Touchstone
Last syncNov 1, 2026, 6:55 PM ET

SBCF

Seacoast Banking Corp Of Florida Financials State Commercial Banks Russell 3000
$33.03Close $3.2BMarket cap $28.68 – $35.9352-week range Jan 26, 2027Next report · estimated

Highlights

Strengths

  • Earnings growing EPS +23% year on year, faster than the quarter before (+34 pts)

Cautions

  • Not in an uptrend 5 of 8 trend conditions
  • Lagging the market RS 45 · weaker than 55% of stocks over 12 months

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 4, 2026
Off 12-month high 8%
1wk down 1.6% price change
1mo up 3.8% price change
12-month return up 10% market up 11% · its own down 2%
F-score — — Not assessed
Altman Z — Unknown
P/E 22.3× price / earnings
PEG 1.56 P/E / EPS growth
P/B 1.2× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 27% year on year
EPS growth up 23% latest quarter · +34 pts
Sales growth up 38% latest quarter · +21 pts
ROE up 6% return on equity
Free cash margin —
D/E 0.04 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Revenue reaccelerating (-9% then +27%)

Trade setup

ATR% 2.3% $0.75 a day · 2×ATR $31.53
RS 45 / 99 vs the universe
Trend 5 / 8 under the 50-day, under 30% off the low, RS under 70
Relative volume 0.9× vs 50-day average
Up/down volume 1.02 50 sessions
Implied move — no scheduled report
Trend template · 5 of 8
  • Price above the 150 and 200-day averages: passes
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: passes
  • Price above the 50-day average: fails
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged
  • Shareholders diluted The share count rose 14.4% over the year, from 86m to 98m shares. Each existing share owns a smaller fraction of the company than it did a year ago.
Last reported Oct 27, 2026
Results reaction Oct 27, 2026-4% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $652.6M +27% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $324.3M FY2021 · $346.8M FY2022 · $432.3M FY2023 · $567.4M FY2024 · $515.4M FY2025 · $652.6M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $144.9M +20% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $77.8M FY2021 · $124.4M FY2022 · $106.5M FY2023 · $104.0M FY2024 · $121.0M FY2025 · $144.9M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 22%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 24% FY2021 · Net 36% FY2022 · Net 25% FY2023 · Net 18% FY2024 · Net 23% FY2025 · Net 22%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $404.1M · Long-term debt $75.3M FY2021 · Cash $737.7M · Long-term debt $75.3M FY2022 · Cash $201.9M · Long-term debt $84.5M FY2023 · Cash $447.2M · Long-term debt $106.3M FY2024 · Cash $476.6M · Long-term debt $107.0M FY2025 · Cash $388.5M · Long-term debt $112.8M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 97.93m +77.3% since FY2020
97.93m 55.24m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 55.24m FY2021 · 58.50m FY2022 · 71.62m FY2023 · 84.86m FY2024 · 85.57m FY2025 · 97.93m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $324.3M $346.8M $432.3M $567.4M $515.4M $652.6M
Net income $77.8M $124.4M $106.5M $104.0M $121.0M $144.9M
Net margin 24% 36% 25% 18% 23% 22%
Earnings per share $1.44 $2.18 $1.66 $1.23 $1.42 $1.63
Cash $404.1M $737.7M $201.9M $447.2M $476.6M $388.5M
Long-term debt $75.3M $75.3M $84.5M $106.3M $107.0M $112.8M
Shareholders' equity $1.1B $1.3B $1.6B $2.1B $2.2B $2.7B
Shares outstanding 55.24m 58.50m 71.62m 84.86m 85.57m 97.93m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 4, 2026 Quarterly ↗ Jun 30, 2026 35d
May 6, 2026 Quarterly ↗ Mar 31, 2026 36d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Nov 5, 2025 Quarterly ↗ Sep 30, 2025 36d
Aug 8, 2025 Quarterly ↗ Jun 30, 2025 39d
May 7, 2025 Quarterly ↗ Mar 31, 2025 37d
Feb 25, 2025 Annual ↗ Dec 31, 2024 56d
Nov 6, 2024 Quarterly ↗ Sep 30, 2024 37d
Aug 7, 2024 Quarterly ↗ Jun 30, 2024 38d
May 8, 2024 Quarterly ↗ Mar 31, 2024 38d
Feb 27, 2024 Annual ↗ Dec 31, 2023 58d
Nov 8, 2023 Quarterly ↗ Sep 30, 2023 39d

Current reports

FiledDisclosed
Oct 27, 2026 Results · Regulation FD ↗
Sep 9, 2026 Regulation FD ↗
Jul 28, 2026 Results · Regulation FD ↗
May 29, 2026 Director or officer change ↗
May 20, 2026 Shareholder vote · Regulation FD ↗
May 13, 2026 Regulation FD ↗
Apr 28, 2026 Results · Regulation FD ↗
Mar 26, 2026 Director or officer change ↗
Feb 11, 2026 Regulation FD ↗
Jan 29, 2026 Results · Regulation FD · Other events ↗
Dec 19, 2025 Other events ↗
Nov 5, 2025 Regulation FD ↗