RDN

Radian Group Inc Financials Surety Insurance Russell 3000
$35.54Close $4.8BMarket cap $30.61 – $39.4352-week range Nov 4, 2026Next report · after the close

Highlights

Cautions

  • Not in an uptrend 3 of 8 trend conditions
  • Lagging the market RS 45 · weaker than 55% of stocks over 12 months
  • Earnings shrinking EPS −17% year on year
  • Results soon Nov 4, 2026, in 3 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 7, 2026
Off 12-month high 10%
1wk down 0.6% price change
1mo up 16.1% price change
12-month return up 8% market up 11% · its own 0%
F-score — — Not assessed
Altman Z — Unknown
P/E 8.3× price / earnings
PEG 1.49 P/E / EPS growth
P/B 1.0× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth down 1% year on year
EPS growth down 17% latest quarter · -9 pts
Sales growth up 93% latest quarter · +34 pts
ROE up 12% return on equity
Free cash margin —
D/E 0.22 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • FCF turned positive ($-665M → $116M)

Trade setup

ATR% 2.5% $0.90 a day · 2×ATR $33.74
RS 45 / 99 vs the universe
Trend 3 / 8 trend template
Relative volume 0.6× vs 50-day average
Up/down volume 0.81 50 sessions
Implied move — no option chain · report Nov 4, 2026
Trend template · 3 of 8
  • Price above the 150 and 200-day averages: fails
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: fails
  • 50-day average above the 150 and 200-day: fails
  • Price above the 50-day average: passes
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged
  • Revenue shrinking Revenue fell 0.8% over the year, from $1.2B to $1.2B.
Last reported Aug 6, 2026
Results reaction Aug 6, 2026-6% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $1.2B -0.8% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $1.4B FY2021 · $1.3B FY2022 · $1.2B FY2023 · $1.2B FY2024 · $1.2B FY2025 · $1.2B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $582.6M -4% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $393.6M FY2021 · $600.7M FY2022 · $742.9M FY2023 · $603.1M FY2024 · $604.4M FY2025 · $582.6M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross
  • Net 49%
0% 100% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Gross 94% · Net 27% FY2021 · Gross 92% · Net 45% FY2022 · Gross 93% · Net 62% FY2023 · Gross 97% · Net 51% FY2024 · Gross 97% · Net 50% FY2025 · Net 49%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $87.9M FY2021 · Cash $151.1M FY2022 · Cash $56.2M FY2023 · Cash $19.0M FY2024 · Cash $19.2M FY2025 · Cash $24.8M · Long-term debt $1.1B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 135.50m -29.3% since FY2020
191.61m 135.50m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 191.61m FY2021 · 175.42m FY2022 · 157.06m FY2023 · 153.18m FY2024 · 147.57m FY2025 · 135.50m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $1.4B $1.3B $1.2B $1.2B $1.2B $1.2B
Gross margin 94% 92% 93% 97% 97% —
Net income $393.6M $600.7M $742.9M $603.1M $604.4M $582.6M
Net margin 27% 45% 62% 51% 50% 49%
Earnings per share $2.00 $3.16 $4.35 $3.77 $3.92 $4.14
Cash $87.9M $151.1M $56.2M $19.0M $19.2M $24.8M
Long-term debt — — — — — $1.1B
Shareholders' equity $4.3B $4.3B $3.9B $4.4B $4.6B $4.8B
Shares outstanding 191.61m 175.42m 157.06m 153.18m 147.57m 135.50m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 7, 2026 Quarterly ↗ Jun 30, 2026 38d
May 8, 2026 Quarterly ↗ Mar 31, 2026 38d
Feb 20, 2026 Annual ↗ Dec 31, 2025 51d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 1, 2025 Quarterly ↗ Jun 30, 2025 32d
May 2, 2025 Quarterly ↗ Mar 31, 2025 32d
Feb 14, 2025 Annual ↗ Dec 31, 2024 45d
Nov 7, 2024 Quarterly ↗ Sep 30, 2024 38d
Aug 2, 2024 Quarterly ↗ Jun 30, 2024 33d
May 3, 2024 Quarterly ↗ Mar 31, 2024 33d
Feb 23, 2024 Annual ↗ Dec 31, 2023 54d
Nov 3, 2023 Quarterly ↗ Sep 30, 2023 34d

Current reports