RBCAA

Republic Bancorp Inc /ky/ Financials State Commercial Banks Russell 3000

$90.30Close $63.73 – $100.6452-week range Late-januaryNext report · estimated

Highlights

Cautions

Trend not confirmed 6 of 8 conditions · under the 50-day, RS under 70

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 7, 2026

Off 12-month high 10%

1wk 1.4% price change

1mo 1.5% price change

12-month return 39% market up 11% · its own up 28%

F-score — — Not assessed

Altman Z — Unknown

P/E — price / earnings

PEG — P/E / EPS growth

P/B — price / book

Earnings yield — EBIT / enterprise value

Cheaper than — of the market · not assessed

Revenue growth 8% year on year

EPS growth 4% latest quarter · +14 pts

Sales growth 8% latest quarter · +19 pts

ROE 13% return on equity

Free cash margin —

D/E — long-term debt / equity

Net debt / EBITDA —

Interest cover —EBIT / interest

Trade setup

ATR% 2.4% $2.16 a day · 2×ATR $85.98

RS 68 / 99 vs the universe

Trend 6 / 8 under the 50-day, RS under 70

Relative volume 1.0× vs 50-day average

Up/down volume 0.72 50 sessions

Implied move — no scheduled report

Trend template · 6 of 8

Price above the 50-day average: fails
RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged

No restatement or impairment
Equity positive
No material dilution
Margins and revenue not shrinking

Last reported Oct 23, 2026

Results reaction Oct 23, 20260% vs market2 sessions after results

Financials

6 fiscal years · from filings

Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $417.5M +8% on FY2024

Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $131.3M +30% on FY2024

Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology

Net 31%

Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology

Cash
Long-term debt

	FY2020Dec 31, 2020	FY2021Dec 31, 2021	FY2022Dec 31, 2022	FY2023Dec 31, 2023	FY2024Dec 31, 2024	FY2025Dec 31, 2025
Revenue	$319.4M	$309.3M	$326.5M	$360.2M	$384.8M	$417.5M
Net income	$83.2M	$87.6M	$91.1M	$90.4M	$101.4M	$131.3M
Net margin	26%	28%	28%	25%	26%	31%
Earnings per share	$3.95	$4.22	$4.53	$4.55	$5.14	$6.63
Cash	$485.6M	$757.0M	$313.7M	$316.6M	$432.2M	$220.0M
Shareholders' equity	$823.3M	$835.1M	$856.6M	$912.8M	$992.0M	$1.1B

Filings

SEC EDGAR

Filed	Report	Period to	Lag
Aug 7, 2026	Quarterly ↗	Jun 30, 2026	38d
May 7, 2026	Quarterly ↗	Mar 31, 2026	37d
Mar 6, 2026	Annual ↗	Dec 31, 2025	65d
Nov 6, 2025	Quarterly ↗	Sep 30, 2025	37d
Aug 7, 2025	Quarterly ↗	Jun 30, 2025	38d
May 8, 2025	Quarterly ↗	Mar 31, 2025	38d
Mar 6, 2025	Annual ↗	Dec 31, 2024	65d
Nov 7, 2024	Quarterly ↗	Sep 30, 2024	38d
Aug 8, 2024	Quarterly ↗	Jun 30, 2024	39d
May 9, 2024	Quarterly ↗	Mar 31, 2024	39d
Mar 14, 2024	Annual ↗	Dec 31, 2023	74d
Nov 3, 2023	Quarterly ↗	Sep 30, 2023	34d

Current reports

Filed	Disclosed
Oct 23, 2026	Results ↗
Jul 24, 2026	Results ↗
Jul 20, 2026	Director or officer change ↗
Jul 15, 2026	Regulation FD ↗
May 20, 2026	Regulation FD ↗
Apr 24, 2026	Shareholder vote ↗
Apr 23, 2026	Regulation FD ↗
Apr 23, 2026	Results ↗
Feb 24, 2026	Regulation FD ↗
Jan 30, 2026	Results ↗
Jan 21, 2026	Regulation FD ↗
Dec 22, 2025	Regulation FD ↗