Touchstone
Last syncNov 1, 2026, 6:55 PM ET

SFST

Southern First Bancshares Inc Financials National Commercial Banks Russell 3000
$59.58Close $489.4MMarket cap $43.84 – $64.6052-week range Jan 19, 2027Next report · estimated

Highlights

Cautions

  • Not in an uptrend 5 of 8 trend conditions
  • Distribution down-day volume 1.6× up-day volume over 50 sessions

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 30, 2026
Off 12-month high 8%
1wk down 2.6% price change
1mo up 0.5% price change
12-month return up 36% market up 11% · its own up 25%
F-score — — Not assessed
Altman Z — Unknown
P/E 16.1× price / earnings
PEG 0.17 P/E / EPS growth
P/B 1.3× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 13% year on year
EPS growth up 19% latest quarter · -29 pts
Sales growth down 60% latest quarter · -44 pts
ROE up 9% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.5% $1.48 a day · 2×ATR $56.62
RS 58 / 99 vs the universe
Trend 5 / 8 under the 150/200-day, under the 50-day, RS under 70
Relative volume 0.9× vs 50-day average
Up/down volume 0.61 50 sessions
Implied move — no scheduled report
Trend template · 5 of 8
  • Price above the 150 and 200-day averages: fails
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: passes
  • Price above the 50-day average: fails
  • At least 30% above the 52-week low: passes
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 20, 2026
Results reaction Oct 20, 2026+1% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $6.3M +13% on FY2024
$0 $20M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $19.8M FY2021 · $11.4M FY2022 · $4.2M FY2023 · $4.0M FY2024 · $5.6M FY2025 · $6.3M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $30.4M +96% on FY2024
$0 $50M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $18.3M FY2021 · $46.7M FY2022 · $29.1M FY2023 · $13.4M FY2024 · $15.5M FY2025 · $30.4M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 483%
0% 1000% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 93% FY2021 · Net 411% FY2022 · Net 694% FY2023 · Net 333% FY2024 · Net 279% FY2025 · Net 483%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $100.7M FY2021 · Cash $5.2M FY2022 · Cash $5.8M FY2023 · Cash $156.2M FY2024 · Cash $162.9M FY2025 · Cash $269.6M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 8.21m +5.7% since FY2020
8.21m 7.77m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 7.77m FY2021 · 7.93m FY2022 · 8.01m FY2023 · 8.09m FY2024 · 8.16m FY2025 · 8.21m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $19.8M $11.4M $4.2M $4.0M $5.6M $6.3M
Net income $18.3M $46.7M $29.1M $13.4M $15.5M $30.4M
Net margin 93% 411% 694% 333% 279% 483%
Earnings per share $2.34 $5.85 $3.61 $1.66 $1.91 $3.72
Cash $100.7M $5.2M $5.8M $156.2M $162.9M $269.6M
Shareholders' equity $228.3M $277.9M $294.5M $312.5M $330.4M $368.7M
Shares outstanding 7.77m 7.93m 8.01m 8.09m 8.16m 8.21m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 30, 2026 Quarterly ↗ Sep 30, 2026 30d
Aug 3, 2026 Quarterly ↗ Jun 30, 2026 34d
May 1, 2026 Quarterly ↗ Mar 31, 2026 31d
Feb 24, 2026 Annual ↗ Dec 31, 2025 55d
Oct 31, 2025 Quarterly ↗ Sep 30, 2025 31d
Aug 1, 2025 Quarterly ↗ Jun 30, 2025 32d
May 5, 2025 Quarterly ↗ Mar 31, 2025 35d
Mar 3, 2025 Annual ↗ Dec 31, 2024 62d
Nov 1, 2024 Quarterly ↗ Sep 30, 2024 32d
Jul 31, 2024 Quarterly ↗ Jun 30, 2024 31d
Apr 30, 2024 Quarterly ↗ Mar 31, 2024 30d
Mar 5, 2024 Annual ↗ Dec 31, 2023 65d

Current reports

FiledDisclosed
Oct 20, 2026 Results · Regulation FD ↗
Aug 28, 2026 Other events ↗
Jul 21, 2026 Results · Regulation FD ↗
Jun 2, 2026 Director or officer change ↗
May 20, 2026 Shareholder vote · Regulation FD ↗
Apr 21, 2026 Results · Regulation FD ↗
Apr 16, 2026 Material agreement · Regulation FD ↗
Apr 15, 2026 Results · Regulation FD ↗
Mar 10, 2026 Material agreement · New obligation ↗
Jan 22, 2026 Results · Charter or bylaws · Regulation FD ↗
Oct 28, 2025 Results · Regulation FD ↗
Jul 22, 2025 Results · Regulation FD ↗