WABC

Westamerica Bancorporation Financials National Commercial Banks Russell 3000

$60.73Close $1.5BMarket cap $45.23 – $61.9652-week range Jan 14, 2027Next report · estimated

Highlights

Strengths

Near its high 2% below its 52-week high

Cautions

Trend not confirmed 7 of 8 conditions · RS under 70

Price

Filing Results Screen pick 52-week high and low Adjusted prices

Key figures

FY to Dec 31, 2025 · filed Aug 5, 2026

Off 12-month high 2%

1wk 1.1% price change

1mo 4.1% price change

12-month return 31% market up 11% · its own up 21%

F-score — — Not assessed

Altman Z — Unknown

P/E 12.9× price / earnings

PEG — P/E / EPS growth

P/B 1.6× price / book

Earnings yield — EBIT / enterprise value

Cheaper than — of the market · not assessed

Revenue growth 12% year on year

EPS growth 5% latest quarter · +8 pts

Sales growth 3% latest quarter · +4 pts

ROE 13% return on equity

Free cash margin —

D/E — long-term debt / equity

Net debt / EBITDA —

Interest cover —EBIT / interest

Trade setup

ATR% 2.0% $1.24 a day · 2×ATR $58.26

RS 69 / 99 vs the universe

Trend 7 / 8 RS under 70

Relative volume 0.7× vs 50-day average

Up/down volume 1.37 50 sessions

Implied move — no scheduled report

Trend template · 7 of 8

RS rank 70 or higher: fails

Screen verdict

Did not qualify for any screen.

Warning signs

1 flagged

Revenue shrinking Revenue fell 12.2% over the year, from $293.8M to $258.1M.

Last reported Oct 15, 2026

Results reaction Oct 15, 2026+5% vs market2 sessions after results

Financials

6 fiscal years · from filings

Revenue What customers paid the company over its fiscal year, before any cost, as filed in its annual report. The change is against the year before. Methodology $258.1M -12% on FY2024

Net income Profit left after every cost, interest and tax for the year. A column below the line is a loss. Methodology $116.2M -16% on FY2024

Margins Each as a share of revenue. Gross: left after the direct cost of what was sold. Net: left after every cost. Free cash: free cash flow over revenue. A margin rising over years means the business keeps more of each dollar it sells. Methodology

Net 45%

Shares outstanding Shares in issue at the year's end. A rising count means each share owns a smaller slice of the company (stock pay, share sales); a falling one, buybacks. The chart's scale is fitted to the count, so a small change looks large: read the percentage. Methodology 24.62m -8.1% since FY2020

	FY2020Dec 31, 2020	FY2021Dec 31, 2021	FY2022Dec 31, 2022	FY2023Dec 31, 2023	FY2024Dec 31, 2024	FY2025Dec 31, 2025
Revenue	$209.7M	$214.8M	$265.0M	$323.6M	$293.8M	$258.1M
Net income	$80.4M	$86.5M	$122.0M	$161.8M	$138.6M	$116.2M
Net margin	38%	40%	46%	50%	47%	45%
Earnings per share	$2.98	$3.22	$4.54	$6.06	$5.20	$4.52
Shareholders' equity	$844.8M	$827.1M	$602.1M	$772.9M	$890.0M	$933.5M
Shares outstanding	26.81m	26.87m	26.91m	26.67m	26.71m	24.62m

Filings

SEC EDGAR

Filed	Report	Period to	Lag
Aug 5, 2026	Quarterly ↗	Jun 30, 2026	36d
May 8, 2026	Quarterly ↗	Mar 31, 2026	38d
Feb 27, 2026	Annual ↗	Dec 31, 2025	58d
Nov 7, 2025	Quarterly ↗	Sep 30, 2025	38d
Aug 6, 2025	Quarterly ↗	Jun 30, 2025	37d
May 9, 2025	Quarterly ↗	Mar 31, 2025	39d
Feb 28, 2025	Annual ↗	Dec 31, 2024	59d
Nov 8, 2024	Quarterly ↗	Sep 30, 2024	39d
Aug 8, 2024	Quarterly ↗	Jun 30, 2024	39d
May 9, 2024	Quarterly ↗	Mar 31, 2024	39d
Feb 29, 2024	Annual ↗	Dec 31, 2023	60d
Nov 8, 2023	Quarterly ↗	Sep 30, 2023	39d

Current reports

Filed	Disclosed
Oct 22, 2026	Other events ↗
Oct 15, 2026	Results ↗
Jul 23, 2026	Other events ↗
Jul 16, 2026	Results ↗
Apr 27, 2026	Shareholder vote ↗
Apr 24, 2026	Other events ↗
Apr 23, 2026	Other events ↗
Apr 16, 2026	Results ↗
Jan 23, 2026	Director or officer change ↗
Jan 22, 2026	Other events ↗
Jan 15, 2026	Results ↗
Dec 18, 2025	Other events ↗