Touchstone
Last syncNov 1, 2026, 6:55 PM ET

UFCS

United Fire Group Inc Financials Fire, Marine & Casualty Insurance Russell 3000
$56.83Close $1.5BMarket cap $29.85 – $57.9952-week range Nov 3, 2026Next report · after the close

Highlights

Strengths

  • In a stage-2 uptrend all 8 trend conditions pass
  • Leading the market RS 91 · stronger than 91% of stocks over 12 months
  • Near its high 2% below its 52-week high
  • Volume drying up last 10 days 29% under the 50-day average
  • Earnings growing EPS +48% year on year

Cautions

  • Results soon Nov 3, 2026, in 2 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 4, 2026
Off 12-month high 2%
1wk down 1.0% price change
1mo up 8.1% price change
12-month return up 90% market up 11% · its own up 81%
F-score — — Not assessed
Altman Z — Unknown
P/E 12.3× price / earnings
PEG 0.05 P/E / EPS growth
P/B 1.5× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 11% year on year
EPS growth up 48% latest quarter · -23 pts
Sales growth up 14% latest quarter · +3 pts
ROE up 14% return on equity
Free cash margin —
D/E 0.16 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.5% $1.44 a day · 2×ATR $53.96
RS 91 / 99 vs the universe
Trend 8 / 8 trend template
Relative volume 0.7× vs 50-day average
Up/down volume 1.15 50 sessions
Implied move — no option chain · report Nov 3, 2026
Trend template · 8 of 8

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Aug 3, 2026
Results reaction Aug 3, 2026+1% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $1.4B +11% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $1.1B FY2021 · $1.1B FY2022 · $980.3M FY2023 · $1.1B FY2024 · $1.3B FY2025 · $1.4B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $118.2M +276% on FY2024
-$200M $0 $200M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · -$112.7M FY2021 · $80.6M FY2022 · $15.0M FY2023 · -$29.7M FY2024 · $31.4M FY2025 · $118.2M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 9%
-20% 0% 10% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net -11% FY2021 · Net 8% FY2022 · Net 2% FY2023 · Net -3% FY2024 · Net 3% FY2025 · Net 9%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $250M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $87.9M FY2021 · Cash $132.1M FY2022 · Cash $96.7M FY2023 · Cash $102.0M FY2024 · Cash $200.9M FY2025 · Cash $156.3M · Long-term debt $146.2M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 25.52m +1.9% since FY2020
25.52m 25.06m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 25.06m FY2021 · 25.08m FY2022 · 25.21m FY2023 · 25.27m FY2024 · 25.38m FY2025 · 25.52m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $1.1B $1.1B $980.3M $1.1B $1.3B $1.4B
Net income -$112.7M $80.6M $15.0M -$29.7M $31.4M $118.2M
Net margin -11% 8% 2% -3% 3% 9%
Earnings per share -$4.50 $3.16 $0.59 -$1.18 $1.21 $4.48
Cash $87.9M $132.1M $96.7M $102.0M $200.9M $156.3M
Long-term debt — — — — — $146.2M
Shareholders' equity $825.1M $879.1M $740.1M $733.7M $781.5M $941.2M
Shares outstanding 25.06m 25.08m 25.21m 25.27m 25.38m 25.52m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 4, 2026 Quarterly ↗ Jun 30, 2026 35d
May 6, 2026 Quarterly ↗ Mar 31, 2026 36d
Feb 26, 2026 Annual ↗ Dec 31, 2025 57d
Nov 5, 2025 Quarterly ↗ Sep 30, 2025 36d
Aug 6, 2025 Quarterly ↗ Jun 30, 2025 37d
May 7, 2025 Quarterly ↗ Mar 31, 2025 37d
Feb 26, 2025 Annual ↗ Dec 31, 2024 57d
Nov 6, 2024 Quarterly ↗ Sep 30, 2024 37d
Aug 7, 2024 Quarterly ↗ Jun 30, 2024 38d
May 8, 2024 Quarterly ↗ Mar 31, 2024 38d
Feb 29, 2024 Annual ↗ Dec 31, 2023 60d
Nov 2, 2023 Quarterly ↗ Sep 30, 2023 33d

Current reports

FiledDisclosed
Oct 21, 2026 Other events ↗
Aug 21, 2026 Director or officer change · Regulation FD · Other events ↗
Aug 3, 2026 Results ↗
Jul 17, 2026 Other events ↗
May 26, 2026 Director or officer change ↗
May 20, 2026 Shareholder vote · Regulation FD · Other events ↗
May 5, 2026 Results ↗
Apr 21, 2026 Other events ↗
Feb 11, 2026 Results · Other events ↗
Jan 26, 2026 Other events ↗
Nov 21, 2025 Other events ↗
Nov 4, 2025 Results ↗