Touchstone
Last syncOct 31, 2026, 6:54 PM ET

VOYA

Voya Financial, Inc. Financials Life Insurance Russell 3000
$98.05Close $9.2BMarket cap $64.83 – $104.8652-week range Nov 2, 2026Next report · after the close

Highlights

Strengths

  • Tight base near its pivot pullbacks 13% → 7%; 1.5% below its $99.53 pivot
  • Volume drying up last 10 days 27% under the 50-day average

Cautions

  • Trend not confirmed 7 of 8 conditions · under the 50-day
  • Earnings shrinking EPS −40% year on year
  • Results soon Nov 2, 2026, in 1 day

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 6, 2026
Off 12-month high 6%
1wk up 2.3% price change
1mo up 3.8% price change
12-month return up 37% market up 11% · its own up 26%
F-score — — Not assessed
Altman Z — Unknown
P/E 14.1× price / earnings
PEG 6.77 P/E / EPS growth
P/B 1.9× price / book
Earnings yield — EBIT / enterprise value
Cheaper than — of the market · not assessed
Revenue growth up 5% year on year
EPS growth down 40% latest quarter · -61 pts
Sales growth down 2% latest quarter · +1 pts
ROE up 15% return on equity
Free cash margin —
D/E 0.31 long-term debt / equity
Net debt / EBITDA —
Interest cover —EBIT / interest
Piotroski tests

Repair signals

  • Long-term debt down 28% ($2.1B → $1.5B)

Trade setup

ATR% 2.4% $2.36 a day · 2×ATR $93.32
RS 73 / 99 vs the universe
Trend 7 / 8 under the 50-day
Relative volume 0.8× vs 50-day average
Up/down volume 0.91 50 sessions
Implied move — no option chain · report Nov 2, 2026
Contractions 2 13% → 7%
Pivot $99.53 1.5% below
Volume dry-up 0.7× 10 vs 50 sessions
Trend template · 7 of 8
  • Price above the 50-day average: fails

Screen verdict

Did not qualify for any screen.

Warning signs

none flagged
  • No restatement or impairment
  • Equity positive
  • No material dilution
  • Margins and revenue not shrinking
Last reported Aug 4, 2026
Results reaction Aug 4, 2026-2% vs market2 sessions after results

Financials

6 fiscal years · from filings
Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $2.3B +5% on FY2024
$0 $2.5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · $1.8B FY2021 · $2.0B FY2022 · $1.7B FY2023 · $1.9B FY2024 · $2.1B FY2025 · $2.3B
Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $654.0M -2% on FY2024
$0 $2.5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · -$206.0M FY2021 · $2.4B FY2022 · $510.0M FY2023 · $625.0M FY2024 · $667.0M FY2025 · $654.0M
Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology
  • Net 29%
0% 200% FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Net -12% FY2021 · Net 119% FY2022 · Net 30% FY2023 · Net 32% FY2024 · Net 31% FY2025 · Net 29%
Cash and long-term debt Cash on the balance sheet at the year's end beside debt due after a year. Net cash is cash less that debt; net debt is the shortfall. Debt some filers do not tag shows as a gap, not as zero. Methodology
  • Cash
  • Long-term debt
$0 $5B FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · Cash $1.5B · Long-term debt $3.0B FY2021 · Cash $1.4B · Long-term debt $2.6B FY2022 · Cash $1.0B · Long-term debt $2.1B FY2023 · Cash $1.1B · Long-term debt $2.1B FY2024 · Cash $1.5B · Long-term debt $2.1B FY2025 · Cash $1.3B · Long-term debt $1.5B
Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 93.84m -24.4% since FY2020
124.20m 93.84m FY20 FY21 FY22 FY23 FY24 FY25 FY2020 · 124.20m FY2021 · 107.80m FY2022 · 97.20m FY2023 · 102.90m FY2024 · 95.50m FY2025 · 93.84m
  FY2020Dec 31, 2020 FY2021Dec 31, 2021 FY2022Dec 31, 2022 FY2023Dec 31, 2023 FY2024Dec 31, 2024 FY2025Dec 31, 2025
Revenue $1.8B $2.0B $1.7B $1.9B $2.1B $2.3B
Operating income — — — $916.0M $870.0M $1.0B
Net income -$206.0M $2.4B $510.0M $625.0M $667.0M $654.0M
Net margin -12% 119% 30% 32% 31% 29%
Earnings per share -$1.56 $18.84 $4.63 $5.74 $6.58 $6.71
Cash $1.5B $1.4B $1.0B $1.1B $1.5B $1.3B
Long-term debt $3.0B $2.6B $2.1B $2.1B $2.1B $1.5B
Shareholders' equity $10.1B $8.3B $3.3B $4.2B $4.0B $5.0B
Shares outstanding 124.20m 107.80m 97.20m 102.90m 95.50m 93.84m

Filings

SEC EDGAR
FiledReportPeriod to Lag
Aug 6, 2026 Quarterly ↗ Jun 30, 2026 37d
May 7, 2026 Quarterly ↗ Mar 31, 2026 37d
Feb 20, 2026 Annual ↗ Dec 31, 2025 51d
Nov 6, 2025 Quarterly ↗ Sep 30, 2025 37d
Aug 7, 2025 Quarterly ↗ Jun 30, 2025 38d
May 8, 2025 Quarterly ↗ Mar 31, 2025 38d
Feb 21, 2025 Annual ↗ Dec 31, 2024 52d
Nov 6, 2024 Quarterly ↗ Sep 30, 2024 37d
Aug 1, 2024 Quarterly ↗ Jun 30, 2024 32d
May 6, 2024 Quarterly ↗ Mar 31, 2024 36d
Feb 23, 2024 Annual ↗ Dec 31, 2023 54d
Nov 2, 2023 Quarterly ↗ Sep 30, 2023 33d

Current reports

FiledDisclosed
Oct 15, 2026 Regulation FD ↗
Oct 6, 2026 Regulation FD ↗
Oct 2, 2026 Director or officer change ↗
Aug 4, 2026 Results · Regulation FD ↗
Jul 21, 2026 Regulation FD ↗
Jul 8, 2026 Regulation FD ↗
May 21, 2026 Shareholder vote ↗
May 5, 2026 Results · Regulation FD ↗
Apr 21, 2026 Regulation FD ↗
Apr 8, 2026 Regulation FD ↗
Mar 2, 2026 Material agreement · New obligation ↗
Feb 3, 2026 Results · Regulation FD ↗