↗ |
| Nov 17, 2025 | Material agreement · New obligation · Other events ↗ |
| Nov 14, 2025 | Material agreement · New obligation ↗ |
| Oct 28, 2025 | Results · Regulation FD ↗ |