Touchstone
Last syncNov 1, 2026, 6:55 PM ET

SEZL

Sezzle Inc. Industrials Services-Business Services, NEC Russell 3000
$134.85Close $4.6BMarket cap $50.97 – $188.5552-week range Nov 4, 2026Next report · after the close

Highlights

Strengths

  • Leading the market RS 92 · stronger than 92% of stocks over 12 months
  • Earnings growing EPS +51% year on year, faster than the quarter before (+4 pts)

Cautions

  • Trend not confirmed 6 of 8 conditions · 50-day under the 150/200-day, over 25% off the high
  • Far from its high 28% below its 52-week high
  • Results soon Nov 4, 2026, in 3 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 9, 2026
Off 12-month high 28%
1wk up 2.1% price change
1mo up 24.8% price change
12-month return up 107% market up 11% · its own up 81%
F-score — — Not assessed
Altman Z″ 8.04 Low risk
P/E 34234.7× price / earnings
PEG 487.41 P/E / EPS growth
P/B 26.8× price / book
Earnings yield up 3.9% EBIT / enterprise value
Cheaper than 41% of the market · around average
Revenue growth up 69% year on year
EPS growth up 51% latest quarter · +4 pts
Sales growth up 63% latest quarter · +11 pts
ROE 0% return on equity
Free cash margin up 89% $209.3M FCF
D/E — long-term debt / equity
Net debt / EBITDA -0.4× net cash
Interest cover —EBIT / interest

Trade setup

ATR% 5.6% $7.57 a day · 2×ATR $119.70
RS 92 / 99 vs the universe
Trend 6 / 8 50-day under the 150/200-day, over 25% off the high
Relative volume 1.4× vs 50-day average
Up/down volume 1.12 50 sessions
Implied move — no option chain · report Nov 4, 2026
Trend template · 6 of 8
  • 50-day average above the 150 and 200-day: fails
  • Within 25% of the 52-week high: fails

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged
  • Accounts declared unreliable The company told the SEC that previously issued financial statements should no longer be relied upon. Every figure on this page that predates that filing is drawn from statements the company itself has withdrawn.
Last reported Oct 8, 2026
Last shock Aug 7, 2026-34% in one session5.9× volumeon results+14% since

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $235.9M +69% on FY2024
$0 $250M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $58.8M FY2021 · $114.8M FY2022 · $12.0M FY2023 · $60.6M FY2024 · $139.4M FY2025 · $235.9M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $133,130 +70% on FY2024
-$100M $0 FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · -$32.4M FY2021 · -$75.2M FY2022 · -$38.1M FY2023 · $7,098 FY2024 · $78,522 FY2025 · $133,130
Free cash flow Cash from running the business less what it spent on equipment and buildings: the cash a year actually left behind, which profit alone does not show. Not shown for banks and insurers, whose cash moves with their loans. Methodology $209.3M +60% on FY2024
-$100M $0 $250M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · -$25.2M FY2021 · -$72.8M FY2022 · $8.5M FY2023 · -$25.8M FY2024 · $130.6M FY2025 · $209.3M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 0%
  • Free cash 89%
-500% 0% 100% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net -55% · Free cash -43% FY2021 · Net -65% · Free cash -63% FY2022 · Net -319% · Free cash 71% FY2023 · Net 0% · Free cash -43% FY2024 · Net 0% · Free cash 94% FY2025 · Net 0% · Free cash 89%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $84.3M FY2021 · Cash $77.0M FY2022 · Cash $68.3M FY2023 · Cash $67.6M FY2024 · Cash $73.2M FY2025 · Cash $64.1M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 33.80m +8.7% since FY2020
34.19m 31.09m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 31.09m FY2021 · 32.25m FY2022 · 32.87m FY2023 · 34.19m FY2024 · 33.73m FY2025 · 33.80m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $58.8M $114.8M $12.0M $60.6M $139.4M $235.9M
Operating income -$27.9M -$68.7M -$28.4M $22.2M $82.2M $176.8M
Net income -$32.4M -$75.2M -$38.1M $7,098 $78,522 $133,130
Net margin -55% -65% -319% 0% 0% 0%
Earnings per share -$1.10 -$2.38 -$1.17 $0.00 $0.00 $0.00
Free cash flow -$25.2M -$72.8M $8.5M -$25.8M $130.6M $209.3M
Free cash margin -43% -63% 71% -43% 94% 89%
Cash $84.3M $77.0M $68.3M $67.6M $73.2M $64.1M
Shareholders' equity $60.0M $37.8M $8.8M $22.1M $87.8M $169.8M
Shares outstanding 31.09m 32.25m 32.87m 34.19m 33.73m 33.80m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 7, 2026 Quarterly ↗ Jun 30, 2026 38d
May 7, 2026 Quarterly ↗ Mar 31, 2026 37d
Feb 26, 2026 Annual ↗ Dec 31, 2025 57d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 8, 2025 Quarterly ↗ Jun 30, 2025 39d
May 8, 2025 Quarterly ↗ Mar 31, 2025 38d
Feb 27, 2025 Annual ↗ Dec 31, 2024 58d
Nov 8, 2024 Quarterly ↗ Sep 30, 2024 39d
Aug 8, 2024 Quarterly ↗ Jun 30, 2024 39d
May 9, 2024 Quarterly ↗ Mar 31, 2024 39d
Feb 29, 2024 Annual ↗ Dec 31, 2023 60d
Nov 14, 2023 Quarterly ↗ Sep 30, 2023 45d

Current reports

FiledDisclosed
Oct 8, 2026 Results ↗
Aug 28, 2026 Other events ↗
Aug 18, 2026 Material agreement · New obligation ↗
Aug 12, 2026 Regulation FD ↗
Aug 6, 2026 Results ↗
Jul 14, 2026 Results ↗
May 13, 2026 Regulation FD ↗
May 12, 2026 Material agreement · New obligation · Regulation FD ↗
May 6, 2026 Results ↗
Apr 15, 2026 Results ↗
Apr 9, 2026 Director or officer change ↗
Mar 20, 2026 Auditor change ↗