UBSI
United Bankshares Inc/wv Financials State Commercial Banks Russell 3000
$48.22Close
$7.3BMarket cap
$33.87 – $48.9752-week range
Jan 21, 2027Next report · estimated
Highlights
Strengths
- Near its high 2% below its 52-week high
- Tight base near its pivot pullbacks 7% → 7% → 5%; 1.9% above its $47.31 pivot
Cautions
- Trend not confirmed 7 of 8 conditions · RS under 70
Price
Filing Results Screen pick 52-week high and low Adjusted prices
Key figures
Off 12-month high
2%
1wk
down 0.9%
price change
1mo
up 5.0%
price change
12-month return
up 39%
market up 11% ·
its own up 28%
F-score
—
— Not assessed
Altman Z
—
Unknown
P/E
15.7×
price / earnings
PEG
0.83
P/E / EPS growth
P/B
1.3×
price / book
Earnings yield
—
EBIT / enterprise value
Cheaper than
—
of the market · not assessed
Revenue growth
up 20%
year on year
EPS growth
up 12%
latest quarter · -38 pts
Sales growth
up 6%
latest quarter · -3 pts
ROE
up 9%
return on equity
Free cash margin
—
D/E
0.10
long-term debt / equity
Net debt / EBITDA
—
Interest cover
—EBIT / interest
Piotroski tests
Repair signals
- Revenue reaccelerating (-2% then +20%)
Trade setup
ATR%
1.8%
$0.86 a day · 2×ATR $46.50
RS
68 / 99
vs the universe
Trend
7 / 8
RS under 70
Relative volume
0.9×
vs 50-day average
Up/down volume
1.26
50 sessions
Implied move
—
no scheduled report
Contractions
3
7% → 7% → 5%
Pivot
$47.31
1.9% above
Volume dry-up
0.8×
10 vs 50 sessions
Trend template · 7 of 8
- RS rank 70 or higher: fails
Screen verdict
Did not qualify for any screen.
Warning signs
- Shareholders diluted The share count rose 5.7% over the year, from 143m to 151m shares. Each existing share owns a smaller fraction of the company than it did a year ago.
Last reported
Oct 22, 2026
Results reaction
Oct 22, 2026+5% vs market2 sessions after results
Financials
- Net 38%
- Cash
- Long-term debt
| FY2020Dec 31, 2020 | FY2021Dec 31, 2021 | FY2022Dec 31, 2022 | FY2023Dec 31, 2023 | FY2024Dec 31, 2024 | FY2025Dec 31, 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $263.2M | $331.0M | $312.0M | $1.1B | $1.0B | $1.2B |
| Net income | $289.0M | $367.7M | $379.6M | $366.3M | $373.0M | $464.6M |
| Net margin | 110% | 111% | 122% | 35% | 36% | 38% |
| Earnings per share | $2.41 | $2.84 | $2.81 | $2.72 | $2.76 | $3.28 |
| Cash | $2.2B | $3.8B | $1.2B | $1.6B | $2.3B | $2.5B |
| Long-term debt | $864.4M | $817.4M | $2.2B | $1.8B | $540.4M | $531.8M |
| Shareholders' equity | $4.3B | $4.7B | $4.5B | $4.8B | $5.0B | $5.5B |
| Shares outstanding | 133.81m | 141.36m | 142.01m | 142.26m | 142.69m | 150.86m |
Filings
| Filed | Report | Period to | Lag |
|---|---|---|---|
| Aug 7, 2026 | Quarterly ↗ | Jun 30, 2026 | 38d |
| May 8, 2026 | Quarterly ↗ | Mar 31, 2026 | 38d |
| Feb 27, 2026 | Annual ↗ | Dec 31, 2025 | 58d |
| Nov 7, 2025 | Quarterly ↗ | Sep 30, 2025 | 38d |
| Aug 8, 2025 | Quarterly ↗ | Jun 30, 2025 | 39d |
| May 9, 2025 | Quarterly ↗ | Mar 31, 2025 | 39d |
| Feb 28, 2025 | Annual ↗ | Dec 31, 2024 | 59d |
| Nov 8, 2024 | Quarterly ↗ | Sep 30, 2024 | 39d |
| Aug 9, 2024 | Quarterly ↗ | Jun 30, 2024 | 40d |
| May 10, 2024 | Quarterly ↗ | Mar 31, 2024 | 40d |
| Feb 29, 2024 | Annual ↗ | Dec 31, 2023 | 60d |
| Nov 9, 2023 | Quarterly ↗ | Sep 30, 2023 | 40d |
Current reports
| Filed | Disclosed |
|---|---|
| Oct 22, 2026 | Results ↗ |
| Aug 24, 2026 | Other events ↗ |
| Jul 23, 2026 | Results ↗ |
| May 18, 2026 | Shareholder vote ↗ |
| Apr 23, 2026 | Results ↗ |
| Jan 22, 2026 | Results ↗ |
| Nov 21, 2025 | Other events ↗ |
| Oct 23, 2025 | Results ↗ |
| Aug 4, 2025 | Director or officer change ↗ |
| Jul 24, 2025 | Results ↗ |
| May 19, 2025 | Director or officer change · Shareholder vote ↗ |
| Apr 24, 2025 | Results ↗ |