Touchstone
Last syncNov 1, 2026, 6:55 PM ET

TMP

Tompkins Financial Corp Financials State Commercial Banks Russell 3000
$99.52Close $1.4BMarket cap $61.42 – $102.4752-week range Jan 22, 2027Next report · estimated

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Near its high 3% below its 52-week high
  • Earnings growing EPS +21% year on year

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Oct 30, 2026
Off 12-month high 3%
1wk down 1.7% price change
1mo up 3.4% price change
12-month return up 60% market up 11% · its own up 50%
F-score — — Not assessed
Altman Z — Unknown
P/E 8.9× price / earnings
PEG 0.07 P/E / EPS growth
P/B 1.5× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth down 5% year on year
EPS growth up 21% latest quarter · -15 pts
Sales growth up 3% latest quarter · -3 pts
ROE up 20% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.3% $2.34 a day · 2×ATR $94.85
RS 78 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 1.0× vs 50-day average
Up/down volume 1.04 50 sessions
Implied move — no scheduled report
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged
  • Revenue shrinking Revenue fell 4.5% over the year, from $79.3M to $75.7M.
Last reported Oct 23, 2026
Results reaction Oct 23, 2026+1% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $75.7M -5% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $65.7M FY2021 · $72.6M FY2022 · $74.0M FY2023 · $75.0M FY2024 · $79.3M FY2025 · $75.7M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $161.1M +127% on FY2024
$0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $77.6M FY2021 · $89.3M FY2022 · $85.0M FY2023 · $9.5M FY2024 · $70.8M FY2025 · $161.1M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 213%
0% 250% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 118% FY2021 · Net 123% FY2022 · Net 115% FY2023 · Net 13% FY2024 · Net 89% FY2025 · Net 213%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $388.5M FY2021 · Cash $63.1M FY2022 · Cash $77.8M FY2023 · Cash $79.5M FY2024 · Cash $134.4M FY2025 · Cash $132.8M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 14.45m -3.4% since FY2020
14.96m 14.44m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 14.96m FY2021 · 14.70m FY2022 · 14.56m FY2023 · 14.44m FY2024 · 14.47m FY2025 · 14.45m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $65.7M $72.6M $74.0M $75.0M $79.3M $75.7M
Net income $77.6M $89.3M $85.0M $9.5M $70.8M $161.1M
Net margin 118% 123% 115% 13% 89% 213%
Earnings per share $5.26 $6.09 $5.90 $0.66 $4.97 $11.24
Cash $388.5M $63.1M $77.8M $79.5M $134.4M $132.8M
Shareholders' equity $716.3M $727.5M $616.0M $668.5M $713.4M $938.4M
Shares outstanding 14.96m 14.70m 14.56m 14.44m 14.47m 14.45m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Oct 30, 2026 Quarterly ↗ Sep 30, 2026 30d
Jul 31, 2026 Quarterly ↗ Jun 30, 2026 31d
May 5, 2026 Quarterly ↗ Mar 31, 2026 35d
Feb 26, 2026 Annual ↗ Dec 31, 2025 57d
Oct 28, 2025 Quarterly ↗ Sep 30, 2025 28d
Aug 5, 2025 Quarterly ↗ Jun 30, 2025 36d
May 6, 2025 Quarterly ↗ Mar 31, 2025 36d
Feb 28, 2025 Annual ↗ Dec 31, 2024 59d
Nov 6, 2024 Quarterly ↗ Sep 30, 2024 37d
Aug 8, 2024 Quarterly ↗ Jun 30, 2024 39d
May 8, 2024 Quarterly ↗ Mar 31, 2024 38d
Feb 29, 2024 Annual ↗ Dec 31, 2023 60d

Current reports

FiledDisclosed
Oct 23, 2026 Results · Other events ↗
Jul 28, 2026 Regulation FD ↗
Jul 24, 2026 Results · Other events ↗
May 26, 2026 Shareholder vote ↗
May 19, 2026 Regulation FD ↗
Apr 27, 2026 Director or officer change ↗
Apr 24, 2026 Results · Other events ↗
Mar 16, 2026 Regulation FD ↗
Jan 30, 2026 Results · Other events ↗
Dec 17, 2025 Director or officer change ↗
Nov 3, 2025 Material agreement · Acquisition or disposal · Director or officer change · Regulation FD · Other events ↗
Oct 24, 2025 Results · Other events ↗