Touchstone
Last syncNov 1, 2026, 6:55 PM ET

THFF

First Financial Corp /in/ Financials State Commercial Banks Russell 3000
$76.55Close $909.5MMarket cap $51.98 – $82.7952-week range Late-januaryNext report · estimated

Highlights

Strengths

  • Earnings growing EPS +22% year on year, faster than the quarter before (+15 pts)

Cautions

  • Trend not confirmed 7 of 8 conditions · RS under 70

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 8%
1wk down 0.2% price change
1mo up 4.4% price change
12-month return up 45% market up 11% · its own up 36%
F-score — — Not assessed
Altman Z — Unknown
P/E 11.5× price / earnings
PEG 0.17 P/E / EPS growth
P/B 1.4× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 20% year on year
EPS growth up 22% latest quarter · +15 pts
Sales growth up 14% latest quarter · +5 pts
ROE up 13% return on equity
Free cash margin —
D/E 0.29 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.2% $1.65 a day · 2×ATR $73.25
RS 69 / 99 vs the universe
Trend 7 / 8 RS under 70
Relative volume 0.8× vs 50-day average
Up/down volume 0.68 50 sessions
Implied move — no scheduled report
Trend template · 7 of 8
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 27, 2026
Results reaction Oct 27, 20260% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $261.8M +20% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $188.8M FY2021 · $185.5M FY2022 · $211.8M FY2023 · $210.0M FY2024 · $217.8M FY2025 · $261.8M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $79.2M +68% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $53.8M FY2021 · $53.0M FY2022 · $71.1M FY2023 · $60.7M FY2024 · $47.3M FY2025 · $79.2M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 30%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 29% FY2021 · Net 29% FY2022 · Net 34% FY2023 · Net 29% FY2024 · Net 22% FY2025 · Net 30%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $657.5M · Long-term debt $6,000 FY2021 · Cash $688.0M · Long-term debt $15.9M FY2022 · Cash $222.5M · Long-term debt $9.6M FY2023 · Cash $76.8M · Long-term debt $108.6M FY2024 · Cash $93.5M · Long-term debt $28.1M FY2025 · Cash $130.4M · Long-term debt $188.2M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 11.88m -12.4% since FY2020
13.56m 11.80m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 13.56m FY2021 · 12.63m FY2022 · 12.05m FY2023 · 11.80m FY2024 · 11.84m FY2025 · 11.88m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $188.8M $185.5M $211.8M $210.0M $217.8M $261.8M
Net income $53.8M $53.0M $71.1M $60.7M $47.3M $79.2M
Net margin 29% 29% 34% 29% 22% 30%
Earnings per share $3.93 $4.02 $5.82 $5.08 $4.00 $6.68
Cash $657.5M $688.0M $222.5M $76.8M $93.5M $130.4M
Long-term debt $6,000 $15.9M $9.6M $108.6M $28.1M $188.2M
Shareholders' equity $597.0M $582.6M $475.3M $528.0M $549.0M $650.9M
Shares outstanding 13.56m 12.63m 12.05m 11.80m 11.84m 11.88m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 6, 2026 Quarterly ↗ Mar 31, 2026 36d
Mar 4, 2026 Annual ↗ Dec 31, 2025 63d
Nov 5, 2025 Quarterly ↗ Sep 30, 2025 36d
Aug 7, 2025 Quarterly ↗ Jun 30, 2025 38d
May 7, 2025 Quarterly ↗ Mar 31, 2025 37d
Mar 5, 2025 Annual ↗ Dec 31, 2024 64d
Nov 6, 2024 Quarterly ↗ Sep 30, 2024 37d
Aug 7, 2024 Quarterly ↗ Jun 30, 2024 38d
May 8, 2024 Quarterly ↗ Mar 31, 2024 38d
Mar 11, 2024 Annual ↗ Dec 31, 2023 71d
Nov 8, 2023 Quarterly ↗ Sep 30, 2023 39d

Current reports

FiledDisclosed
Oct 27, 2026 Results ↗
Sep 17, 2026 Director or officer change · Regulation FD ↗
Sep 17, 2026 Other events ↗
Sep 4, 2026 Regulation FD ↗
Aug 27, 2026 Material agreement · Regulation FD ↗
Jul 28, 2026 Results ↗
Jun 30, 2026 Director or officer change ↗
Jun 30, 2026 Director or officer change ↗
Jun 17, 2026 Other events ↗
Apr 28, 2026 Results ↗
Apr 15, 2026 Shareholder vote ↗
Mar 20, 2026 Regulation FD ↗