TFIN

Triumph Financial, Inc. Financials State Commercial Banks Russell 3000
$62.10Close $1.5BMarket cap $50.56 – $81.0852-week range Mid-januaryNext report · estimated

Highlights

Strengths

  • Earnings growing EPS +679% year on year, faster than the quarter before (+526 pts)

Cautions

  • Not in an uptrend 2 of 8 trend conditions
  • Lagging the market RS 31 · weaker than 69% of stocks over 12 months
  • Distribution down-day volume 1.5× up-day volume over 50 sessions

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 21, 2026
Off 12-month high 23%
1wk down 2.1% price change
1mo up 3.5% price change
12-month return up 14% market up 11% · its own 0%
F-score — — Not assessed
Altman Z — Unknown
P/E 58.2× price / earnings
PEG 1.02 P/E / EPS growth
P/B 1.6× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 6% year on year
EPS growth up 679% latest quarter · +526 pts
Sales growth up 15% latest quarter · +4 pts
ROE up 3% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Revenue reaccelerating (-1% then +6%)

Trade setup

ATR% 2.9% $1.82 a day · 2×ATR $58.46
RS 31 / 99 vs the universe
Trend 2 / 8 trend template
Relative volume 0.6× vs 50-day average
Up/down volume 0.66 50 sessions
Implied move — no scheduled report
Trend template · 2 of 8
  • 150-day average above the 200-day: passes
  • Within 25% of the 52-week high: passes

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 21, 2026
Results reaction Oct 21, 2026+1% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $439.0M +6% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $345.1M FY2021 · $423.6M FY2022 · $484.6M FY2023 · $418.3M FY2024 · $415.9M FY2025 · $439.0M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $25.4M +58% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $64.0M FY2021 · $113.0M FY2022 · $102.3M FY2023 · $41.1M FY2024 · $16.1M FY2025 · $25.4M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 6%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 19% FY2021 · Net 27% FY2022 · Net 21% FY2023 · Net 10% FY2024 · Net 4% FY2025 · Net 6%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $314.4M · Long-term debt $191.9M FY2021 · Cash $383.2M · Long-term debt $27.1M FY2022 · Cash $408.2M FY2023 · Cash $286.6M FY2024 · Cash $330.1M FY2025 · Cash $248.5M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 23.77m -4.4% since FY2020
25.16m 23.30m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 24.87m FY2021 · 25.16m FY2022 · 24.05m FY2023 · 23.30m FY2024 · 23.39m FY2025 · 23.77m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $345.1M $423.6M $484.6M $418.3M $415.9M $439.0M
Net income $64.0M $113.0M $102.3M $41.1M $16.1M $25.4M
Net margin 19% 27% 21% 10% 4% 6%
Earnings per share $2.60 $4.47 $4.09 $1.74 $0.68 $1.06
Cash $314.4M $383.2M $408.2M $286.6M $330.1M $248.5M
Long-term debt $191.9M $27.1M — — — —
Shareholders' equity $726.8M $858.9M $889.0M $864.4M $890.9M $941.8M
Shares outstanding 24.87m 25.16m 24.05m 23.30m 23.39m 23.77m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 21, 2026 Quarterly ↗ Sep 30, 2026 21d
Jul 21, 2026 Quarterly ↗ Jun 30, 2026 21d
Apr 21, 2026 Quarterly ↗ Mar 31, 2026 21d
Feb 11, 2026 Annual ↗ Dec 31, 2025 42d
Oct 15, 2025 Quarterly ↗ Sep 30, 2025 15d
Jul 16, 2025 Quarterly ↗ Jun 30, 2025 16d
Apr 16, 2025 Quarterly ↗ Mar 31, 2025 16d
Feb 11, 2025 Annual ↗ Dec 31, 2024 42d
Oct 16, 2024 Quarterly ↗ Sep 30, 2024 16d
Jul 17, 2024 Quarterly ↗ Jun 30, 2024 17d
Apr 17, 2024 Quarterly ↗ Mar 31, 2024 17d
Feb 13, 2024 Annual ↗ Dec 31, 2023 44d

Current reports

FiledDisclosed
Oct 21, 2026 Results ↗
Aug 31, 2026 Other events ↗
Jul 21, 2026 Results ↗
May 29, 2026 Other events ↗
Apr 23, 2026 Shareholder vote ↗
Apr 21, 2026 Results ↗
Feb 27, 2026 Other events ↗
Jan 26, 2026 Results ↗
Nov 28, 2025 Other events ↗
Oct 15, 2025 Results · Regulation FD ↗
Sep 11, 2025 Other events ↗
Aug 29, 2025 Other events ↗