TFSL

Tfs Financial Corp Financials Savings Institution, Federally Chartered Russell 3000
$16.43Close $4.6BMarket cap $12.28 – $18.2752-week range Jan 28, 2027Next report · estimated

Highlights

Strengths

  • Earnings growing EPS +42% year on year, faster than the quarter before (+31 pts)

Cautions

  • Trend not confirmed 6 of 8 conditions · under the 50-day, RS under 70

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Sep 30, 2025 · filed Aug 6, 2026
Off 12-month high 10%
1wk down 1.0% price change
1mo up 1.4% price change
12-month return up 34% market up 11% · its own up 21%
F-score — — Not assessed
Altman Z — Unknown
P/E 50.7× price / earnings
PEG 3.61 P/E / EPS growth
P/B 2.4× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 6% year on year
EPS growth up 42% latest quarter · +31 pts
Sales growth up 9% latest quarter · +1 pts
ROE up 5% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Revenue reaccelerating (-1% then +6%)

Trade setup

ATR% 1.8% $0.30 a day · 2×ATR $15.84
RS 63 / 99 vs the universe
Trend 6 / 8 under the 50-day, RS under 70
Relative volume 1.2× vs 50-day average
Up/down volume 1.04 50 sessions
Implied move — no scheduled report
Trend template · 6 of 8
  • Price above the 50-day average: fails
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 29, 2026
Results reaction Oct 29, 2026+1% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $321.5M +6% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $295.5M FY2021 · $286.9M FY2022 · $291.2M FY2023 · $305.0M FY2024 · $303.2M FY2025 · $321.5M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $91.0M +14% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $83.3M FY2021 · $81.0M FY2022 · $74.6M FY2023 · $75.2M FY2024 · $79.6M FY2025 · $91.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 28%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 28% FY2021 · Net 28% FY2022 · Net 26% FY2023 · Net 25% FY2024 · Net 26% FY2025 · Net 28%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $498.0M FY2021 · Cash $488.3M FY2022 · Cash $369.6M FY2023 · Cash $466.7M FY2024 · Cash $463.7M FY2025 · Cash $429.4M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 280.59m +0.2% since FY2020
280.76m 280.15m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 280.15m FY2021 · 280.76m FY2022 · 280.58m FY2023 · 280.36m FY2024 · 280.71m FY2025 · 280.59m
  FY2020Sep 30, 2020 FY2021Sep 30, 2021 FY2022Sep 30, 2022 FY2023Sep 30, 2023 FY2024Sep 30, 2024 FY2025Sep 30, 2025
Revenue $295.5M $286.9M $291.2M $305.0M $303.2M $321.5M
Net income $83.3M $81.0M $74.6M $75.2M $79.6M $91.0M
Net margin 28% 28% 26% 25% 26% 28%
Earnings per share $0.30 $0.29 $0.27 $0.27 $0.29 $0.33
Cash $498.0M $488.3M $369.6M $466.7M $463.7M $429.4M
Shareholders' equity $1.7B $1.7B $1.8B $1.9B $1.9B $1.9B
Shares outstanding 280.15m 280.76m 280.58m 280.36m 280.71m 280.59m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 7, 2026 Quarterly ↗ Mar 31, 2026 37d
Feb 5, 2026 Quarterly ↗ Dec 31, 2025 36d
Nov 25, 2025 Annual ↗ Sep 30, 2025 56d
Aug 7, 2025 Quarterly ↗ Jun 30, 2025 38d
May 8, 2025 Quarterly ↗ Mar 31, 2025 38d
Feb 6, 2025 Quarterly ↗ Dec 31, 2024 37d
Nov 22, 2024 Annual ↗ Sep 30, 2024 53d
Aug 8, 2024 Quarterly ↗ Jun 30, 2024 39d
May 9, 2024 Quarterly ↗ Mar 31, 2024 39d
Feb 8, 2024 Quarterly ↗ Dec 31, 2023 39d
Nov 21, 2023 Annual ↗ Sep 30, 2023 52d

Current reports