SBSI

Southside Bancshares Inc Financials State Commercial Banks Russell 3000
$33.66Close $1.3BMarket cap $26.81 – $35.3352-week range Jan 28, 2027Next report · estimated

Highlights

Strengths

  • Near its high 5% below its 52-week high
  • Earnings growing EPS +474% year on year, faster than the quarter before (+449 pts)

Cautions

  • Not in an uptrend 5 of 8 trend conditions

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 29, 2026
Off 12-month high 5%
1wk up 6.0% price change
1mo up 11.9% price change
12-month return up 24% market up 11% · its own up 15%
F-score — — Not assessed
Altman Z — Unknown
P/E 18.5× price / earnings
PEG — P/E / EPS growth
P/B 1.5× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth down 8% year on year
EPS growth up 474% latest quarter · +449 pts
Sales growth up 69% latest quarter · +62 pts
ROE up 8% return on equity
Free cash margin —
D/E 0.35 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.1% $0.71 a day · 2×ATR $32.24
RS 60 / 99 vs the universe
Trend 5 / 8 50-day under the 150/200-day, under 30% off the low, RS under 70
Relative volume 1.7× vs 50-day average
Up/down volume 0.90 50 sessions
Implied move — no scheduled report
Trend template · 5 of 8
  • Price above the 150 and 200-day averages: passes
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: fails
  • Price above the 50-day average: passes
  • At least 30% above the 52-week low: fails
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged
  • Revenue shrinking Revenue fell 8.1% over the year, from $257.9M to $237.0M.
Last reported Oct 29, 2026
Results reaction Oct 29, 2026+9% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $237.0M -8% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $237.0M FY2021 · $238.9M FY2022 · $253.2M FY2023 · $250.9M FY2024 · $257.9M FY2025 · $237.0M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $69.2M -22% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $82.2M FY2021 · $113.4M FY2022 · $105.0M FY2023 · $86.7M FY2024 · $88.5M FY2025 · $69.2M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 29%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 35% FY2021 · Net 47% FY2022 · Net 41% FY2023 · Net 35% FY2024 · Net 34% FY2025 · Net 29%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $108.4M · Long-term debt $257.5M FY2021 · Cash $201.8M · Long-term debt $158.8M FY2022 · Cash $199.3M · Long-term debt $158.9M FY2023 · Cash $560.5M · Long-term debt $154.1M FY2024 · Cash $426.2M · Long-term debt $152.3M FY2025 · Cash $389.8M · Long-term debt $300.0M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 38.11m +0.5% since FY2020
38.11m 37.93m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 37.93m FY2021 · 37.97m FY2022 · 38m FY2023 · 38.04m FY2024 · 38.08m FY2025 · 38.11m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $237.0M $238.9M $253.2M $250.9M $257.9M $237.0M
Net income $82.2M $113.4M $105.0M $86.7M $88.5M $69.2M
Net margin 35% 47% 41% 35% 34% 29%
Earnings per share $2.47 $3.47 $3.26 $2.82 $2.91 $2.29
Cash $108.4M $201.8M $199.3M $560.5M $426.2M $389.8M
Long-term debt $257.5M $158.8M $158.9M $154.1M $152.3M $300.0M
Shareholders' equity $875.3M $912.2M $746.0M $773.3M $811.9M $847.6M
Shares outstanding 37.93m 37.97m 38m 38.04m 38.08m 38.11m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 29, 2026 Quarterly ↗ Sep 30, 2026 29d
Jul 24, 2026 Quarterly ↗ Jun 30, 2026 24d
Apr 30, 2026 Quarterly ↗ Mar 31, 2026 30d
Feb 27, 2026 Annual ↗ Dec 31, 2025 58d
Oct 28, 2025 Quarterly ↗ Sep 30, 2025 28d
Jul 25, 2025 Quarterly ↗ Jun 30, 2025 25d
Apr 30, 2025 Quarterly ↗ Mar 31, 2025 30d
Feb 27, 2025 Annual ↗ Dec 31, 2024 58d
Oct 28, 2024 Quarterly ↗ Sep 30, 2024 28d
Jul 26, 2024 Quarterly ↗ Jun 30, 2024 26d
Apr 26, 2024 Quarterly ↗ Mar 31, 2024 26d
Feb 27, 2024 Annual ↗ Dec 31, 2023 58d

Current reports