ROOT

Root, Inc. Financials Fire, Marine & Casualty Insurance Russell 3000
$51.76Close $43.21 – $90.8652-week range Nov 4, 2026Next report · after the close

Highlights

Cautions

  • Not in an uptrend 1 of 8 trend conditions
  • Lagging the market RS 20 · weaker than 80% of stocks over 12 months
  • Far from its high 43% below its 52-week high
  • Results soon Nov 4, 2026, in 3 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 5, 2026
Off 12-month high 43%
1wk down 2.1% price change
1mo up 12.3% price change
12-month return down 33% market up 11% · its own down 45%
F-score — — Not assessed
Altman Z — Unknown
P/E — price / earnings
PEG — P/E / EPS growth
P/B — price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 29% year on year
EPS growth up 16% latest quarter · -79 pts
Sales growth up 2% latest quarter · -11 pts
ROE up 16% return on equity
Free cash margin —
D/E 0.70 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 3.5% $1.80 a day · 2×ATR $48.16
RS 20 / 99 vs the universe
Trend 1 / 8 trend template
Relative volume 1.2× vs 50-day average
Up/down volume 0.93 50 sessions
Implied move — no option chain · report Nov 4, 2026
Trend template · 1 of 8
  • Price above the 50-day average: passes

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Aug 5, 2026
Last shock Aug 6, 2026-16% in one session3.5× volumeon results+2% since

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $1.5B +29% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $346.8M FY2021 · $345.4M FY2022 · $310.8M FY2023 · $455.0M FY2024 · $1.2B FY2025 · $1.5B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $40.0M +29% on FY2024
-$1B $0 FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · -$363.0M FY2021 · -$521.0M FY2022 · -$298.0M FY2023 · -$147.0M FY2024 · $31.0M FY2025 · $40.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 3%
-200% 0% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net -105% FY2021 · Net -151% FY2022 · Net -96% FY2023 · Net -32% FY2024 · Net 3% FY2025 · Net 3%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $1.1B · Long-term debt $188.2M FY2021 · Cash $706.0M · Long-term debt $0 FY2022 · Cash $762.1M · Long-term debt $295.4M FY2023 · Cash $678.7M · Long-term debt $299.0M FY2024 · Cash $599.3M · Long-term debt $200.1M FY2025 · Cash $669.3M · Long-term debt $200.3M
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $346.8M $345.4M $310.8M $455.0M $1.2B $1.5B
Operating income -$285.3M -$485.2M -$263.1M -$101.3M $78.5M $61.8M
Net income -$363.0M -$521.0M -$298.0M -$147.0M $31.0M $40.0M
Net margin -105% -151% -96% -32% 3% 3%
Earnings per share -$86.43 -$37.75 -$21.13 -$10.21 $1.83 $2.34
Cash $1.1B $706.0M $762.1M $678.7M $599.3M $669.3M
Long-term debt $188.2M $0 $295.4M $299.0M $200.1M $200.3M
Shareholders' equity $1.0B $536.4M $277.1M $165.7M $203.7M $284.3M

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 5, 2026 Quarterly ↗ Jun 30, 2026 36d
May 6, 2026 Quarterly ↗ Mar 31, 2026 36d
Feb 25, 2026 Annual ↗ Dec 31, 2025 56d
Nov 5, 2025 Quarterly ↗ Sep 30, 2025 36d
Aug 6, 2025 Quarterly ↗ Jun 30, 2025 37d
May 7, 2025 Quarterly ↗ Mar 31, 2025 37d
Feb 26, 2025 Annual ↗ Dec 31, 2024 57d
Oct 30, 2024 Quarterly ↗ Sep 30, 2024 30d
Aug 7, 2024 Quarterly ↗ Jun 30, 2024 38d
Apr 30, 2024 Quarterly ↗ Mar 31, 2024 30d
Feb 21, 2024 Annual ↗ Dec 31, 2023 52d
Nov 1, 2023 Quarterly ↗ Sep 30, 2023 32d

Current reports