UVSP

Univest Financial Corp Financials State Commercial Banks Russell 3000
$39.60Close $1.1BMarket cap $28.63 – $44.9852-week range Jan 28, 2027Next report · estimated

Highlights

Cautions

  • Not in an uptrend 5 of 8 trend conditions

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Jul 28, 2026
Off 12-month high 12%
1wk down 6.0% price change
1mo down 3.4% price change
12-month return up 37% market up 11% · its own up 26%
F-score — — Not assessed
Altman Z — Unknown
P/E 12.3× price / earnings
PEG 0.58 P/E / EPS growth
P/B 1.2× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 10% year on year
EPS growth up 19% latest quarter · -6 pts
Sales growth up 4% latest quarter · -6 pts
ROE up 10% return on equity
Free cash margin —
D/E — long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest

Trade setup

ATR% 2.2% $0.85 a day · 2×ATR $37.89
RS 59 / 99 vs the universe
Trend 5 / 8 under the 150/200-day, under the 50-day, RS under 70
Relative volume 1.6× vs 50-day average
Up/down volume 0.87 50 sessions
Implied move — no scheduled report
Trend template · 5 of 8
  • Price above the 150 and 200-day averages: fails
  • 150-day average above the 200-day: passes
  • 200-day average rising for a month: passes
  • 50-day average above the 150 and 200-day: passes
  • Price above the 50-day average: fails
  • At least 30% above the 52-week low: passes
  • Within 25% of the 52-week high: passes
  • RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Oct 29, 2026
Results reaction Oct 29, 2026-4% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $328.1M +10% on FY2024
$0 $500M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $0 FY2021 · $0 FY2022 · $296.2M FY2023 · $296.8M FY2024 · $299.2M FY2025 · $328.1M
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $90.8M +20% on FY2024
$0 $100M FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $46.9M FY2021 · $91.8M FY2022 · $78.1M FY2023 · $71.1M FY2024 · $75.9M FY2025 · $90.8M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 28%
0% 50% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 FY2021 FY2022 · Net 26% FY2023 · Net 24% FY2024 · Net 25% FY2025 · Net 28%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $1B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $219.9M FY2021 · Cash $890.1M FY2022 · Cash $152.8M FY2023 · Cash $249.8M FY2024 · Cash $328.8M FY2025 · Cash $553.7M
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 28.16m -3.9% since FY2020
29.51m 28.16m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 29.30m FY2021 · 29.50m FY2022 · 29.27m FY2023 · 29.51m FY2024 · 29.05m FY2025 · 28.16m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $0 $0 $296.2M $296.8M $299.2M $328.1M
Net income $46.9M $91.8M $78.1M $71.1M $75.9M $90.8M
Net margin — — 26% 24% 25% 28%
Earnings per share $1.60 $3.11 $2.64 $2.41 $2.58 $3.13
Cash $219.9M $890.1M $152.8M $249.8M $328.8M $553.7M
Shareholders' equity $692.5M $773.8M $776.5M $839.2M $887.3M $943.3M
Shares outstanding 29.30m 29.50m 29.27m 29.51m 29.05m 28.16m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Jul 28, 2026 Quarterly ↗ Jun 30, 2026 28d
Apr 28, 2026 Quarterly ↗ Mar 31, 2026 28d
Feb 23, 2026 Annual ↗ Dec 31, 2025 54d
Oct 24, 2025 Quarterly ↗ Sep 30, 2025 24d
Jul 29, 2025 Quarterly ↗ Jun 30, 2025 29d
Apr 29, 2025 Quarterly ↗ Mar 31, 2025 29d
Feb 24, 2025 Annual ↗ Dec 31, 2024 55d
Oct 29, 2024 Quarterly ↗ Sep 30, 2024 29d
Jul 30, 2024 Quarterly ↗ Jun 30, 2024 30d
Apr 30, 2024 Quarterly ↗ Mar 31, 2024 30d
Feb 26, 2024 Annual ↗ Dec 31, 2023 57d
Nov 1, 2023 Quarterly ↗ Sep 30, 2023 32d

Current reports

FiledDisclosed
Oct 29, 2026 Results ↗
Jul 27, 2026 Regulation FD ↗
Jul 23, 2026 Results ↗
Apr 24, 2026 Shareholder vote ↗
Apr 23, 2026 Results ↗
Apr 2, 2026 Other events ↗
Feb 10, 2026 Other events ↗
Jan 29, 2026 Results ↗
Dec 10, 2025 Other events ↗
Nov 6, 2025 Material agreement · New obligation · Regulation FD · Other events ↗
Oct 23, 2025 Results ↗
Jul 28, 2025 Regulation FD ↗