Touchstone
Last syncNov 1, 2026, 6:55 PM ET

THG

Hanover Insurance Group, Inc. Financials Fire, Marine & Casualty Insurance Russell 3000
$242.09Close $14.6BMarket cap $165.85 – $242.0952-week range Jan 27, 2027Next report · estimated

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Leading the market RS 81 · stronger than 81% of stocks over 12 months
  • RS line at a 1-year high outperforming the S&P 500 more than at any point this year
  • Near its high at its 52-week high

Cautions

  • Earnings shrinking EPS −1% year on year

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 29, 2026
Off 12-month high 0%
1wk up 1.8% price change
1mo up 13.1% price change
12-month return up 44% market up 11% · its own up 35%
F-score — — Not assessed
Altman Z — Unknown
P/E 22.1× price / earnings
PEG 0.40 P/E / EPS growth
P/B 4.1× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 6% year on year
EPS growth down 1% latest quarter · -26 pts
Sales growth up 4% latest quarter · -0 pts
ROE up 21% return on equity
Free cash margin —
D/E 0.24 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.0% $4.75 a day · 2×ATR $232.58
RS 81 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 1.5× vs 50-day average
Up/down volume 1.10 50 sessions
Implied move — no scheduled report
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 28, 2026
Results reaction Oct 28, 20260% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $6.6B +6% on FY2024
$0 $10B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $4.8B FY2021 · $5.2B FY2022 · $5.5B FY2023 · $6.0B FY2024 · $6.2B FY2025 · $6.6B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $662.5M +56% on FY2024
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $358.7M FY2021 · $422.8M FY2022 · $116.0M FY2023 · $35.3M FY2024 · $426.0M FY2025 · $662.5M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 10%
0% 20% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 7% FY2021 · Net 8% FY2022 · Net 2% FY2023 · Net 1% FY2024 · Net 7% FY2025 · Net 10%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $120.6M · Long-term debt $780.8M FY2021 · Cash $230.9M · Long-term debt $781.6M FY2022 · Cash $305.0M · Long-term debt $782.4M FY2023 · Cash $316.1M · Long-term debt $783.2M FY2024 · Cash $435.5M · Long-term debt $722.3M FY2025 · Cash $1.1B · Long-term debt $843.3M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 60.50m +0.0% since FY2020
60.50m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 60.50m FY2021 · 60.50m FY2022 · 60.50m FY2023 · 60.50m FY2024 · 60.50m FY2025 · 60.50m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $4.8B $5.2B $5.5B $6.0B $6.2B $6.6B
Operating income $484.7M $432.3M $285.1M $105.6M $650.1M $933.0M
Net income $358.7M $422.8M $116.0M $35.3M $426.0M $662.5M
Net margin 7% 8% 2% 1% 7% 10%
Earnings per share $9.41 $11.62 $3.21 $0.98 $11.70 $18.15
Cash $120.6M $230.9M $305.0M $316.1M $435.5M $1.1B
Long-term debt $780.8M $781.6M $782.4M $783.2M $722.3M $843.3M
Shareholders' equity $3.2B $3.1B $2.3B $2.5B $2.8B $3.6B
Shares outstanding 60.50m 60.50m 60.50m 60.50m 60.50m 60.50m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 29, 2026 Quarterly ↗ Sep 30, 2026 29d
Jul 29, 2026 Quarterly ↗ Jun 30, 2026 29d
Apr 30, 2026 Quarterly ↗ Mar 31, 2026 30d
Feb 20, 2026 Annual ↗ Dec 31, 2025 51d
Oct 30, 2025 Quarterly ↗ Sep 30, 2025 30d
Jul 31, 2025 Quarterly ↗ Jun 30, 2025 31d
May 1, 2025 Quarterly ↗ Mar 31, 2025 31d
Feb 24, 2025 Annual ↗ Dec 31, 2024 55d
Oct 31, 2024 Quarterly ↗ Sep 30, 2024 31d
Aug 1, 2024 Quarterly ↗ Jun 30, 2024 32d
May 2, 2024 Quarterly ↗ Mar 31, 2024 32d
Feb 22, 2024 Annual ↗ Dec 31, 2023 53d

Current reports

FiledDisclosed
Oct 28, 2026 Results ↗
Jul 28, 2026 Results ↗
Jul 15, 2026 Director or officer change ↗
May 13, 2026 Director or officer change · Shareholder vote · Other events ↗
Apr 29, 2026 Results ↗
Feb 4, 2026 Results ↗
Dec 16, 2025 Regulation FD ↗
Oct 29, 2025 Results ↗
Aug 21, 2025 New obligation · Other events ↗
Jul 31, 2025 Results ↗
May 14, 2025 Shareholder vote ↗
Apr 30, 2025 Results ↗