Touchstone
Last syncOct 31, 2026, 6:54 PM ET

SAFT

Safety Insurance Group Inc Financials Fire, Marine & Casualty Insurance Russell 3000
$103.90Close $1.9BMarket cap $65.15 – $104.2652-week range Nov 2, 2026Next report

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Leading the market RS 84 · stronger than 84% of stocks over 12 months
  • Near its high at its 52-week high
  • Earnings growing EPS +21% year on year, faster than the quarter before (+188 pts)

Cautions

  • Results soon Nov 2, 2026, in 1 day

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 7, 2026
Off 12-month high 0%
1wk down 0.2% price change
1mo up 0.3% price change
12-month return up 59% market up 11% · its own up 51%
F-score — — Not assessed
Altman Z — Unknown
P/E 18.9× price / earnings
PEG 0.47 P/E / EPS growth
P/B 2.1× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 13% year on year
EPS growth up 21% latest quarter · +188 pts
Sales growth up 3% latest quarter · -1 pts
ROE up 12% return on equity
Free cash margin —
D/E 0.06 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 0.3% $0.27 a day · 2×ATR $103.37
RS 84 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 1.0× vs 50-day average
Up/down volume 1.20 50 sessions
Implied move — no option chain · report Nov 2, 2026
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Aug 5, 2026
Results reaction Aug 5, 2026+1% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $1.3B +13% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $846.2M FY2021 · $884.9M FY2022 · $797.6M FY2023 · $931.0M FY2024 · $1.1B FY2025 · $1.3B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $99.3M +40% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $138.2M FY2021 · $130.7M FY2022 · $46.6M FY2023 · $18.9M FY2024 · $70.7M FY2025 · $99.3M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 8%
0% 20% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 16% FY2021 · Net 15% FY2022 · Net 6% FY2023 · Net 2% FY2024 · Net 6% FY2025 · Net 8%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $53.8M FY2021 · Cash $63.6M FY2022 · Cash $25.3M FY2023 · Cash $38.2M · Long-term debt $30.0M FY2024 · Cash $59.0M FY2025 · Cash $73.9M · Long-term debt $50.0M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 18.05m +1.8% since FY2020
18.05m 17.72m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 17.72m FY2021 · 17.81m FY2022 · 17.88m FY2023 · 17.95m FY2024 · 18m FY2025 · 18.05m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $846.2M $884.9M $797.6M $931.0M $1.1B $1.3B
Net income $138.2M $130.7M $46.6M $18.9M $70.7M $99.3M
Net margin 16% 15% 6% 2% 6% 8%
Earnings per share $9.14 $8.76 $3.17 $1.28 $4.81 $6.73
Cash $53.8M $63.6M $25.3M $38.2M $59.0M $73.9M
Long-term debt — — — $30.0M — $50.0M
Shareholders' equity $884.7M $927.2M $812.0M $804.3M $828.5M $892.3M
Shares outstanding 17.72m 17.81m 17.88m 17.95m 18m 18.05m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 7, 2026 Quarterly ↗ Jun 30, 2026 38d
May 8, 2026 Quarterly ↗ Mar 31, 2026 38d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Nov 7, 2025 Quarterly ↗ Sep 30, 2025 38d
Aug 8, 2025 Quarterly ↗ Jun 30, 2025 39d
May 9, 2025 Quarterly ↗ Mar 31, 2025 39d
Feb 27, 2025 Annual ↗ Dec 31, 2024 58d
Nov 8, 2024 Quarterly ↗ Sep 30, 2024 39d
Aug 9, 2024 Quarterly ↗ Jun 30, 2024 40d
May 9, 2024 Quarterly ↗ Mar 31, 2024 39d
Feb 28, 2024 Annual ↗ Dec 31, 2023 59d
Nov 3, 2023 Quarterly ↗ Sep 30, 2023 34d

Current reports

FiledDisclosed
Sep 15, 2026 Other events ↗
Aug 5, 2026 Results ↗
Jul 24, 2026 Material agreement ↗
Jul 23, 2026 Regulation FD ↗
Jun 15, 2026 Material agreement · New obligation ↗
May 14, 2026 Shareholder vote ↗
May 6, 2026 Results ↗
Feb 25, 2026 Results ↗
Nov 3, 2025 Results ↗
Aug 6, 2025 Results ↗
May 15, 2025 Shareholder vote ↗
May 7, 2025 Results ↗