SPFI
South Plains Financial, Inc. Financials State Commercial Banks Russell 3000
$44.01Close
$717.1MMarket cap
$35.71 – $45.7752-week range
Late-januaryNext report · estimated
Highlights
Strengths
- Near its high 4% below its 52-week high
Cautions
- Trend not confirmed 6 of 8 conditions · under 30% off the low, RS under 70
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
4%
1wk
up 2.3%
price change
1mo
up 5.5%
price change
12-month return
up 23%
market up 11% ·
its own up 13%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
12.3×
price / earnings
PEG
0.68
P/E / EPS growth
P/B
1.5×
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
up 9%
year on year
EPS growth
up 11%
latest quarter · -8 pts
Sales growth
up 18%
latest quarter · +8 pts
ROE
up 13%
return on equity
Free cash margin
—
D/E
—
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Piotroski tests
Repair signals
- Revenue reaccelerating (-11% then +9%)
Trade setup
ATR%
2.2%
$0.98 a day · 2×ATR $42.06
RS
57 / 99
vs the universe
Trend
6 / 8
under 30% off the low, RS under 70
Relative volume
0.8×
vs 50-day average
Up/down volume
0.94
50 sessions
Implied move
—
no scheduled report
Trend template · 6 of 8
- At least 30% above the 52-week low: fails
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- No restatement or impairment
- Equity positive
- No material dilution
- Margins and revenue not shrinking
Last reported
Oct 22, 2026
Results reaction
Oct 22, 2026+1% vs market2 sessions after results
Financials
- Net 28%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $223.9M | $219.2M | $214.6M | $219.0M | $195.2M | $211.9M |
| Net income | $45.4M | $58.6M | $58.2M | $62.7M | $49.7M | $58.5M |
| Net margin | 20% | 27% | 27% | 29% | 25% | 28% |
| Earnings per share | $2.47 | $3.17 | $3.23 | $3.62 | $2.92 | $3.44 |
| Cash | $300.3M | $486.8M | $234.9M | $330.2M | $359.1M | $552.4M |
| Shareholders' equity | $370.0M | $407.4M | $357.0M | $407.1M | $438.9M | $493.8M |
| Shares outstanding | 18.08m | 17.76m | 17.03m | 16.42m | 16.46m | 16.29m |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 6, 2026 | Quarterly ↗ | Jun 30, 2026 | 37d |
| May 5, 2026 | Quarterly ↗ | Mar 31, 2026 | 35d |
| Mar 5, 2026 | Annual ↗ | Dec 31, 2025 | 64d |
| Nov 6, 2025 | Quarterly ↗ | Sep 30, 2025 | 37d |
| Aug 5, 2025 | Quarterly ↗ | Jun 30, 2025 | 36d |
| May 6, 2025 | Quarterly ↗ | Mar 31, 2025 | 36d |
| Mar 7, 2025 | Annual ↗ | Dec 31, 2024 | 66d |
| Nov 6, 2024 | Quarterly ↗ | Sep 30, 2024 | 37d |
| Aug 6, 2024 | Quarterly ↗ | Jun 30, 2024 | 37d |
| May 6, 2024 | Quarterly ↗ | Mar 31, 2024 | 36d |
| Mar 15, 2024 | Annual ↗ | Dec 31, 2023 | 75d |
| Nov 8, 2023 | Quarterly ↗ | Sep 30, 2023 | 39d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 22, 2026 | Results · Regulation FD · Other events ↗ |
| Jul 17, 2026 | Results · Regulation FD · Other events ↗ |
| Jun 17, 2026 | Agreement ended · Director or officer change · Other events ↗ |
| May 14, 2026 | Shareholder vote ↗ |
| Apr 28, 2026 | Results · Regulation FD ↗ |
| Apr 16, 2026 | Other events ↗ |
| Apr 1, 2026 | Acquisition or disposal · Director or officer change · Other events ↗ |
| Mar 23, 2026 | Other events ↗ |
| Feb 23, 2026 | Other events ↗ |
| Jan 26, 2026 | Results · Regulation FD ↗ |
| Jan 22, 2026 | Other events ↗ |
| Dec 1, 2025 | Material agreement · Regulation FD ↗ |