TREE

Lendingtree, Inc. Financials Loan Brokers Russell 3000
$27.94Close $384.7MMarket cap $24.00 – $28.3552-week range Nov 3, 2026Next report · after the close

Highlights

Cautions

  • Results soon Nov 3, 2026, in 2 days
  • Financial distress Altman Z″ in the distress zone

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Jul 31, 2026
Off 12-month high 1%
1wk up 4.2% price change
1mo up 14.4% price change
12-month return up 2% total, dividends included
F-score 5 / 9 Mixed
Altman Z″ -1.03 Elevated risk
P/E 2.5× price / earnings
PEG — P/E / EPS growth
P/B 1.3× price / book
Earnings yield — EBIT / enterprise value
Cheaper than 90% of the market · markedly cheap
Revenue growth up 24% year on year
EPS growth up 5% latest quarter
Sales growth up 25% latest quarter · -11 pts
ROE up 76% return on equity
Free cash margin —
D/E 1.35 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests
  • profits not fully backed by cash
  • took on more long-term debt
  • issued more shares
  • gross margin narrowed
  • profitable on its assets
  • generating cash from operations
  • profitability improving
  • short-term liquidity improved
  • assets working harder

Trade setup

ATR% 3.9% $1.08 a day · 2×ATR $25.77
RS — vs the universe
Trend — trend template
Relative volume — vs 50-day average
Up/down volume — 50 sessions
Implied move — no option chain · report Nov 3, 2026

Screen verdict

Did not qualify for any screen.

Warning signs

3 flagged
  • Bankruptcy model reads distressed The Altman score sits inside the range historically associated with financial distress. It is used here only to exclude, never to rank, and it is a statistical band rather than a prediction about this company.
  • Shareholders diluted The share count rose 2.8% over the year, from 13m to 14m shares. Each existing share owns a smaller fraction of the company than it did a year ago.
  • Gross margin narrowing Gross margin fell from 34.4% to 31.5%. The company is keeping less of each dollar of sales than it did a year ago.
Last reported Jul 29, 2026

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $1.1B +24% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $910.0M FY2021 · $1.1B FY2022 · $985.0M FY2023 · $672.5M FY2024 · $900.2M FY2025 · $1.1B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $151.0M back to a profit
-$200M $0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · -$48.3M FY2021 · $69.0M FY2022 · -$188.0M FY2023 · -$122.0M FY2024 · -$42.0M FY2025 · $151.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Gross 32%
  • Net 14%
-20% 0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Gross 41% · Net -5% FY2021 · Gross 37% · Net 6% FY2022 · Gross 37% · Net -19% FY2023 · Gross 43% · Net -18% FY2024 · Gross 34% · Net -5% FY2025 · Gross 32% · Net 14%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $169.9M · Long-term debt $611.4M FY2021 · Cash $251.2M · Long-term debt $478.2M FY2022 · Cash $298.8M · Long-term debt $813.5M FY2023 · Cash $112.1M · Long-term debt $525.6M FY2024 · Cash $106.6M · Long-term debt $344.1M FY2025 · Cash $81.1M · Long-term debt $387.7M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 13.77m +4.9% since FY2020
13.77m 12.81m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 13.12m FY2021 · 13.10m FY2022 · 12.81m FY2023 · 13.04m FY2024 · 13.39m FY2025 · 13.77m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $910.0M $1.1B $985.0M $672.5M $900.2M $1.1B
Gross margin 41% 37% 37% 43% 34% 32%
Operating income -$6.6M $8.0M -$32.8M -$40.6M $44.6M $64.8M
Net income -$48.3M $69.0M -$188.0M -$122.0M -$42.0M $151.0M
Net margin -5% 6% -19% -18% -5% 14%
Earnings per share -$3.71 $5.04 -$14.70 -$9.43 -$3.17 $10.74
Cash $169.9M $251.2M $298.8M $112.1M $106.6M $81.1M
Long-term debt $611.4M $478.2M $813.5M $525.6M $344.1M $387.7M
Shareholders' equity $364.8M $448.0M $207.9M $124.1M $108.8M $286.8M
Shares outstanding 13.12m 13.10m 12.81m 13.04m 13.39m 13.77m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Jul 31, 2026 Quarterly ↗ Jun 30, 2026 31d
May 1, 2026 Quarterly ↗ Mar 31, 2026 31d
Mar 9, 2026 Annual ↗ Dec 31, 2025 68d
Oct 31, 2025 Quarterly ↗ Sep 30, 2025 31d
Aug 1, 2025 Quarterly ↗ Jun 30, 2025 32d
May 5, 2025 Quarterly ↗ Mar 31, 2025 35d
Mar 7, 2025 Annual ↗ Dec 31, 2024 66d
Nov 4, 2024 Quarterly ↗ Sep 30, 2024 35d
Jul 29, 2024 Quarterly ↗ Jun 30, 2024 29d
May 1, 2024 Quarterly ↗ Mar 31, 2024 31d
Feb 29, 2024 Annual ↗ Dec 31, 2023 60d
Nov 1, 2023 Quarterly ↗ Sep 30, 2023 32d

Current reports