Touchstone
Last syncNov 1, 2026, 6:55 PM ET

UNM

Unum Group Financials Accident & Health Insurance Russell 3000
$91.14Close $17.9BMarket cap $69.83 – $96.0452-week range Nov 3, 2026Next report · after the close

Highlights

Cautions

  • Trend not confirmed 6 of 8 conditions · under the 50-day, RS under 70
  • Earnings shrinking EPS −17% year on year
  • Results soon Nov 3, 2026, in 2 days

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Jul 29, 2026
Off 12-month high 5%
1wk up 1.5% price change
1mo up 4.5% price change
12-month return up 26% market up 11% · its own up 13%
F-score — — Not assessed
Altman Z — Unknown
P/E 24.2× price / earnings
PEG — P/E / EPS growth
P/B 1.6× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 1% year on year
EPS growth down 17% latest quarter · -50 pts
Sales growth 0% latest quarter · -8 pts
ROE up 7% return on equity
Free cash margin —
D/E 0.34 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.4% $2.18 a day · 2×ATR $86.79
RS 66 / 99 vs the universe
Trend 6 / 8 under the 50-day, RS under 70
Relative volume 0.6× vs 50-day average
Up/down volume 1.18 50 sessions
Implied move — no option chain · report Nov 3, 2026
Trend template · 6 of 8
  • Price above the 50-day average: fails
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Jul 28, 2026

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $13.1B +1% on FY2024
$0 $20B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $13.2B FY2021 · $12.0B FY2022 · $12.0B FY2023 · $12.4B FY2024 · $12.9B FY2025 · $13.1B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $738.5M -58% on FY2024
$0 $2B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $793.0M FY2021 · $981.0M FY2022 · $1.4B FY2023 · $1.3B FY2024 · $1.8B FY2025 · $738.5M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 6%
0% 20% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net 6% FY2021 · Net 8% FY2022 · Net 12% FY2023 · Net 10% FY2024 · Net 14% FY2025 · Net 6%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $197.0M · Long-term debt $3.3B FY2021 · Cash $75.0M · Long-term debt $3.4B FY2022 · Cash $119.2M · Long-term debt $3.4B FY2023 · Cash $146.0M · Long-term debt $3.4B FY2024 · Cash $162.8M · Long-term debt $3.5B FY2025 · Cash $158.2M · Long-term debt $3.8B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 196.19m -36.0% since FY2020
308.31m 194.59m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 306.57m FY2021 · 307.33m FY2022 · 308.31m FY2023 · 194.59m FY2024 · 195.46m FY2025 · 196.19m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $13.2B $12.0B $12.0B $12.4B $12.9B $13.1B
Net income $793.0M $981.0M $1.4B $1.3B $1.8B $738.5M
Net margin 6% 8% 12% 10% 14% 6%
Earnings per share $3.89 $4.79 $6.96 $6.50 $9.46 $4.27
Cash $197.0M $75.0M $119.2M $146.0M $162.8M $158.2M
Long-term debt $3.3B $3.4B $3.4B $3.4B $3.5B $3.8B
Shareholders' equity $10.9B $6.0B $8.7B $9.7B $11.0B $11.1B
Shares outstanding 306.57m 307.33m 308.31m 194.59m 195.46m 196.19m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Jul 29, 2026 Quarterly ↗ Jun 30, 2026 29d
Apr 29, 2026 Quarterly ↗ Mar 31, 2026 29d
Feb 17, 2026 Annual ↗ Dec 31, 2025 48d
Nov 4, 2025 Quarterly ↗ Sep 30, 2025 35d
Jul 30, 2025 Quarterly ↗ Jun 30, 2025 30d
Apr 30, 2025 Quarterly ↗ Mar 31, 2025 30d
Feb 27, 2025 Annual ↗ Dec 31, 2024 58d
Oct 30, 2024 Quarterly ↗ Sep 30, 2024 30d
Jul 31, 2024 Quarterly ↗ Jun 30, 2024 31d
May 1, 2024 Quarterly ↗ Mar 31, 2024 31d
Feb 20, 2024 Annual ↗ Dec 31, 2023 51d
Nov 1, 2023 Quarterly ↗ Sep 30, 2023 32d

Current reports

FiledDisclosed
Aug 26, 2026 Other events ↗
Jul 28, 2026 Results ↗
Jul 6, 2026 Material agreement · Regulation FD ↗
Jul 1, 2026 Other events ↗
May 22, 2026 Shareholder vote ↗
May 21, 2026 Other events ↗
Apr 28, 2026 Results ↗
Mar 6, 2026 Charter or bylaws ↗
Feb 5, 2026 Results · Regulation FD ↗
Dec 4, 2025 Other events ↗
Nov 14, 2025 Other events ↗
Nov 3, 2025 Results ↗